diff --git a/modules/ppcp-wc-gateway/pay-later-tab-settings.php b/modules/ppcp-wc-gateway/pay-later-tab-settings.php
new file mode 100644
index 000000000..265fd6b0b
--- /dev/null
+++ b/modules/ppcp-wc-gateway/pay-later-tab-settings.php
@@ -0,0 +1,566 @@
+<?php
+/**
+ * The services of the Gateway module.
+ *
+ * @package WooCommerce\PayPalCommerce\WcGateway
+ */
+
+// phpcs:disable WordPress.Security.NonceVerification.Recommended
+
+declare(strict_types=1);
+
+namespace WooCommerce\PayPalCommerce\WcGateway;
+
+use Psr\Container\ContainerInterface;
+use WooCommerce\PayPalCommerce\ApiClient\Helper\DccApplies;
+use WooCommerce\PayPalCommerce\Onboarding\Environment;
+use WooCommerce\PayPalCommerce\Onboarding\Render\OnboardingOptionsRenderer;
+use WooCommerce\PayPalCommerce\Onboarding\State;
+use WooCommerce\PayPalCommerce\WcGateway\Settings\Settings;
+
+return function ( ContainerInterface $container, array $fields ): array {
+
+	$current_page_id = $container->get( 'wcgateway.current-ppcp-settings-page-id' );
+
+	if ( $current_page_id !== Settings::PAY_LATER_TAB_ID ) {
+		return $fields;
+	}
+
+    $settings = $container->get( 'wcgateway.settings' );
+    assert( $settings instanceof Settings );
+
+    $vault_enabled = $settings->has( 'vault_enabled' ) && $settings->get( 'vault_enabled' );
+
+    $pay_later_messaging_enabled_label = $vault_enabled
+        ? __( "You have PayPal vaulting enabled, that's why Pay Later options are unavailable now. You cannot use both features at the same time.", 'woocommerce-paypal-payments' )
+        : __( 'Enabled', 'woocommerce-paypal-payments' );
+
+	$pay_later_fields = array(
+		'pay_later_button_enabled'                        => array(
+			'title'        => __( 'Enable/Disable', 'woocommerce-paypal-payments' ),
+			'type'         => 'checkbox',
+			'label'        => esc_html($pay_later_messaging_enabled_label),
+			'default'      => true,
+			'screens'      => array( State::STATE_ONBOARDED ),
+			'requirements' => array( 'messages' ),
+			'gateway'      => Settings::PAY_LATER_TAB_ID,
+            'input_class'  => $vault_enabled ? array( 'ppcp-disabled-checkbox' ) : array(),
+		),
+        'pay_later_button_locations'                   => array(
+            'title'        => __( 'Pay Later Button Locations', 'woocommerce-paypal-payments' ),
+            'type'         => 'ppcp-multiselect',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => array(),
+            'desc_tip'     => false,
+            'description'  => __( 'Example description', 'woocommerce-paypal-payments' ),
+            'options'      => $container->get( 'wcgateway.settings.pay-later.button-locations' ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+
+		// Messaging.
+		'pay_later_messaging_heading'                     => array(
+			'heading'      => __( 'Pay Later Messaging', 'woocommerce-paypal-payments' ),
+			'type'         => 'ppcp-heading',
+			'screens'      => array( State::STATE_ONBOARDED ),
+			'requirements' => array( 'messages' ),
+			'gateway'      => Settings::PAY_LATER_TAB_ID,
+			'description'  => __( 'Example description.', 'woocommerce-paypal-payments' ),
+		),
+        'pay_later_messaging_enabled'                        => array(
+            'title'        => __( 'Enable/Disable', 'woocommerce-paypal-payments' ),
+            'type'         => 'checkbox',
+            'label'        => esc_html($pay_later_messaging_enabled_label),
+            'default'      => true,
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+            'input_class'  => $vault_enabled ? array( 'ppcp-disabled-checkbox' ) : array(),
+        ),
+		'pay_later_messaging_locations'                   => array(
+			'title'        => __( 'Pay Later Messaging Locations', 'woocommerce-paypal-payments' ),
+			'type'         => 'ppcp-multiselect',
+			'class'        => array(),
+			'input_class'  => array( 'wc-enhanced-select' ),
+			'default'      => array(),
+			'desc_tip'     => false,
+			'description'  => __( 'Example description', 'woocommerce-paypal-payments' ),
+			'options'      => $container->get( 'wcgateway.settings.pay-later.messaging-locations' ),
+			'screens'      => array( State::STATE_ONBOARDED ),
+			'requirements' => array( 'messages' ),
+			'gateway'      => Settings::PAY_LATER_TAB_ID,
+		),
+		'pay_later_enable_styling_per_messaging_location' => array(
+			'title'        => __( 'Enable Styling Per Messaging Location', 'woocommerce-paypal-payments' ),
+			'type'         => 'checkbox',
+			'label'        => __( 'Enable', 'woocommerce-paypal-payments' ),
+			'default'      => false,
+			'screens'      => array( State::STATE_ONBOARDED ),
+			'requirements' => array( 'messages' ),
+			'gateway'      => Settings::PAY_LATER_TAB_ID,
+		),
+		'pay_later_general_message_layout'                => array(
+			'title'        => __( 'Messaging Layout', 'woocommerce-paypal-payments' ),
+			'type'         => 'select',
+			'class'        => array(),
+			'input_class'  => array( 'wc-enhanced-select' ),
+			'default'      => 'text',
+			'desc_tip'     => true,
+			'description'  => __( 'The layout of the message.', 'woocommerce-paypal-payments' ),
+			'options'      => array(
+				'text' => __( 'Text', 'woocommerce-paypal-payments' ),
+				'flex' => __( 'Flex', 'woocommerce-paypal-payments' ),
+			),
+			'screens'      => array( State::STATE_ONBOARDED ),
+			'requirements' => array( 'messages' ),
+			'gateway'      => Settings::PAY_LATER_TAB_ID,
+		),
+		'pay_later_general_message_logo'                  => array(
+			'title'        => __( 'Messaging Logo', 'woocommerce-paypal-payments' ),
+			'type'         => 'select',
+			'class'        => array(),
+			'input_class'  => array( 'wc-enhanced-select' ),
+			'default'      => 'primary',
+			'desc_tip'     => true,
+			'description'  => __( 'What logo the text message contains. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+			'options'      => array(
+				'primary'     => __( 'Primary', 'woocommerce-paypal-payments' ),
+				'alternative' => __( 'Alternative', 'woocommerce-paypal-payments' ),
+				'inline'      => __( 'Inline', 'woocommerce-paypal-payments' ),
+				'none'        => __( 'None', 'woocommerce-paypal-payments' ),
+			),
+			'screens'      => array( State::STATE_ONBOARDED ),
+			'requirements' => array( 'messages' ),
+			'gateway'      => Settings::PAY_LATER_TAB_ID,
+		),
+		'pay_later_general_message_position'              => array(
+			'title'        => __( 'Messaging Logo Position', 'woocommerce-paypal-payments' ),
+			'type'         => 'select',
+			'class'        => array(),
+			'input_class'  => array( 'wc-enhanced-select' ),
+			'default'      => 'left',
+			'desc_tip'     => true,
+			'description'  => __( 'The position of the logo. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+			'options'      => array(
+				'left'  => __( 'Left', 'woocommerce-paypal-payments' ),
+				'right' => __( 'Right', 'woocommerce-paypal-payments' ),
+				'top'   => __( 'Top', 'woocommerce-paypal-payments' ),
+			),
+			'screens'      => array( State::STATE_ONBOARDED ),
+			'requirements' => array( 'messages' ),
+			'gateway'      => Settings::PAY_LATER_TAB_ID,
+		),
+		'pay_later_general_message_color'                 => array(
+			'title'        => __( 'Messaging Text Color', 'woocommerce-paypal-payments' ),
+			'type'         => 'select',
+			'class'        => array(),
+			'input_class'  => array( 'wc-enhanced-select' ),
+			'default'      => 'black',
+			'desc_tip'     => true,
+			'description'  => __( 'The color of the text. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+			'options'      => array(
+				'black'      => __( 'Black', 'woocommerce-paypal-payments' ),
+				'white'      => __( 'White', 'woocommerce-paypal-payments' ),
+				'monochrome' => __( 'Monochrome', 'woocommerce-paypal-payments' ),
+				'grayscale'  => __( 'Grayscale', 'woocommerce-paypal-payments' ),
+			),
+			'screens'      => array( State::STATE_ONBOARDED ),
+			'requirements' => array( 'messages' ),
+			'gateway'      => Settings::PAY_LATER_TAB_ID,
+		),
+		'pay_later_general_message_flex_color'            => array(
+			'title'        => __( 'Messaging Color', 'woocommerce-paypal-payments' ),
+			'type'         => 'select',
+			'class'        => array(),
+			'input_class'  => array( 'wc-enhanced-select' ),
+			'default'      => 'blue',
+			'desc_tip'     => true,
+			'description'  => __( 'The color of the text. Only applicable, when the layout style Flex is used.', 'woocommerce-paypal-payments' ),
+			'options'      => array(
+				'blue'            => __( 'Blue', 'woocommerce-paypal-payments' ),
+				'black'           => __( 'Black', 'woocommerce-paypal-payments' ),
+				'white'           => __( 'White', 'woocommerce-paypal-payments' ),
+				'white-no-border' => __( 'White no border', 'woocommerce-paypal-payments' ),
+				'gray'            => __( 'Gray', 'woocommerce-paypal-payments' ),
+				'monochrome'      => __( 'Monochrome', 'woocommerce-paypal-payments' ),
+				'grayscale'       => __( 'Grayscale', 'woocommerce-paypal-payments' ),
+			),
+			'screens'      => array( State::STATE_ONBOARDED ),
+			'requirements' => array( 'messages' ),
+			'gateway'      => Settings::PAY_LATER_TAB_ID,
+		),
+		'pay_later_general_message_flex_ratio'            => array(
+			'title'        => __( 'Messaging Ratio', 'woocommerce-paypal-payments' ),
+			'type'         => 'select',
+			'class'        => array(),
+			'input_class'  => array( 'wc-enhanced-select' ),
+			'default'      => '1x1',
+			'desc_tip'     => true,
+			'description'  => __( 'The width/height ratio of the banner. Only applicable, when the layout style Flex is used.', 'woocommerce-paypal-payments' ),
+			'options'      => array(
+				'1x1'  => __( '1x1', 'woocommerce-paypal-payments' ),
+				'1x4'  => __( '1x4', 'woocommerce-paypal-payments' ),
+				'8x1'  => __( '8x1', 'woocommerce-paypal-payments' ),
+				'20x1' => __( '20x1', 'woocommerce-paypal-payments' ),
+			),
+			'screens'      => array( State::STATE_ONBOARDED ),
+			'requirements' => array( 'messages' ),
+			'gateway'      => Settings::PAY_LATER_TAB_ID,
+		),
+
+        //Single product
+        'pay_later_product_messaging_heading'                     => array(
+            'heading'      => __( 'Pay Later Messaging on Single Product', 'woocommerce-paypal-payments' ),
+            'type'         => 'ppcp-heading',
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array(),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_product_message_layout'                => array(
+            'title'        => __( 'Single Product Messaging Layout', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'text',
+            'desc_tip'     => true,
+            'description'  => __( 'The layout of the message.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'text' => __( 'Text', 'woocommerce-paypal-payments' ),
+                'flex' => __( 'Flex', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_product_message_logo'                  => array(
+            'title'        => __( 'Single Product Messaging Logo', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'primary',
+            'desc_tip'     => true,
+            'description'  => __( 'What logo the text message contains. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'primary'     => __( 'Primary', 'woocommerce-paypal-payments' ),
+                'alternative' => __( 'Alternative', 'woocommerce-paypal-payments' ),
+                'inline'      => __( 'Inline', 'woocommerce-paypal-payments' ),
+                'none'        => __( 'None', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_product_message_position'              => array(
+            'title'        => __( 'Single Product Messaging Logo Position', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'left',
+            'desc_tip'     => true,
+            'description'  => __( 'The position of the logo. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'left'  => __( 'Left', 'woocommerce-paypal-payments' ),
+                'right' => __( 'Right', 'woocommerce-paypal-payments' ),
+                'top'   => __( 'Top', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_product_message_color'                 => array(
+            'title'        => __( 'Single Product Messaging Text Color', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'black',
+            'desc_tip'     => true,
+            'description'  => __( 'The color of the text. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'black'      => __( 'Black', 'woocommerce-paypal-payments' ),
+                'white'      => __( 'White', 'woocommerce-paypal-payments' ),
+                'monochrome' => __( 'Monochrome', 'woocommerce-paypal-payments' ),
+                'grayscale'  => __( 'Grayscale', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_product_message_flex_color'            => array(
+            'title'        => __( 'Single Product Messaging Color', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'blue',
+            'desc_tip'     => true,
+            'description'  => __( 'The color of the text. Only applicable, when the layout style Flex is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'blue'            => __( 'Blue', 'woocommerce-paypal-payments' ),
+                'black'           => __( 'Black', 'woocommerce-paypal-payments' ),
+                'white'           => __( 'White', 'woocommerce-paypal-payments' ),
+                'white-no-border' => __( 'White no border', 'woocommerce-paypal-payments' ),
+                'gray'            => __( 'Gray', 'woocommerce-paypal-payments' ),
+                'monochrome'      => __( 'Monochrome', 'woocommerce-paypal-payments' ),
+                'grayscale'       => __( 'Grayscale', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_product_message_flex_ratio'            => array(
+            'title'        => __( 'Single Product Messaging Ratio', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => '1x1',
+            'desc_tip'     => true,
+            'description'  => __( 'The width/height ratio of the banner. Only applicable, when the layout style Flex is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                '1x1'  => __( '1x1', 'woocommerce-paypal-payments' ),
+                '1x4'  => __( '1x4', 'woocommerce-paypal-payments' ),
+                '8x1'  => __( '8x1', 'woocommerce-paypal-payments' ),
+                '20x1' => __( '20x1', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+
+        //Cart
+        'pay_later_cart_messaging_heading'                     => array(
+            'heading'      => __( 'Pay Later Messaging on Cart', 'woocommerce-paypal-payments' ),
+            'type'         => 'ppcp-heading',
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array(),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_cart_message_layout'                => array(
+            'title'        => __( 'Cart Messaging Layout', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'text',
+            'desc_tip'     => true,
+            'description'  => __( 'The layout of the message.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'text' => __( 'Text', 'woocommerce-paypal-payments' ),
+                'flex' => __( 'Flex', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_cart_message_logo'                  => array(
+            'title'        => __( 'Cart Messaging Logo', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'primary',
+            'desc_tip'     => true,
+            'description'  => __( 'What logo the text message contains. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'primary'     => __( 'Primary', 'woocommerce-paypal-payments' ),
+                'alternative' => __( 'Alternative', 'woocommerce-paypal-payments' ),
+                'inline'      => __( 'Inline', 'woocommerce-paypal-payments' ),
+                'none'        => __( 'None', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_cart_message_position'              => array(
+            'title'        => __( 'Cart Messaging Logo Position', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'left',
+            'desc_tip'     => true,
+            'description'  => __( 'The position of the logo. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'left'  => __( 'Left', 'woocommerce-paypal-payments' ),
+                'right' => __( 'Right', 'woocommerce-paypal-payments' ),
+                'top'   => __( 'Top', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_cart_message_color'                 => array(
+            'title'        => __( 'Cart Messaging Text Color', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'black',
+            'desc_tip'     => true,
+            'description'  => __( 'The color of the text. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'black'      => __( 'Black', 'woocommerce-paypal-payments' ),
+                'white'      => __( 'White', 'woocommerce-paypal-payments' ),
+                'monochrome' => __( 'Monochrome', 'woocommerce-paypal-payments' ),
+                'grayscale'  => __( 'Grayscale', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_cart_message_flex_color'            => array(
+            'title'        => __( 'Cart Messaging Color', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'blue',
+            'desc_tip'     => true,
+            'description'  => __( 'The color of the text. Only applicable, when the layout style Flex is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'blue'            => __( 'Blue', 'woocommerce-paypal-payments' ),
+                'black'           => __( 'Black', 'woocommerce-paypal-payments' ),
+                'white'           => __( 'White', 'woocommerce-paypal-payments' ),
+                'white-no-border' => __( 'White no border', 'woocommerce-paypal-payments' ),
+                'gray'            => __( 'Gray', 'woocommerce-paypal-payments' ),
+                'monochrome'      => __( 'Monochrome', 'woocommerce-paypal-payments' ),
+                'grayscale'       => __( 'Grayscale', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_cart_message_flex_ratio'            => array(
+            'title'        => __( 'Cart Messaging Ratio', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => '1x1',
+            'desc_tip'     => true,
+            'description'  => __( 'The width/height ratio of the banner. Only applicable, when the layout style Flex is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                '1x1'  => __( '1x1', 'woocommerce-paypal-payments' ),
+                '1x4'  => __( '1x4', 'woocommerce-paypal-payments' ),
+                '8x1'  => __( '8x1', 'woocommerce-paypal-payments' ),
+                '20x1' => __( '20x1', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+
+        //Checkout
+        'pay_later_checkout_messaging_heading'                     => array(
+            'heading'      => __( 'Pay Later Messaging on Checkout', 'woocommerce-paypal-payments' ),
+            'type'         => 'ppcp-heading',
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array(),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_checkout_message_layout'                => array(
+            'title'        => __( 'Checkout Messaging Layout', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'text',
+            'desc_tip'     => true,
+            'description'  => __( 'The layout of the message.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'text' => __( 'Text', 'woocommerce-paypal-payments' ),
+                'flex' => __( 'Flex', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_checkout_message_logo'                  => array(
+            'title'        => __( 'Checkout Messaging Logo', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'primary',
+            'desc_tip'     => true,
+            'description'  => __( 'What logo the text message contains. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'primary'     => __( 'Primary', 'woocommerce-paypal-payments' ),
+                'alternative' => __( 'Alternative', 'woocommerce-paypal-payments' ),
+                'inline'      => __( 'Inline', 'woocommerce-paypal-payments' ),
+                'none'        => __( 'None', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_checkout_message_position'              => array(
+            'title'        => __( 'Checkout Messaging Logo Position', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'left',
+            'desc_tip'     => true,
+            'description'  => __( 'The position of the logo. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'left'  => __( 'Left', 'woocommerce-paypal-payments' ),
+                'right' => __( 'Right', 'woocommerce-paypal-payments' ),
+                'top'   => __( 'Top', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_checkout_message_color'                 => array(
+            'title'        => __( 'Checkout Messaging Text Color', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'black',
+            'desc_tip'     => true,
+            'description'  => __( 'The color of the text. Only applicable, when the layout style Text is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'black'      => __( 'Black', 'woocommerce-paypal-payments' ),
+                'white'      => __( 'White', 'woocommerce-paypal-payments' ),
+                'monochrome' => __( 'Monochrome', 'woocommerce-paypal-payments' ),
+                'grayscale'  => __( 'Grayscale', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_checkout_message_flex_color'            => array(
+            'title'        => __( 'Checkout Messaging Color', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => 'blue',
+            'desc_tip'     => true,
+            'description'  => __( 'The color of the text. Only applicable, when the layout style Flex is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                'blue'            => __( 'Blue', 'woocommerce-paypal-payments' ),
+                'black'           => __( 'Black', 'woocommerce-paypal-payments' ),
+                'white'           => __( 'White', 'woocommerce-paypal-payments' ),
+                'white-no-border' => __( 'White no border', 'woocommerce-paypal-payments' ),
+                'gray'            => __( 'Gray', 'woocommerce-paypal-payments' ),
+                'monochrome'      => __( 'Monochrome', 'woocommerce-paypal-payments' ),
+                'grayscale'       => __( 'Grayscale', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+        'pay_later_checkout_message_flex_ratio'            => array(
+            'title'        => __( 'Checkout Messaging Ratio', 'woocommerce-paypal-payments' ),
+            'type'         => 'select',
+            'class'        => array(),
+            'input_class'  => array( 'wc-enhanced-select' ),
+            'default'      => '1x1',
+            'desc_tip'     => true,
+            'description'  => __( 'The width/height ratio of the banner. Only applicable, when the layout style Flex is used.', 'woocommerce-paypal-payments' ),
+            'options'      => array(
+                '1x1'  => __( '1x1', 'woocommerce-paypal-payments' ),
+                '1x4'  => __( '1x4', 'woocommerce-paypal-payments' ),
+                '8x1'  => __( '8x1', 'woocommerce-paypal-payments' ),
+                '20x1' => __( '20x1', 'woocommerce-paypal-payments' ),
+            ),
+            'screens'      => array( State::STATE_ONBOARDED ),
+            'requirements' => array( 'messages' ),
+            'gateway'      => Settings::PAY_LATER_TAB_ID,
+        ),
+	);
+
+	return array_merge( $fields, $pay_later_fields );
+};