woocommerce-paypal-payments/docs/pay-later-with-vaulting-filter.md

Pay Later with Vaulting Filter

Overview

By default the plugin treats Pay Later and Vaulting ("Save PayPal and Venmo") as mutually exclusive. When vaulting is active:

• The Payment Methods tab locks the "Pay Later" toggle ("This payment method requires Save PayPal and Venmo to be disabled").
• Pay Later messaging is disabled everywhere.

Merchants that PayPal has whitelisted to offer Pay Later alongside Vaulting can lift this restriction with a filter.

Filter

woocommerce_paypal_payments_pay_later_with_vaulting

Controls whether Pay Later features may run while vaulting is active. Defaults to false (Pay Later disabled if vaulting is active). Return true to bypass the restriction.

add_filter( 'woocommerce_paypal_payments_pay_later_with_vaulting', '__return_true' );

Notes

• Intended for PayPal-whitelisted accounts. Enabling it on an account that is not approved for Pay Later + Vaulting may result in Pay Later still not being offered by PayPal at runtime.
• Use this filter, not woocommerce_paypal_payments_should_render_pay_later_messaging. The latter only toggles storefront messaging rendering and, on its own, cannot re-enable Pay Later when vaulting is active — the plugin still forces messaging off under vaulting. __woocommerce_paypal_payments_pay_later_with_vaulting is the intended override and unlocks the configuration UI as well.