diff --git a/modules/ppcp-applepay/src/Assets/ApplePayButton.php b/modules/ppcp-applepay/src/Assets/ApplePayButton.php
index 22663d605..045c234cb 100644
--- a/modules/ppcp-applepay/src/Assets/ApplePayButton.php
+++ b/modules/ppcp-applepay/src/Assets/ApplePayButton.php
@@ -1018,6 +1018,10 @@ class ApplePayButton implements ButtonInterface {
 	 * @return void
 	 */
 	public function enqueue(): void {
+		if ( ! $this->is_enabled() ) {
+			return;
+		}
+
 		wp_register_script(
 			'wc-ppcp-applepay',
 			untrailingslashit( $this->module_url ) . '/assets/js/boot.js',
diff --git a/modules/ppcp-settings/resources/css/components/reusable-components/_payment-method-item.scss b/modules/ppcp-settings/resources/css/components/reusable-components/_payment-method-item.scss
index 9ae5ee92e..72633ce3d 100644
--- a/modules/ppcp-settings/resources/css/components/reusable-components/_payment-method-item.scss
+++ b/modules/ppcp-settings/resources/css/components/reusable-components/_payment-method-item.scss
@@ -93,6 +93,29 @@
 	}
 }
 
+.ppcp-r-payment-methods {
+	.ppcp-highlight {
+		animation: ppcp-highlight-fade 2s cubic-bezier(0.4, 0, 0.2, 1);
+		border: 1px solid $color-blueberry;
+		border-radius: var(--container-border-radius);
+		position: relative;
+		z-index: 1;
+	}
+
+	@keyframes ppcp-highlight-fade {
+		0%, 20% {
+			background-color: rgba($color-blueberry, 0.08);
+			border-color: $color-blueberry;
+			border-width: 1px;
+		}
+		100% {
+			background-color: transparent;
+			border-color: $color-gray-300;
+			border-width: 1px;
+		}
+	}
+}
+
 // Disabled state styling.
 .ppcp--method-item--disabled {
 	position: relative;
diff --git a/modules/ppcp-settings/resources/css/components/screens/_settings.scss b/modules/ppcp-settings/resources/css/components/screens/_settings.scss
index 901009e6c..63952ed1f 100644
--- a/modules/ppcp-settings/resources/css/components/screens/_settings.scss
+++ b/modules/ppcp-settings/resources/css/components/screens/_settings.scss
@@ -226,25 +226,91 @@
 	}
 }
 
-// Payment Methods
+.ppcp-r-settings {
+	.ppcp-highlight {
+		position: relative;
+		z-index: 1;
 
-.ppcp-highlight {
-	animation: ppcp-highlight-fade 2s cubic-bezier(0.4, 0, 0.2, 1);
-	border: 1px solid $color-blueberry;
-	border-radius: var(--container-border-radius);
-	position: relative;
-	z-index: 1;
-}
+		&::before {
+			content: '';
+			position: absolute;
+			top: -8px;
+			left: -12px;
+			right: -12px;
+			bottom: -8px;
+			border: 1px solid $color-blueberry;
+			border-radius: 4px;
+			z-index: -1;
+			pointer-events: none;
+			animation: ppcp-setting-highlight-bg 2s cubic-bezier(0.4, 0, 0.2, 1);
+			animation-fill-mode: forwards;
+		}
 
-@keyframes ppcp-highlight-fade {
-	0%, 20% {
-		background-color: rgba($color-blueberry, 0.08);
-		border-color: $color-blueberry;
-		border-width: 1px;
+		&::after {
+			content: '';
+			position: absolute;
+			top: -8px;
+			left: -12px;
+			width: 4px;
+			bottom: -8px;
+			background-color: $color-blueberry;
+			border-top-left-radius: 4px;
+			border-bottom-left-radius: 4px;
+			z-index: -1;
+			pointer-events: none;
+			animation: ppcp-setting-highlight-accent 2s cubic-bezier(0.4, 0, 0.2, 1);
+			animation-fill-mode: forwards;
+		}
 	}
-	100% {
-		background-color: transparent;
-		border-color: $color-gray-300;
-		border-width: 1px;
+
+	@keyframes ppcp-setting-highlight-bg {
+		0%, 15% {
+			background-color: rgba($color-blueberry, 0.08);
+			border-color: $color-blueberry;
+		}
+		70% {
+			background-color: transparent;
+			border-color: transparent;
+		}
+		100% {
+			background-color: transparent;
+			border-color: transparent;
+		}
+	}
+
+	@keyframes ppcp-setting-highlight-accent {
+		0%, 15% {
+			opacity: 1;
+		}
+		70% {
+			opacity: 0;
+		}
+		100% {
+			opacity: 0;
+		}
+	}
+
+	.ppcp-r-settings-section {
+		.ppcp--setting-row {
+			position: relative;
+			padding: 12px;
+			margin: 0 -12px;
+			transition: background-color 0.2s ease;
+
+			&:hover {
+				background-color: rgba($color-gray-100, 0.5);
+			}
+		}
+	}
+
+	// RTL support
+	html[dir="rtl"] {
+		.ppcp-highlight {
+			&::after {
+				left: auto;
+				right: -12px;
+				border-radius: 0 4px 4px 0;
+			}
+		}
 	}
 }
diff --git a/modules/ppcp-settings/resources/js/Components/ReusableComponents/Controls/ControlToggleButton.js b/modules/ppcp-settings/resources/js/Components/ReusableComponents/Controls/ControlToggleButton.js
index cbef51f5d..8c07544d9 100644
--- a/modules/ppcp-settings/resources/js/Components/ReusableComponents/Controls/ControlToggleButton.js
+++ b/modules/ppcp-settings/resources/js/Components/ReusableComponents/Controls/ControlToggleButton.js
@@ -2,13 +2,14 @@ import { ToggleControl } from '@wordpress/components';
 import { Action, Description } from '../Elements';
 
 const ControlToggleButton = ( {
+	id = '',
 	label,
 	description,
 	value,
 	onChange,
 	disabled = false,
 } ) => (
-	<Action>
+	<Action id={ id }>
 		<ToggleControl
 			className="ppcp--control-toggle"
 			__nextHasNoMarginBottom
diff --git a/modules/ppcp-settings/resources/js/Components/ReusableComponents/Elements/Action.js b/modules/ppcp-settings/resources/js/Components/ReusableComponents/Elements/Action.js
index d1b935a71..333086e10 100644
--- a/modules/ppcp-settings/resources/js/Components/ReusableComponents/Elements/Action.js
+++ b/modules/ppcp-settings/resources/js/Components/ReusableComponents/Elements/Action.js
@@ -1,5 +1,7 @@
-const Action = ( { children } ) => (
-	<div className="ppcp--action">{ children }</div>
+const Action = ( { id, children } ) => (
+	<div className="ppcp--action" { ...( id ? { id } : {} ) }>
+		{ children }
+	</div>
 );
 
 export default Action;
diff --git a/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/PaymentMethodItemBlock.js b/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/PaymentMethodItemBlock.js
index 6855a2738..2a2b52b41 100644
--- a/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/PaymentMethodItemBlock.js
+++ b/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/PaymentMethodItemBlock.js
@@ -1,7 +1,5 @@
 import { ToggleControl, Icon, Button } from '@wordpress/components';
 import { cog } from '@wordpress/icons';
-import { useEffect } from '@wordpress/element';
-import { useActiveHighlight } from '../../../data/common/hooks';
 
 import SettingsBlock from '../SettingsBlock';
 import PaymentMethodIcon from '../PaymentMethodIcon';
@@ -16,26 +14,12 @@ const PaymentMethodItemBlock = ( {
 	disabledMessage,
 	warningMessages,
 } ) => {
-	const { activeHighlight, setActiveHighlight } = useActiveHighlight();
-	const isHighlighted = activeHighlight === paymentMethod.id;
 	const hasWarning =
 		warningMessages && Object.keys( warningMessages ).length > 0;
 
-	// Reset the active highlight after 2 seconds
-	useEffect( () => {
-		if ( isHighlighted ) {
-			const timer = setTimeout( () => {
-				setActiveHighlight( null );
-			}, 2000 );
-
-			return () => clearTimeout( timer );
-		}
-	}, [ isHighlighted, setActiveHighlight ] );
-
 	// Determine class names based on states
 	const methodItemClasses = [
 		'ppcp--method-item',
-		isHighlighted ? 'ppcp-highlight' : '',
 		isDisabled ? 'ppcp--method-item--disabled' : '',
 		hasWarning && ! isDisabled ? 'ppcp--method-item--warning' : '',
 	]
diff --git a/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/TodoSettingsBlock.js b/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/TodoSettingsBlock.js
index 1716891fb..aa6773ff0 100644
--- a/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/TodoSettingsBlock.js
+++ b/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/TodoSettingsBlock.js
@@ -7,7 +7,6 @@ const TodoSettingsBlock = ( {
 	todosData,
 	className = '',
 	setActiveModal,
-	setActiveHighlight,
 	onDismissTodo,
 } ) => {
 	const [ dismissingIds, setDismissingIds ] = useState( new Set() );
@@ -58,9 +57,6 @@ const TodoSettingsBlock = ( {
 		if ( todo.action.modal ) {
 			setActiveModal( todo.action.modal );
 		}
-		if ( todo.action.highlight ) {
-			setActiveHighlight( todo.action.highlight );
-		}
 	};
 
 	// Filter out dismissed todos for display and limit to 5.
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Overview/Todos/Todos.js b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Overview/Todos/Todos.js
index e7ff5fb4b..6be06ab6b 100644
--- a/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Overview/Todos/Todos.js
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Overview/Todos/Todos.js
@@ -15,8 +15,7 @@ const Todos = () => {
 	const [ isResetting, setIsResetting ] = useState( false );
 	const { todos, isReady: areTodosReady, dismissTodo } = useTodos();
 	// eslint-disable-next-line no-shadow
-	const { setActiveModal, setActiveHighlight } =
-		useDispatch( COMMON_STORE_NAME );
+	const { setActiveModal } = useDispatch( COMMON_STORE_NAME );
 	const { resetDismissedTodos, setDismissedTodos } =
 		useDispatch( TODOS_STORE_NAME );
 	const { createSuccessNotice } = useDispatch( noticesStore );
@@ -76,7 +75,6 @@ const Todos = () => {
 			<TodoSettingsBlock
 				todosData={ todos }
 				setActiveModal={ setActiveModal }
-				setActiveHighlight={ setActiveHighlight }
 				onDismissTodo={ dismissTodo }
 			/>
 		</SettingsCard>
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/DependencyMessage.js b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/PaymentDependencyMessage.js
similarity index 82%
rename from modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/DependencyMessage.js
rename to modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/PaymentDependencyMessage.js
index f32d90f80..ef835569b 100644
--- a/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/DependencyMessage.js
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/PaymentDependencyMessage.js
@@ -10,8 +10,9 @@ import { scrollAndHighlight } from '../../../../../utils/scrollAndHighlight';
  * @param {string} props.parentName - Display name of the parent payment method
  * @return {JSX.Element} The formatted message with link
  */
-const DependencyMessage = ( { parentId, parentName } ) => {
-	// Using WordPress createInterpolateElement with proper React elements
+const PaymentDependencyMessage = ( { parentId, parentName } ) => {
+	const displayName = parentName || parentId;
+
 	return createInterpolateElement(
 		/* translators: %s: payment method name */
 		__(
@@ -28,7 +29,7 @@ const DependencyMessage = ( { parentId, parentName } ) => {
 							scrollAndHighlight( parentId );
 						} }
 					>
-						{ parentName }
+						{ displayName }
 					</a>
 				</strong>
 			),
@@ -36,4 +37,4 @@ const DependencyMessage = ( { parentId, parentName } ) => {
 	);
 };
 
-export default DependencyMessage;
+export default PaymentDependencyMessage;
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/PaymentMethodCard.js b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/PaymentMethodCard.js
index d7689f950..b385ad2d4 100644
--- a/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/PaymentMethodCard.js
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/PaymentMethodCard.js
@@ -1,7 +1,11 @@
 import SettingsCard from '../../../../ReusableComponents/SettingsCard';
 import { PaymentMethodsBlock } from '../../../../ReusableComponents/SettingsBlocks';
 import usePaymentDependencyState from '../../../../../hooks/usePaymentDependencyState';
-import DependencyMessage from './DependencyMessage';
+import useSettingDependencyState from '../../../../../hooks/useSettingDependencyState';
+import PaymentDependencyMessage from './PaymentDependencyMessage';
+import SettingDependencyMessage from './SettingDependencyMessage';
+import SpinnerOverlay from '../../../../ReusableComponents/SpinnerOverlay';
+import { PaymentHooks, SettingsHooks } from '../../../../../data';
 
 /**
  * Renders a payment method card with dependency handling
@@ -27,9 +31,20 @@ const PaymentMethodCard = ( {
 	methodsMap = {},
 	onTriggerModal,
 	isDisabled = false,
-	disabledMessage,
 } ) => {
-	const dependencyState = usePaymentDependencyState( methods, methodsMap );
+	const { isReady: isPaymentStoreReady } = PaymentHooks.useStore();
+	const { isReady: isSettingsStoreReady } = SettingsHooks.useStore();
+
+	const paymentDependencies = usePaymentDependencyState(
+		methods,
+		methodsMap
+	);
+
+	const settingDependencies = useSettingDependencyState( methods );
+
+	if ( ! isPaymentStoreReady || ! isSettingsStoreReady ) {
+		return <SpinnerOverlay asModal={ true } />;
+	}
 
 	return (
 		<SettingsCard
@@ -41,25 +56,39 @@ const PaymentMethodCard = ( {
 		>
 			<PaymentMethodsBlock
 				paymentMethods={ methods.map( ( method ) => {
-					const dependency = dependencyState[ method.id ];
+					const paymentDependency =
+						paymentDependencies?.[ method.id ];
+					const settingDependency =
+						settingDependencies?.[ method.id ];
 
-					const dependencyMessage = dependency ? (
-						<DependencyMessage
-							parentId={ dependency.parentId }
-							parentName={ dependency.parentName }
-						/>
-					) : null;
+					let dependencyMessage = null;
+					let isMethodDisabled = method.isDisabled || isDisabled;
+
+					if ( paymentDependency ) {
+						dependencyMessage = (
+							<PaymentDependencyMessage
+								parentId={ paymentDependency.parentId }
+								parentName={ paymentDependency.parentName }
+							/>
+						);
+						isMethodDisabled = true;
+					} else if ( settingDependency?.isDisabled ) {
+						dependencyMessage = (
+							<SettingDependencyMessage
+								settingId={ settingDependency.settingId }
+								requiredValue={
+									settingDependency.requiredValue
+								}
+								methodId={ method.id }
+							/>
+						);
+						isMethodDisabled = true;
+					}
 
 					return {
 						...method,
-						isDisabled:
-							method.isDisabled ||
-							isDisabled ||
-							Boolean( dependency?.isDisabled ),
-						disabledMessage:
-							method.disabledMessage ||
-							dependencyMessage ||
-							disabledMessage,
+						isDisabled: isMethodDisabled,
+						disabledMessage: dependencyMessage,
 					};
 				} ) }
 				onTriggerModal={ onTriggerModal }
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/SettingDependencyMessage.js b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/SettingDependencyMessage.js
new file mode 100644
index 000000000..e824031e7
--- /dev/null
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Payment/SettingDependencyMessage.js
@@ -0,0 +1,113 @@
+import { createInterpolateElement } from '@wordpress/element';
+import { __, sprintf } from '@wordpress/i18n';
+import { selectTab, TAB_IDS } from '../../../../../utils/tabSelector';
+import { scrollAndHighlight } from '../../../../../utils/scrollAndHighlight';
+
+/**
+ * Transforms camelCase section IDs to kebab-case with ppcp prefix
+ *
+ * @param {string} sectionId - The original section ID in camelCase
+ * @return {string} The transformed section ID in kebab-case with ppcp prefix
+ */
+const transformSectionId = ( sectionId ) => {
+	if ( ! sectionId ) {
+		return sectionId;
+	}
+
+	// Convert camelCase to kebab-case.
+	// This regex finds capital letters and replaces them with "-lowercase".
+	const kebabCase = sectionId.replace( /([A-Z])/g, '-$1' ).toLowerCase();
+
+	// Add ppcp- prefix if it doesn't already have it.
+	const prefixed = kebabCase.startsWith( 'ppcp-' )
+		? kebabCase
+		: `ppcp-${ kebabCase }`;
+
+	return prefixed;
+};
+
+/**
+ * Creates a setting link element
+ *
+ * @param {Object} props             - Component props
+ * @param {string} props.settingName - Display name for the setting
+ * @param {string} props.sectionId   - Section ID to scroll to
+ * @return {JSX.Element} The formatted link element
+ */
+const SettingLink = ( { settingName, sectionId } ) => (
+	<strong>
+		<a
+			href="#"
+			onClick={ ( e ) => {
+				e.preventDefault();
+
+				if ( sectionId ) {
+					const tabId = TAB_IDS.SETTINGS;
+
+					// Transform the section ID before passing to selectTab.
+					const transformedSectionId =
+						transformSectionId( sectionId );
+
+					selectTab( tabId );
+
+					setTimeout( () => {
+						scrollAndHighlight( transformedSectionId );
+					}, 100 );
+				}
+			} }
+		>
+			{ settingName }
+		</a>
+	</strong>
+);
+
+/**
+ * Component to display a setting dependency message
+ *
+ * @param {Object} props               - Component props
+ * @param {string} props.settingId     - ID of the required setting
+ * @param {*}      props.requiredValue - Required value for the setting
+ * @return {JSX.Element} The formatted message
+ */
+const SettingDependencyMessage = ( { settingId, requiredValue } ) => {
+	// Setting names mapping.
+	const settingNames = {
+		savePaypalAndVenmo: 'Save PayPal and Venmo',
+	};
+
+	// Get a human-friendly setting name.
+	const settingName = settingNames[ settingId ] || settingId;
+
+	const settingLink = (
+		<SettingLink settingName={ settingName } sectionId={ settingId } />
+	);
+
+	const templates = {
+		true: __(
+			'This payment method requires <settingLink /> to be enabled.',
+			'woocommerce-paypal-payments'
+		),
+		false: __(
+			'This payment method requires <settingLink /> to be disabled.',
+			'woocommerce-paypal-payments'
+		),
+	};
+
+	return typeof requiredValue === 'boolean'
+		? createInterpolateElement( templates[ requiredValue ], {
+				settingLink,
+		  } )
+		: createInterpolateElement(
+				sprintf(
+					/* translators: %s: required setting value */
+					__(
+						'This payment method requires <settingLink /> to be set to "%s".',
+						'woocommerce-paypal-payments'
+					),
+					requiredValue
+				),
+				{ settingLink }
+		  );
+};
+
+export default SettingDependencyMessage;
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Settings/Blocks/SavePaymentMethods.js b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Settings/Blocks/SavePaymentMethods.js
index e1e15670a..0297c0802 100644
--- a/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Settings/Blocks/SavePaymentMethods.js
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Components/Settings/Blocks/SavePaymentMethods.js
@@ -28,18 +28,18 @@ const SavePaymentMethods = () => {
 			className="ppcp--save-payment-methods"
 		>
 			<ControlToggleButton
+				id="ppcp-save-paypal-and-venmo"
 				label={ __(
 					'Save PayPal and Venmo',
 					'woocommerce-paypal-payments'
 				) }
 				description={ sprintf(
-					/* translators: 1: URL to Pay Later documentation, 2: URL to Alternative Payment Methods documentation */
+					/* translators: 1: URL to Pay Later documentation */
 					__(
-						'Securely store your customers\' PayPal accounts for a seamless checkout experience. <br />This will disable all <a target="_blank" rel="noreferrer" href="%1$s">Pay Later</a> features and <a target="_blank" rel="noreferrer" href="%2$s">Alternative Payment Methods</a> on your site.',
+						'Securely store your customers\' PayPal accounts for a seamless checkout experience. <br />This will disable the <a target="_blank" rel="noreferrer" href="%1$s">Pay Later</a> payment method on your site.',
 						'woocommerce-paypal-payments'
 					),
-					'https://woocommerce.com/document/woocommerce-paypal-payments/#pay-later',
-					'https://woocommerce.com/document/woocommerce-paypal-payments/#alternative-payment-methods'
+					'https://woocommerce.com/document/woocommerce-paypal-payments/#pay-later'
 				) }
 				value={
 					features.save_paypal_and_venmo.enabled
diff --git a/modules/ppcp-settings/resources/js/data/common/actions.js b/modules/ppcp-settings/resources/js/data/common/actions.js
index fbbe022de..82e4af331 100644
--- a/modules/ppcp-settings/resources/js/data/common/actions.js
+++ b/modules/ppcp-settings/resources/js/data/common/actions.js
@@ -74,15 +74,6 @@ export const setIsReady = ( isReady ) => setTransient( 'isReady', isReady );
 export const setActiveModal = ( activeModal ) =>
 	setTransient( 'activeModal', activeModal );
 
-/**
- * Transient. Sets the active settings highlight.
- *
- * @param {string} activeHighlight
- * @return {Action} The action.
- */
-export const setActiveHighlight = ( activeHighlight ) =>
-	setTransient( 'activeHighlight', activeHighlight );
-
 /**
  * Persistent. Sets the sandbox mode on or off.
  *
diff --git a/modules/ppcp-settings/resources/js/data/common/hooks.js b/modules/ppcp-settings/resources/js/data/common/hooks.js
index 506881345..cb6dc9974 100644
--- a/modules/ppcp-settings/resources/js/data/common/hooks.js
+++ b/modules/ppcp-settings/resources/js/data/common/hooks.js
@@ -49,8 +49,6 @@ const useHooks = () => {
 
 	// Transient accessors.
 	const [ activeModal, setActiveModal ] = useTransient( 'activeModal' );
-	const [ activeHighlight, setActiveHighlight ] =
-		useTransient( 'activeHighlight' );
 
 	// Persistent accessors.
 	const [ isManualConnectionMode, setManualConnectionMode ] = usePersistent(
@@ -70,8 +68,6 @@ const useHooks = () => {
 	return {
 		activeModal,
 		setActiveModal,
-		activeHighlight,
-		setActiveHighlight,
 		isManualConnectionMode,
 		setManualConnectionMode: ( state ) => {
 			return savePersistent( setManualConnectionMode, state );
@@ -227,11 +223,6 @@ export const useActiveModal = () => {
 	return { activeModal, setActiveModal };
 };
 
-export const useActiveHighlight = () => {
-	const { activeHighlight, setActiveHighlight } = useHooks();
-	return { activeHighlight, setActiveHighlight };
-};
-
 /*
  * Busy state management hooks
  */
diff --git a/modules/ppcp-settings/resources/js/hooks/usePaymentDependencyState.js b/modules/ppcp-settings/resources/js/hooks/usePaymentDependencyState.js
index e3bf06cec..3fb087c1f 100644
--- a/modules/ppcp-settings/resources/js/hooks/usePaymentDependencyState.js
+++ b/modules/ppcp-settings/resources/js/hooks/usePaymentDependencyState.js
@@ -1,3 +1,6 @@
+/**
+ * Custom hook to handle payment-method-based dependencies
+ */
 import { useSelect } from '@wordpress/data';
 
 /**
@@ -22,60 +25,54 @@ const getParentMethodName = ( parentId, methodsMap ) => {
  * @return {Array} List of disabled parent IDs, empty if none
  */
 const findDisabledParents = ( method, methodsMap ) => {
-	if ( ! method.depends_on?.length && ! method._disabledByDependency ) {
+	const dependencies = method.depends_on_payment_methods;
+
+	if ( ! dependencies || ! Array.isArray( dependencies ) ) {
 		return [];
 	}
 
-	const parents = method.depends_on || [];
-
-	return parents.filter( ( parentId ) => {
+	return dependencies.filter( ( parentId ) => {
 		const parent = methodsMap[ parentId ];
 		return parent && ! parent.enabled;
 	} );
 };
 
 /**
- * Custom hook to handle payment method dependencies
+ * Hook to evaluate payment method dependencies
  *
  * @param {Array}  methods    - List of payment methods
  * @param {Object} methodsMap - Map of payment methods by ID
- * @return {Object} Dependency state object with methods that should be disabled
+ * @return {Object} Dependency state object keyed by method ID
  */
 const usePaymentDependencyState = ( methods, methodsMap ) => {
-	return useSelect(
-		( select ) => {
-			const paymentStore = select( 'wc/paypal/payment' );
-			if ( ! paymentStore ) {
-				return {};
-			}
-
-			const result = {};
+	return useSelect( () => {
+		const result = {};
 
+		if ( methods && methodsMap && Object.keys( methodsMap ).length > 0 ) {
 			methods.forEach( ( method ) => {
-				const disabledParents = findDisabledParents(
-					method,
-					methodsMap
-				);
-
-				if ( disabledParents.length > 0 ) {
-					const parentId = disabledParents[ 0 ];
-					const parentName = getParentMethodName(
-						parentId,
+				if ( method && method.id ) {
+					const disabledParents = findDisabledParents(
+						method,
 						methodsMap
 					);
 
-					result[ method.id ] = {
-						isDisabled: true,
-						parentId,
-						parentName,
-					};
+					if ( disabledParents.length > 0 ) {
+						const parentId = disabledParents[ 0 ];
+						result[ method.id ] = {
+							isDisabled: true,
+							parentId,
+							parentName: getParentMethodName(
+								parentId,
+								methodsMap
+							),
+						};
+					}
 				}
 			} );
+		}
 
-			return result;
-		},
-		[ methods, methodsMap ]
-	);
+		return result;
+	}, [ methods, methodsMap ] );
 };
 
 export default usePaymentDependencyState;
diff --git a/modules/ppcp-settings/resources/js/hooks/useSettingDependencyState.js b/modules/ppcp-settings/resources/js/hooks/useSettingDependencyState.js
new file mode 100644
index 000000000..f7e57bb6c
--- /dev/null
+++ b/modules/ppcp-settings/resources/js/hooks/useSettingDependencyState.js
@@ -0,0 +1,64 @@
+/**
+ * Custom hook to handle setting-based payment method dependencies
+ */
+import { useSelect } from '@wordpress/data';
+
+/**
+ * Check setting dependencies for methods
+ *
+ * @param {Array} methods - Array of methods to check
+ * @return {Object} Setting dependency states mapped by method ID
+ */
+const useSettingDependencyState = ( methods ) => {
+	const dependencyState = useSelect(
+		( select ) => {
+			const settingsStore = select( 'wc/paypal/settings' );
+
+			if ( ! settingsStore || ! methods?.length ) {
+				return null;
+			}
+
+			// Get settings data
+			const persistentData = settingsStore.persistentData();
+			const result = {};
+
+			// Process each method
+			methods.forEach( ( method ) => {
+				if ( ! method?.id || ! method.depends_on_settings ) {
+					return;
+				}
+
+				// Handle the settings object structure
+				if ( method.depends_on_settings.settings ) {
+					const settingsObj = method.depends_on_settings.settings;
+
+					for ( const [ settingId, settingData ] of Object.entries(
+						settingsObj
+					) ) {
+						const requiredId = settingData.id;
+						const requiredValue = settingData.value;
+
+						const actualValue = persistentData[ requiredId ];
+
+						// Check if dependency is satisfied
+						if ( actualValue !== requiredValue ) {
+							result[ method.id ] = {
+								isDisabled: true,
+								settingId: requiredId,
+								requiredValue,
+							};
+							break; // Stop checking once we find a failed dependency
+						}
+					}
+				}
+			} );
+
+			return result;
+		},
+		[ methods ]
+	);
+
+	return dependencyState;
+};
+
+export default useSettingDependencyState;
diff --git a/modules/ppcp-settings/services.php b/modules/ppcp-settings/services.php
index fa32bdebf..17009fd1e 100644
--- a/modules/ppcp-settings/services.php
+++ b/modules/ppcp-settings/services.php
@@ -181,7 +181,8 @@ return array(
 	'settings.rest.payment'                        => static function ( ContainerInterface $container ) : PaymentRestEndpoint {
 		return new PaymentRestEndpoint(
 			$container->get( 'settings.data.payment' ),
-			$container->get( 'settings.data.definition.methods' )
+			$container->get( 'settings.data.definition.methods' ),
+			$container->get( 'settings.data.definition.method_dependencies' )
 		);
 	},
 	'settings.rest.styling'                        => static function ( ContainerInterface $container ) : StylingRestEndpoint {
@@ -380,12 +381,11 @@ return array(
 
 		return new PaymentMethodsDefinition(
 			$container->get( 'settings.data.payment' ),
-			$container->get( 'settings.data.definition.method_dependencies' ),
 			$axo_notices
 		);
 	},
 	'settings.data.definition.method_dependencies' => static function ( ContainerInterface $container ) : PaymentMethodsDependenciesDefinition {
-		return new PaymentMethodsDependenciesDefinition();
+		return new PaymentMethodsDependenciesDefinition( $container->get( 'wcgateway.settings' ) );
 	},
 	'settings.service.pay_later_status'            => static function ( ContainerInterface $container ) : array {
 		$pay_later_endpoint = $container->get( 'settings.rest.pay_later_messaging' );
diff --git a/modules/ppcp-settings/src/Data/Definition/PaymentMethodsDefinition.php b/modules/ppcp-settings/src/Data/Definition/PaymentMethodsDefinition.php
index c9d08c0a9..02d552a54 100644
--- a/modules/ppcp-settings/src/Data/Definition/PaymentMethodsDefinition.php
+++ b/modules/ppcp-settings/src/Data/Definition/PaymentMethodsDefinition.php
@@ -40,13 +40,6 @@ class PaymentMethodsDefinition {
 	 */
 	private PaymentSettings $settings;
 
-	/**
-	 * Payment method dependencies definition.
-	 *
-	 * @var PaymentMethodsDependenciesDefinition
-	 */
-	private PaymentMethodsDependenciesDefinition $dependencies_definition;
-
 	/**
 	 * Conflict notices for Axo gateway.
 	 *
@@ -64,18 +57,15 @@ class PaymentMethodsDefinition {
 	/**
 	 * Constructor.
 	 *
-	 * @param PaymentSettings                      $settings Payment methods data model.
-	 * @param PaymentMethodsDependenciesDefinition $dependencies_definition Payment dependencies definition.
-	 * @param array                                $axo_conflicts_notices Conflicts notices for Axo.
+	 * @param PaymentSettings $settings Payment methods data model.
+	 * @param array           $axo_conflicts_notices Conflicts notices for Axo.
 	 */
 	public function __construct(
 		PaymentSettings $settings,
-		PaymentMethodsDependenciesDefinition $dependencies_definition,
 		array $axo_conflicts_notices = array()
 	) {
-		$this->settings                = $settings;
-		$this->dependencies_definition = $dependencies_definition;
-		$this->axo_conflicts_notices   = $axo_conflicts_notices;
+		$this->settings              = $settings;
+		$this->axo_conflicts_notices = $axo_conflicts_notices;
 	}
 
 	/**
@@ -94,26 +84,16 @@ class PaymentMethodsDefinition {
 		$result            = array();
 		foreach ( $all_methods as $method ) {
 			$method_id = $method['id'];
-			// Add dependency info if applicable.
-			$depends_on = $this->dependencies_definition->get_parent_methods( $method_id );
-			if ( ! empty( $depends_on ) ) {
-				$method['depends_on'] = $depends_on;
-			}
+
 			$result[ $method_id ] = $this->build_method_definition(
 				$method_id,
 				$method['title'],
 				$method['description'],
 				$method['icon'],
 				$method['fields'] ?? array(),
-				$depends_on,
-				$method['warningMessages'] ?? array()
+				$method['warningMessages'] ?? array(),
 			);
 		}
-		// Add dependency maps to metadata.
-		$result['__meta'] = array(
-			'dependencies' => $this->dependencies_definition->get_dependencies(),
-			'dependents'   => $this->dependencies_definition->get_dependents_map(),
-		);
 		return $result;
 	}
 
@@ -121,14 +101,13 @@ class PaymentMethodsDefinition {
 	 * Returns a new payment method configuration array that contains all
 	 * common attributes which must be present in every method definition.
 	 *
-	 * @param string      $gateway_id  The payment method ID.
-	 * @param string      $title       Admin-side payment method title.
-	 * @param string      $description Admin-side info about the payment method.
-	 * @param string      $icon        Admin-side icon of the payment method.
-	 * @param array|false $fields      Optional. Additional fields to display in the edit modal.
-	 *                                 Setting this to false omits all fields.
-	 * @param array       $depends_on  Optional. IDs of payment methods that this depends on.
-	 * @param array       $warning_messages Optional. Warning messages to display in the UI.
+	 * @param string      $gateway_id                 The payment method ID.
+	 * @param string      $title                      Admin-side payment method title.
+	 * @param string      $description                Admin-side info about the payment method.
+	 * @param string      $icon                       Admin-side icon of the payment method.
+	 * @param array|false $fields                     Optional. Additional fields to display in the edit modal.
+	 *                                                Setting this to false omits all fields.
+	 * @param array       $warning_messages           Optional. Warning messages to display in the UI.
 	 * @return array Payment method definition.
 	 */
 	private function build_method_definition(
@@ -136,8 +115,7 @@ class PaymentMethodsDefinition {
 		string $title,
 		string $description,
 		string $icon,
-		$fields = array(),
-		array $depends_on = array(),
+			   $fields = array(),
 		array $warning_messages = array()
 	) : array {
 		$gateway = $this->wc_gateways[ $gateway_id ] ?? null;
@@ -156,11 +134,6 @@ class PaymentMethodsDefinition {
 			'warningMessages' => $warning_messages,
 		);
 
-		// Add dependency information if provided - ensure it's included directly in the config.
-		if ( ! empty( $depends_on ) ) {
-			$config['depends_on'] = $depends_on;
-		}
-
 		if ( is_array( $fields ) ) {
 			$config['fields'] = array_merge(
 				array(
diff --git a/modules/ppcp-settings/src/Data/Definition/PaymentMethodsDependenciesDefinition.php b/modules/ppcp-settings/src/Data/Definition/PaymentMethodsDependenciesDefinition.php
index 38b43e16f..9c7771be9 100644
--- a/modules/ppcp-settings/src/Data/Definition/PaymentMethodsDependenciesDefinition.php
+++ b/modules/ppcp-settings/src/Data/Definition/PaymentMethodsDependenciesDefinition.php
@@ -9,6 +9,8 @@ declare( strict_types = 1 );
 
 namespace WooCommerce\PayPalCommerce\Settings\Data\Definition;
 
+use WooCommerce\PayPalCommerce\WcGateway\Exception\NotFoundException;
+use WooCommerce\PayPalCommerce\WcGateway\Settings\Settings;
 use WooCommerce\PayPalCommerce\Applepay\ApplePayGateway;
 use WooCommerce\PayPalCommerce\Axo\Gateway\AxoGateway;
 use WooCommerce\PayPalCommerce\Googlepay\GooglePayGateway;
@@ -29,19 +31,35 @@ use WooCommerce\PayPalCommerce\WcGateway\Gateway\PayUponInvoice\PayUponInvoiceGa
 /**
  * Class PaymentMethodsDependenciesDefinition
  *
- * Defines dependency relationships between payment methods.
+ * Defines dependency relationships between payment methods and settings.
  */
 class PaymentMethodsDependenciesDefinition {
 
 	/**
-	 * Get all payment method dependencies
+	 * Current settings values
+	 *
+	 * @var Settings
+	 */
+	private Settings $settings;
+
+	/**
+	 * Constructor
+	 *
+	 * @param Settings $settings Settings instance.
+	 */
+	public function __construct( Settings $settings ) {
+		$this->settings = $settings;
+	}
+
+	/**
+	 * Get payment method to payment method dependencies
 	 *
 	 * Maps dependent method ID => array of parent method IDs.
 	 * A dependent method is disabled if ANY of its required parents is disabled.
 	 *
 	 * @return array The dependency relationships between payment methods
 	 */
-	public function get_dependencies(): array {
+	public function get_payment_method_dependencies(): array {
 		$dependencies = array(
 			CardButtonGateway::ID     => array( PayPalGateway::ID ),
 			CreditCardGateway::ID     => array( PayPalGateway::ID ),
@@ -69,43 +87,114 @@ class PaymentMethodsDependenciesDefinition {
 	}
 
 	/**
-	 * Create a mapping from parent methods to their dependent methods
+	 * Get setting to payment method dependencies.
 	 *
-	 * @return array Parent-to-child dependency map
+	 * Maps method ID => array of required settings with their values.
+	 * A method is disabled if ANY of its required settings doesn't match the required value.
+	 *
+	 * @return array The dependency relationships between settings and payment methods
 	 */
-	public function get_dependents_map(): array {
-		$result       = array();
-		$dependencies = $this->get_dependencies();
+	public function get_setting_dependencies(): array {
+		$dependencies = array(
+			'pay-later' => array(
+				'savePaypalAndVenmo' => false,
+			),
+		);
 
-		foreach ( $dependencies as $child_id => $parent_ids ) {
-			foreach ( $parent_ids as $parent_id ) {
-				if ( ! isset( $result[ $parent_id ] ) ) {
-					$result[ $parent_id ] = array();
-				}
-				$result[ $parent_id ][] = $child_id;
-			}
-		}
-
-		return $result;
+		return apply_filters(
+			'woocommerce_paypal_payments_setting_dependencies',
+			$dependencies
+		);
 	}
 
 	/**
-	 * Get all parent methods that a method depends on
+	 * Get method setting dependencies
+	 *
+	 * Returns the setting dependencies for a specific method ID.
+	 *
+	 * @param string $method_id Method ID to check.
+	 * @return array Setting dependencies for the method or empty array if none exist
+	 */
+	public function get_method_setting_dependencies( string $method_id ): array {
+		$setting_dependencies = $this->get_setting_dependencies();
+		return $setting_dependencies[ $method_id ] ?? array();
+	}
+
+	/**
+	 * Add dependency information to the payment method definitions
+	 *
+	 * @param array $methods Payment method definitions.
+	 * @return array Payment method definitions with dependency information
+	 */
+	public function add_dependency_info_to_methods( array $methods ): array {
+		foreach ( $methods as $method_id => &$method ) {
+			// Skip the __meta key.
+			if ( $method_id === '__meta' ) {
+				continue;
+			}
+
+			// Add payment method dependency info if applicable.
+			$payment_method_dependencies = $this->get_method_payment_method_dependencies( $method_id );
+			if ( ! empty( $payment_method_dependencies ) ) {
+				$method['depends_on_payment_methods'] = $payment_method_dependencies;
+			}
+
+			// Check if this method has setting dependencies.
+			$method_setting_dependencies = $this->get_method_setting_dependencies( $method_id );
+			if ( ! empty( $method_setting_dependencies ) ) {
+				$settings = array();
+				foreach ( $method_setting_dependencies as $setting_id => $required_value ) {
+					$settings[ $setting_id ] = array(
+						'id'    => $setting_id,
+						'value' => $required_value,
+					);
+				}
+
+				$method['depends_on_settings'] = array(
+					'settings' => $settings,
+				);
+			}
+		}
+
+		// Add global metadata about settings that affect dependencies.
+		if ( ! isset( $methods['__meta'] ) ) {
+			$methods['__meta'] = array();
+		}
+
+		$methods['__meta']['settings_affecting_methods'] = $this->get_all_dependent_settings();
+
+		return $methods;
+	}
+
+	/**
+	 * Get payment method dependencies for a specific method
 	 *
 	 * @param string $method_id Method ID to check.
 	 * @return array Array of parent method IDs
 	 */
-	public function get_parent_methods( string $method_id ): array {
-		return $this->get_dependencies()[ $method_id ] ?? array();
+	public function get_method_payment_method_dependencies( string $method_id ): array {
+		return $this->get_payment_method_dependencies()[ $method_id ] ?? array();
 	}
 
 	/**
-	 * Get methods that depend on a parent method
+	 * Get all settings that affect payment methods
 	 *
-	 * @param string $parent_id Parent method ID.
-	 * @return array Array of dependent method IDs
+	 * @return array Array of unique setting keys that affect payment methods
 	 */
-	public function get_dependent_methods( string $parent_id ): array {
-		return $this->get_dependents_map()[ $parent_id ] ?? array();
+	public function get_all_dependent_settings(): array {
+		$settings     = array();
+		$dependencies = $this->get_setting_dependencies();
+
+		foreach ( $dependencies as $method_settings ) {
+			if ( isset( $method_settings['settings'] ) ) {
+				foreach ( $method_settings['settings'] as $setting_data ) {
+					if ( ! in_array( $setting_data['id'], $settings, true ) ) {
+						$settings[] = $setting_data['id'];
+					}
+				}
+			}
+		}
+
+		return $settings;
 	}
 }
diff --git a/modules/ppcp-settings/src/Endpoint/PaymentRestEndpoint.php b/modules/ppcp-settings/src/Endpoint/PaymentRestEndpoint.php
index f2d813065..428e05c9a 100644
--- a/modules/ppcp-settings/src/Endpoint/PaymentRestEndpoint.php
+++ b/modules/ppcp-settings/src/Endpoint/PaymentRestEndpoint.php
@@ -30,6 +30,7 @@ use WP_REST_Request;
 use WooCommerce\PayPalCommerce\Applepay\ApplePayGateway;
 use WooCommerce\PayPalCommerce\LocalAlternativePaymentMethods\EPSGateway;
 use WooCommerce\PayPalCommerce\Settings\Data\Definition\PaymentMethodsDefinition;
+use WooCommerce\PayPalCommerce\Settings\Data\Definition\PaymentMethodsDependenciesDefinition;
 
 /**
  * REST controller for the "Payment Methods" settings tab.
@@ -50,14 +51,21 @@ class PaymentRestEndpoint extends RestEndpoint {
 	 *
 	 * @var PaymentSettings
 	 */
-	protected PaymentSettings $settings;
+	protected PaymentSettings $payment_settings;
 
 	/**
 	 * The payment method details.
 	 *
 	 * @var PaymentMethodsDefinition
 	 */
-	protected PaymentMethodsDefinition $methods_definition;
+	protected PaymentMethodsDefinition $payment_methods_definition;
+
+	/**
+	 * The payment method dependencies.
+	 *
+	 * @var PaymentMethodsDependenciesDefinition
+	 */
+	protected PaymentMethodsDependenciesDefinition $payment_methods_dependencies;
 
 	/**
 	 * Field mapping for request to profile transformation.
@@ -86,12 +94,18 @@ class PaymentRestEndpoint extends RestEndpoint {
 	/**
 	 * Constructor.
 	 *
-	 * @param PaymentSettings          $settings           The settings instance.
-	 * @param PaymentMethodsDefinition $methods_definition Payment Method details.
+	 * @param PaymentSettings                      $payment_settings           The settings instance.
+	 * @param PaymentMethodsDefinition             $payment_methods_definition Payment Method details.
+	 * @param PaymentMethodsDependenciesDefinition $payment_methods_dependencies       The payment method dependencies.
 	 */
-	public function __construct( PaymentSettings $settings, PaymentMethodsDefinition $methods_definition ) {
-		$this->settings           = $settings;
-		$this->methods_definition = $methods_definition;
+	public function __construct(
+		PaymentSettings $payment_settings,
+		PaymentMethodsDefinition $payment_methods_definition,
+		PaymentMethodsDependenciesDefinition $payment_methods_dependencies
+	) {
+		$this->payment_settings             = $payment_settings;
+		$this->payment_methods_definition   = $payment_methods_definition;
+		$this->payment_methods_dependencies = $payment_methods_dependencies;
 	}
 
 	/**
@@ -100,7 +114,10 @@ class PaymentRestEndpoint extends RestEndpoint {
 	 * @return array[]
 	 */
 	protected function gateways() : array {
-		return $this->methods_definition->get_definitions();
+		$methods = $this->payment_methods_definition->get_definitions();
+
+		// Add dependency information to the methods.
+		return $this->payment_methods_dependencies->add_dependency_info_to_methods( $methods );
 	}
 
 	/**
@@ -147,45 +164,48 @@ class PaymentRestEndpoint extends RestEndpoint {
 	 * @return WP_REST_Response The current payment methods details.
 	 */
 	public function get_details() : WP_REST_Response {
-		$gateway_settings = array();
-		$all_methods      = $this->gateways();
+		$gateway_settings    = array();
+		$all_payment_methods = $this->gateways();
 
 		// First extract __meta if present.
-		if ( isset( $all_methods['__meta'] ) ) {
-			$gateway_settings['__meta'] = $all_methods['__meta'];
+		if ( isset( $all_payment_methods['__meta'] ) ) {
+			$gateway_settings['__meta'] = $all_payment_methods['__meta'];
 		}
 
-		foreach ( $all_methods as $key => $method ) {
+		foreach ( $all_payment_methods as $key => $payment_method ) {
 			// Skip the __meta key as we've already handled it.
 			if ( $key === '__meta' ) {
 				continue;
 			}
 
 			$gateway_settings[ $key ] = array(
-				'id'              => $method['id'],
-				'title'           => $method['title'],
-				'description'     => $method['description'],
-				'enabled'         => $method['enabled'],
-				'icon'            => $method['icon'],
-				'itemTitle'       => $method['itemTitle'],
-				'itemDescription' => $method['itemDescription'],
-				'warningMessages' => $method['warningMessages'],
+				'id'              => $payment_method['id'],
+				'title'           => $payment_method['title'],
+				'description'     => $payment_method['description'],
+				'enabled'         => $payment_method['enabled'],
+				'icon'            => $payment_method['icon'],
+				'itemTitle'       => $payment_method['itemTitle'],
+				'itemDescription' => $payment_method['itemDescription'],
+				'warningMessages' => $payment_method['warningMessages'],
 			);
 
-			if ( isset( $method['fields'] ) ) {
-				$gateway_settings[ $key ]['fields'] = $method['fields'];
+			if ( isset( $payment_method['fields'] ) ) {
+				$gateway_settings[ $key ]['fields'] = $payment_method['fields'];
 			}
 
-			// Preserve dependency information.
-			if ( isset( $method['depends_on'] ) ) {
-				$gateway_settings[ $key ]['depends_on'] = $method['depends_on'];
+			if ( isset( $payment_method['depends_on_payment_methods'] ) ) {
+				$gateway_settings[ $key ]['depends_on_payment_methods'] = $payment_method['depends_on_payment_methods'];
+			}
+
+			if ( isset( $payment_method['depends_on_settings'] ) ) {
+				$gateway_settings[ $key ]['depends_on_settings'] = $payment_method['depends_on_settings'];
 			}
 		}
 
-		$gateway_settings['paypalShowLogo']           = $this->settings->get_paypal_show_logo();
-		$gateway_settings['threeDSecure']             = $this->settings->get_three_d_secure();
-		$gateway_settings['fastlaneCardholderName']   = $this->settings->get_fastlane_cardholder_name();
-		$gateway_settings['fastlaneDisplayWatermark'] = $this->settings->get_fastlane_display_watermark();
+		$gateway_settings['paypalShowLogo']           = $this->payment_settings->get_paypal_show_logo();
+		$gateway_settings['threeDSecure']             = $this->payment_settings->get_three_d_secure();
+		$gateway_settings['fastlaneCardholderName']   = $this->payment_settings->get_fastlane_cardholder_name();
+		$gateway_settings['fastlaneDisplayWatermark'] = $this->payment_settings->get_fastlane_display_watermark();
 
 		return $this->return_success( apply_filters( 'woocommerce_paypal_payments_payment_methods', $gateway_settings ) );
 	}
@@ -202,21 +222,21 @@ class PaymentRestEndpoint extends RestEndpoint {
 		$all_methods  = $this->gateways();
 
 		foreach ( $all_methods as $key => $value ) {
-			$new_data = $request_data[ $key ];
+			$new_data = $request_data[ $key ] ?? null;
 			if ( ! $new_data ) {
 				continue;
 			}
 
 			if ( isset( $new_data['enabled'] ) ) {
-				$this->settings->toggle_method_state( $key, $new_data['enabled'] );
+				$this->payment_settings->toggle_method_state( $key, $new_data['enabled'] );
 			}
 
 			if ( isset( $new_data['title'] ) ) {
-				$this->settings->set_method_title( $key, sanitize_text_field( $new_data['title'] ) );
+				$this->payment_settings->set_method_title( $key, sanitize_text_field( $new_data['title'] ) );
 			}
 
 			if ( isset( $new_data['description'] ) ) {
-				$this->settings->set_method_description( $key, wp_kses_post( $new_data['description'] ) );
+				$this->payment_settings->set_method_description( $key, wp_kses_post( $new_data['description'] ) );
 			}
 		}
 
@@ -225,8 +245,8 @@ class PaymentRestEndpoint extends RestEndpoint {
 			$this->field_map
 		);
 
-		$this->settings->from_array( $wp_data );
-		$this->settings->save();
+		$this->payment_settings->from_array( $wp_data );
+		$this->payment_settings->save();
 
 		return $this->get_details();
 	}