diff --git a/modules/ppcp-wc-gateway/src/Processor/class-refundprocessor.php b/modules/ppcp-wc-gateway/src/Processor/class-refundprocessor.php
index 1d6bbf290..a348a30f3 100644
--- a/modules/ppcp-wc-gateway/src/Processor/class-refundprocessor.php
+++ b/modules/ppcp-wc-gateway/src/Processor/class-refundprocessor.php
@@ -73,7 +73,11 @@ class RefundProcessor {
 				return false;
 			}
 
-			$captures = $purchase_units[0]->payments()->captures();
+			$payments = $purchase_units[0]->payments();
+			if ( ! $payments ) {
+				return false;
+			}
+			$captures = $payments->captures();
 			if ( ! $captures ) {
 				return false;
 			}