From 31e46a8e1739c0fc810d476a5b6380bbd17fa113 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 17:45:54 +0400
Subject: [PATCH 01/19] Add mapping for the `stay_updated` setting

---
 modules/ppcp-compat/src/Settings/SettingsTabMapHelper.php | 1 +
 1 file changed, 1 insertion(+)

diff --git a/modules/ppcp-compat/src/Settings/SettingsTabMapHelper.php b/modules/ppcp-compat/src/Settings/SettingsTabMapHelper.php
index a4504e76b..fe326a422 100644
--- a/modules/ppcp-compat/src/Settings/SettingsTabMapHelper.php
+++ b/modules/ppcp-compat/src/Settings/SettingsTabMapHelper.php
@@ -55,6 +55,7 @@ class SettingsTabMapHelper {
 			'logging_enabled'             => 'enable_logging',
 			'vault_enabled'               => 'save_paypal_and_venmo',
 			'3d_secure_contingency'       => 'three_d_secure',
+			'stay_updated'                => 'stay_updated',
 		);
 	}
 

From 1a4697a31b003672c685d7f34f674e2fbca37714 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 17:49:02 +0400
Subject: [PATCH 02/19] Add the task inside 'Things To Do Next' Woo section

---
 modules/ppcp-wc-gateway/services.php | 19 +++++++++++++++++++
 1 file changed, 19 insertions(+)

diff --git a/modules/ppcp-wc-gateway/services.php b/modules/ppcp-wc-gateway/services.php
index ebc29f60f..76a324b1e 100644
--- a/modules/ppcp-wc-gateway/services.php
+++ b/modules/ppcp-wc-gateway/services.php
@@ -2068,10 +2068,29 @@ return array(
 		return array();
 	},
 
+	'wcgateway.settings.wc-tasks.working-capital-config'   => static function( ContainerInterface $container ): array {
+		$settings     = $container->get( 'wcgateway.settings' );
+		$stay_updated = $settings->has( 'stay_updated' ) ? $settings->get( 'stay_updated' ) : false;
+
+		if ( $container->get( 'api.shop.country' ) !== 'US' || ! $stay_updated ) {
+			return array();
+		}
+
+		return array(
+			array(
+				'id'           => 'ppcp-working-capital-task',
+				'title'        => __( 'Start you PayPal Working Capital application', 'woocommerce-paypal-payments' ),
+				'description'  => __( 'hey, you are eligible for credit. Click here to learn more and sign up', 'woocommerce-paypal-payments' ),
+				'redirect_url' => 'http://example.com/',
+			),
+		);
+	},
+
 	'wcgateway.settings.wc-tasks.task-config-services'     => static function(): array {
 		return array(
 			'wcgateway.settings.wc-tasks.pay-later-task-config',
 			'wcgateway.settings.wc-tasks.connect-task-config',
+			'wcgateway.settings.wc-tasks.working-capital-config',
 		);
 	},
 

From 80b49695556be13d71036ad107b2b38e8bfad529 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 17:49:23 +0400
Subject: [PATCH 03/19] Create the type for inbox note

---
 .../src/Settings/WcInboxNotes/InboxNote.php   | 61 +++++++++++++++++++
 .../WcInboxNotes/InboxNoteInterface.php       | 20 ++++++
 2 files changed, 81 insertions(+)
 create mode 100644 modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNote.php
 create mode 100644 modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteInterface.php

diff --git a/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNote.php b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNote.php
new file mode 100644
index 000000000..8d5ed408b
--- /dev/null
+++ b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNote.php
@@ -0,0 +1,61 @@
+<?php
+/**
+ * @package WooCommerce\PayPalCommerce\WcGateway\Settings
+ */
+
+declare( strict_types=1 );
+
+namespace WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes;
+
+/**
+ * A note that can be displayed in the WooCommerce inbox section.
+ */
+class InboxNote implements InboxNoteInterface {
+
+	protected string $title;
+	protected string $content;
+	protected string $type;
+	protected string $name;
+	protected string $status;
+	protected InboxNoteActionInterface $action;
+
+	public function __construct(
+		string $title,
+		string $content,
+		string $type,
+		string $name,
+		string $status,
+		InboxNoteActionInterface $action
+	) {
+		$this->title   = $title;
+		$this->content = $content;
+		$this->type    = $type;
+		$this->name    = $name;
+		$this->status  = $status;
+		$this->action  = $action;
+	}
+
+	public function title(): string {
+		return $this->title;
+	}
+
+	public function content(): string {
+		return $this->content;
+	}
+
+	public function type(): string {
+		return $this->type;
+	}
+
+	public function name(): string {
+		return $this->name;
+	}
+
+	public function status(): string {
+		return $this->status;
+	}
+
+	public function action(): InboxNoteActionInterface {
+		return $this->action;
+	}
+}
diff --git a/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteInterface.php b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteInterface.php
new file mode 100644
index 000000000..f354f3a38
--- /dev/null
+++ b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteInterface.php
@@ -0,0 +1,20 @@
+<?php
+/**
+ * Represents a note that can be displayed in the WooCommerce inbox section.
+ *
+ * @package WooCommerce\PayPalCommerce\WcGateway\Settings
+ */
+
+declare( strict_types=1 );
+
+namespace WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes;
+
+interface InboxNoteInterface {
+
+	public function title(): string;
+	public function content(): string;
+	public function type(): string;
+	public function name(): string;
+	public function status(): string;
+	public function action(): InboxNoteActionInterface;
+}

From 3be262a1f4f96fa8c9c62092c2b2ee9b637adda6 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 17:49:33 +0400
Subject: [PATCH 04/19] Create the type for inbox note action

---
 .../Settings/WcInboxNotes/InboxNoteAction.php | 49 +++++++++++++++++++
 .../WcInboxNotes/InboxNoteActionInterface.php | 19 +++++++
 2 files changed, 68 insertions(+)
 create mode 100644 modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteAction.php
 create mode 100644 modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteActionInterface.php

diff --git a/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteAction.php b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteAction.php
new file mode 100644
index 000000000..3fac66f45
--- /dev/null
+++ b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteAction.php
@@ -0,0 +1,49 @@
+<?php
+/**
+ * @package WooCommerce\PayPalCommerce\WcGateway\Settings
+ */
+
+declare( strict_types=1 );
+
+namespace WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes;
+
+/**
+ * An action that can be performed on a WooCommerce inbox note.
+ */
+class InboxNoteAction implements InboxNoteActionInterface {
+
+
+	protected string $name;
+	protected string $label;
+	protected string $url;
+	protected string $status;
+	protected bool $is_primary;
+
+	public function __construct( string $name, string $label, string $url, string $status, bool $is_primary ) {
+		$this->name       = $name;
+		$this->label      = $label;
+		$this->url        = $url;
+		$this->status     = $status;
+		$this->is_primary = $is_primary;
+	}
+
+	public function name(): string {
+		return $this->name;
+	}
+
+	public function label(): string {
+		return $this->label;
+	}
+
+	public function url(): string {
+		return $this->url;
+	}
+
+	public function status(): string {
+		return $this->status;
+	}
+
+	public function is_primary(): bool {
+		return $this->is_primary;
+	}
+}
diff --git a/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteActionInterface.php b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteActionInterface.php
new file mode 100644
index 000000000..3424be152
--- /dev/null
+++ b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteActionInterface.php
@@ -0,0 +1,19 @@
+<?php
+/**
+ * Represents an action that can be performed on a WooCommerce inbox note.
+ *
+ * @package WooCommerce\PayPalCommerce\WcGateway\Settings
+ */
+
+declare( strict_types=1 );
+
+namespace WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes;
+
+interface InboxNoteActionInterface {
+
+	public function name(): string;
+	public function label(): string;
+	public function url(): string;
+	public function status(): string;
+	public function is_primary(): bool;
+}

From fc9c350e80f15ccbdbe6dc1cb79edaec841861ee Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 17:49:48 +0400
Subject: [PATCH 05/19] Create a factory for inbox notes

---
 .../WcInboxNotes/InboxNoteFactory.php         | 25 +++++++++++++++++++
 1 file changed, 25 insertions(+)
 create mode 100644 modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteFactory.php

diff --git a/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteFactory.php b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteFactory.php
new file mode 100644
index 000000000..cebe19724
--- /dev/null
+++ b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteFactory.php
@@ -0,0 +1,25 @@
+<?php
+/**
+ * @package WooCommerce\PayPalCommerce\WcGateway\Settings
+ */
+
+declare( strict_types=1 );
+
+namespace WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes;
+
+/**
+ * A factory for creating inbox notes.
+ */
+class InboxNoteFactory {
+
+	public function create_note(
+		string $title,
+		string $content,
+		string $type,
+		string $name,
+		string $status,
+		InboxNoteActionInterface $action
+	): InboxNoteInterface {
+		return new InboxNote( $title, $content, $type, $name, $status, $action );
+	}
+}

From 96c7f8a6e9fd8856f48b171f5126f94912c49b6f Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 17:49:56 +0400
Subject: [PATCH 06/19] Create a registrar for inbox notes

---
 .../WcInboxNotes/InboxNoteRegistrar.php       | 56 +++++++++++++++++++
 1 file changed, 56 insertions(+)
 create mode 100644 modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteRegistrar.php

diff --git a/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteRegistrar.php b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteRegistrar.php
new file mode 100644
index 000000000..417a257f3
--- /dev/null
+++ b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteRegistrar.php
@@ -0,0 +1,56 @@
+<?php
+/**
+ * @package WooCommerce\PayPalCommerce\WcGateway\Settings
+ */
+
+declare( strict_types=1 );
+
+namespace WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes;
+
+use Automattic\WooCommerce\Admin\Notes\Note;
+use Automattic\WooCommerce\Admin\Notes\Notes;
+
+/**
+ * Registers inbox notes in the WooCommerce Admin inbox section.
+ */
+class InboxNoteRegistrar {
+
+	/**
+	 * @var InboxNoteInterface[]
+	 */
+	protected array $inbox_notes;
+
+	public function __construct( array $inbox_notes ) {
+		$this->inbox_notes = $inbox_notes;
+	}
+
+	public function register(): void {
+		foreach ( $this->inbox_notes as $inbox_note ) {
+			$inbox_note_name = $inbox_note->name();
+
+			if ( Notes::get_note_by_name( $inbox_note_name ) ) {
+				continue;
+			}
+
+			$note = new Note();
+			$note->set_title( $inbox_note->title() );
+			$note->set_content( $inbox_note->content() );
+			$note->set_type( $inbox_note->type() );
+			$note->set_name( $inbox_note_name );
+			$note->set_source( 'your-plugin-name' );
+			$note->set_status( $inbox_note->status() );
+
+			$inbox_note_action = $inbox_note->action();
+
+			$note->add_action(
+				$inbox_note_action->name(),
+				$inbox_note_action->label(),
+				$inbox_note_action->url(),
+				$inbox_note_action->status(),
+				$inbox_note_action->is_primary()
+			);
+
+			$note->save();
+		}
+	}
+}

From 0108779972d470811faabdc9b12163571e1068ca Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 17:50:08 +0400
Subject: [PATCH 07/19] Add appropriate services

---
 modules/ppcp-wc-gateway/services.php | 40 ++++++++++++++++++++++++++++
 1 file changed, 40 insertions(+)

diff --git a/modules/ppcp-wc-gateway/services.php b/modules/ppcp-wc-gateway/services.php
index 76a324b1e..1da2abcbe 100644
--- a/modules/ppcp-wc-gateway/services.php
+++ b/modules/ppcp-wc-gateway/services.php
@@ -11,6 +11,7 @@ declare(strict_types=1);
 
 namespace WooCommerce\PayPalCommerce\WcGateway;
 
+use Automattic\WooCommerce\Admin\Notes\Note;
 use WooCommerce\PayPalCommerce\ApiClient\Endpoint\PayUponInvoiceOrderEndpoint;
 use WooCommerce\PayPalCommerce\ApiClient\Entity\ExperienceContext;
 use WooCommerce\PayPalCommerce\ApiClient\Exception\RuntimeException;
@@ -82,6 +83,10 @@ use WooCommerce\PayPalCommerce\WcGateway\Settings\SectionsRenderer;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\Settings;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\SettingsListener;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\SettingsRenderer;
+use WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes\InboxNoteAction;
+use WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes\InboxNoteFactory;
+use WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes\InboxNoteInterface;
+use WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes\InboxNoteRegistrar;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\WcTasks\Factory\SimpleRedirectTaskFactory;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\WcTasks\Factory\SimpleRedirectTaskFactoryInterface;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\WcTasks\Registrar\TaskRegistrar;
@@ -2141,6 +2146,41 @@ return array(
 		return $simple_redirect_tasks;
 	},
 
+	'wcgateway.settings.inbox-note-factory'                => static function(): InboxNoteFactory {
+		return new InboxNoteFactory();
+	},
+
+	'wcgateway.settings.inbox-note-registrar'              => static function( ContainerInterface $container ): InboxNoteRegistrar {
+		return new InboxNoteRegistrar( $container->get( 'wcgateway.settings.inbox-notes' ) );
+	},
+
+	/**
+	 * Retrieves the list of inbox note instances.
+	 *
+	 * @returns InboxNoteInterface[]
+	 */
+	'wcgateway.settings.inbox-notes'                    => static function( ContainerInterface $container ): array {
+		$inbox_note_factory = $container->get( 'wcgateway.settings.inbox-note-factory' );
+		assert( $inbox_note_factory instanceof InboxNoteFactory );
+
+		return array(
+			$inbox_note_factory->create_note(
+				__( 'PayPal Working Capital', 'woocommerce-paypal-payments' ),
+				__( 'Fast funds with payments that flex with your PayPal sales The PayPal Working Capital business loan is primarily based on your PayPal account history. Apply for $1,000-$200,000 (and up to $300,000 for repeat borrowers) with no credit check.† If approved, loans are funded in minutes.', 'woocommerce-paypal-payments' ),
+				Note::E_WC_ADMIN_NOTE_INFORMATIONAL,
+				'ppcp-working-capital-inbox-note',
+				Note::E_WC_ADMIN_NOTE_UNACTIONED,
+				new InboxNoteAction(
+					'apply_now',
+					__( 'Apply now', 'woocommerce-paypal-payments' ),
+					'http://example.com/',
+					Note::E_WC_ADMIN_NOTE_UNACTIONED,
+					true
+				)
+			),
+		);
+	},
+
 	'wcgateway.void-button.assets'                         => function( ContainerInterface $container ) : VoidButtonAssets {
 		return new VoidButtonAssets(
 			$container->get( 'wcgateway.url' ),

From 7e43288f74e1eed1aa5ed67c2c433e8327b6fc42 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 17:50:56 +0400
Subject: [PATCH 08/19] Register the notes in 'Inbox' Woo section

---
 .../ppcp-wc-gateway/src/WCGatewayModule.php   | 22 +++++++++++++++++++
 1 file changed, 22 insertions(+)

diff --git a/modules/ppcp-wc-gateway/src/WCGatewayModule.php b/modules/ppcp-wc-gateway/src/WCGatewayModule.php
index 08e4b6460..f6d22371f 100644
--- a/modules/ppcp-wc-gateway/src/WCGatewayModule.php
+++ b/modules/ppcp-wc-gateway/src/WCGatewayModule.php
@@ -62,6 +62,7 @@ use WooCommerce\PayPalCommerce\WcGateway\Settings\SectionsRenderer;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\Settings;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\SettingsListener;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\SettingsRenderer;
+use WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes\InboxNoteRegistrar;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\WcTasks\Registrar\TaskRegistrarInterface;
 
 /**
@@ -95,6 +96,7 @@ class WCGatewayModule implements ServiceModule, ExtendingModule, ExecutableModul
 		$this->register_columns( $c );
 		$this->register_checkout_paypal_address_preset( $c );
 		$this->register_wc_tasks( $c );
+		$this->register_woo_inbox_notes( $c );
 		$this->register_void_button( $c );
 
 		if ( ! $c->get( 'wcgateway.settings.admin-settings-enabled' ) ) {
@@ -957,6 +959,26 @@ class WCGatewayModule implements ServiceModule, ExtendingModule, ExecutableModul
 		);
 	}
 
+	/**
+	 * Registers inbox notes in the WooCommerce Admin inbox section.
+	 */
+	protected function register_woo_inbox_notes( ContainerInterface $container ): void {
+		add_action(
+			'admin_init',
+			static function () use ( $container ): void {
+				$logger = $container->get( 'woocommerce.logger.woocommerce' );
+				assert( $logger instanceof LoggerInterface );
+				try {
+					$inbox_note_registrar = $container->get( 'wcgateway.settings.inbox-note-registrar' );
+					assert( $inbox_note_registrar instanceof InboxNoteRegistrar );
+					$inbox_note_registrar->register();
+				} catch ( Exception $exception ) {
+					$logger->error( 'Failed to add note to the WooCommerce inbox section. ' . $exception->getMessage() );
+				}
+			},
+		);
+	}
+
 	/**
 	 * Registers the assets and ajax endpoint for the void button.
 	 *

From 3587074bab8333bec3aa963cc4bf0cf458555b41 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 18:11:49 +0400
Subject: [PATCH 09/19] Simplify the code

---
 modules/ppcp-settings/services.php | 7 ++++++-
 1 file changed, 6 insertions(+), 1 deletion(-)

diff --git a/modules/ppcp-settings/services.php b/modules/ppcp-settings/services.php
index 0a00db31e..457d096ce 100644
--- a/modules/ppcp-settings/services.php
+++ b/modules/ppcp-settings/services.php
@@ -522,6 +522,10 @@ $services = array(
 		// TODO: This "merchant_capabilities" service is only used here. Could it be merged to make the code cleaner and less segmented?
 		$capabilities = $container->get( 'settings.service.merchant_capabilities' );
 
+		$settings     = $container->get( 'wcgateway.settings' );
+		assert( $settings instanceof Settings );
+		$stay_updated = $settings->has( 'stay_updated' ) && $settings->get( 'stay_updated' );
+
 		/**
 		 * Initializes TodosEligibilityService with eligibility conditions for various PayPal features.
 		 * Each parameter determines whether a specific feature should be shown in the Things To Do list.
@@ -566,7 +570,8 @@ $services = array(
 			$container->get( 'googlepay.eligible' ) && $capabilities['acdc'] && ! $capabilities['google_pay'],                                       // Add Google Pay to your account.
 			$container->get( 'applepay.eligible' ) && $capabilities['apple_pay'] && ! $gateways['apple_pay'],                                       // Enable Apple Pay.
 			$container->get( 'googlepay.eligible' ) && $capabilities['google_pay'] && ! $gateways['google_pay'],
-			! $capabilities['installments'] && 'MX' === $container->get( 'settings.data.general' )->get_merchant_country() // Enable Installments for Mexico.
+			! $capabilities['installments'] && 'MX' === $container->get( 'settings.data.general' )->get_merchant_country(), // Enable Installments for Mexico.
+			$container->get( 'api.shop.country' ) === 'US' && $stay_updated // Enable Working Capital.
 		);
 	},
 	'settings.rest.features'                              => static function ( ContainerInterface $container ) : FeaturesRestEndpoint {

From b97da8dda0dffffdbf8c19a7262105c650e796b8 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 18:12:16 +0400
Subject: [PATCH 10/19] Add TodoDefinition for working capital

---
 .../src/Data/Definition/TodosDefinition.php            | 10 ++++++++++
 1 file changed, 10 insertions(+)

diff --git a/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php b/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php
index 6d1a3be7a..87e9c9b89 100644
--- a/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php
+++ b/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php
@@ -227,6 +227,16 @@ class TodosDefinition {
 				),
 				'priority'    => 13,
 			),
+			'apply_for_working_capital'            => array(
+				'title'       => __( 'Start you PayPal Working Capital application', 'woocommerce-paypal-payments' ),
+				'description' => __( 'hey, you are eligible for credit. Click here to learn more and sign up', 'woocommerce-paypal-payments' ),
+				'isEligible'  => $eligibility_checks['apply_for_working_capital'],
+				'action'      => array(
+					'type' => 'external',
+					'url'  => 'http://example.com/',
+				),
+				'priority'    => 14,
+			),
 		);
 	}
 }

From cdf43b50237a9f54c8bb107ca0e39bd849188e09 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 18:12:36 +0400
Subject: [PATCH 11/19] Add TodoEligibility for working capital

---
 .../ppcp-settings/src/Service/TodosEligibilityService.php | 8 +++++++-
 1 file changed, 7 insertions(+), 1 deletion(-)

diff --git a/modules/ppcp-settings/src/Service/TodosEligibilityService.php b/modules/ppcp-settings/src/Service/TodosEligibilityService.php
index 94cc21fb0..61dc2eb07 100644
--- a/modules/ppcp-settings/src/Service/TodosEligibilityService.php
+++ b/modules/ppcp-settings/src/Service/TodosEligibilityService.php
@@ -129,6 +129,8 @@ class TodosEligibilityService {
 	 */
 	private bool $is_enable_installments_eligible;
 
+	private bool $is_working_capital_eligible;
+
 	/**
 	 * Constructor.
 	 *
@@ -148,6 +150,7 @@ class TodosEligibilityService {
 	 * @param bool $is_enable_apple_pay_eligible        Whether enabling Apple Pay is eligible.
 	 * @param bool $is_enable_google_pay_eligible       Whether enabling Google Pay is eligible.
 	 * @param bool $is_enable_installments_eligible     Whether enabling Installments is eligible.
+	 * @param bool $is_working_capital_eligible         Whether applying for Working Capital is eligible.
 	 */
 	public function __construct(
 		bool $is_fastlane_eligible,
@@ -165,7 +168,8 @@ class TodosEligibilityService {
 		bool $is_google_pay_eligible,
 		bool $is_enable_apple_pay_eligible,
 		bool $is_enable_google_pay_eligible,
-		bool $is_enable_installments_eligible
+		bool $is_enable_installments_eligible,
+		bool $is_working_capital_eligible
 	) {
 		$this->is_fastlane_eligible                      = $is_fastlane_eligible;
 		$this->is_pay_later_messaging_eligible           = $is_pay_later_messaging_eligible;
@@ -183,6 +187,7 @@ class TodosEligibilityService {
 		$this->is_enable_apple_pay_eligible              = $is_enable_apple_pay_eligible;
 		$this->is_enable_google_pay_eligible             = $is_enable_google_pay_eligible;
 		$this->is_enable_installments_eligible           = $is_enable_installments_eligible;
+		$this->is_working_capital_eligible               = $is_working_capital_eligible;
 	}
 
 	/**
@@ -208,6 +213,7 @@ class TodosEligibilityService {
 			'enable_apple_pay'                     => fn() => $this->is_enable_apple_pay_eligible,
 			'enable_google_pay'                    => fn() => $this->is_enable_google_pay_eligible,
 			'enable_installments'                  => fn() => $this->is_enable_installments_eligible,
+			'apply_for_working_capital'            => fn() => $this->is_working_capital_eligible,
 		);
 	}
 }

From f32c013677a1d1d12f36ae6c8f248389960c2091 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 18:12:49 +0400
Subject: [PATCH 12/19] Apply services

---
 modules/ppcp-wc-gateway/services.php | 3 ++-
 1 file changed, 2 insertions(+), 1 deletion(-)

diff --git a/modules/ppcp-wc-gateway/services.php b/modules/ppcp-wc-gateway/services.php
index 1da2abcbe..5348ae643 100644
--- a/modules/ppcp-wc-gateway/services.php
+++ b/modules/ppcp-wc-gateway/services.php
@@ -2075,7 +2075,8 @@ return array(
 
 	'wcgateway.settings.wc-tasks.working-capital-config'   => static function( ContainerInterface $container ): array {
 		$settings     = $container->get( 'wcgateway.settings' );
-		$stay_updated = $settings->has( 'stay_updated' ) ? $settings->get( 'stay_updated' ) : false;
+		assert( $settings instanceof Settings );
+		$stay_updated = $settings->has( 'stay_updated' ) && $settings->get( 'stay_updated' );
 
 		if ( $container->get( 'api.shop.country' ) !== 'US' || ! $stay_updated ) {
 			return array();

From d7a45138ffe116f094a1666551ad39b0fe1b0dba Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 18:47:11 +0400
Subject: [PATCH 13/19] Add method to get and set the `stay_updated` setting

---
 .../ppcp-settings/src/Data/SettingsModel.php   | 18 ++++++++++++++++++
 1 file changed, 18 insertions(+)

diff --git a/modules/ppcp-settings/src/Data/SettingsModel.php b/modules/ppcp-settings/src/Data/SettingsModel.php
index 1ce1d162e..28761a3ae 100644
--- a/modules/ppcp-settings/src/Data/SettingsModel.php
+++ b/modules/ppcp-settings/src/Data/SettingsModel.php
@@ -406,4 +406,22 @@ class SettingsModel extends AbstractDataModel {
 			$cards
 		);
 	}
+
+	/**
+	 * Gets the Stay Updated setting.
+	 *
+	 * @return bool True if Stay Updated is enabled, false otherwise.
+	 */
+	public function get_stay_updated() : bool {
+		return $this->data['stay_updated'];
+	}
+
+	/**
+	 * Sets the Stay Updated setting.
+	 *
+	 * @param bool $save Whether to save the Stay Updated.
+	 */
+	public function set_stay_updated( bool $save ) : void {
+		$this->data['stay_updated'] = $this->sanitizer->sanitize_bool( $save );
+	}
 }

From 05e24ea0a913192e6786406751409cdf1abba33b Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 18:48:04 +0400
Subject: [PATCH 14/19] Add feature-flag for the working capital.

Is turned off by default
---
 modules/ppcp-wc-gateway/src/WCGatewayModule.php | 15 +++++++++++++++
 1 file changed, 15 insertions(+)

diff --git a/modules/ppcp-wc-gateway/src/WCGatewayModule.php b/modules/ppcp-wc-gateway/src/WCGatewayModule.php
index f6d22371f..c39bedbbf 100644
--- a/modules/ppcp-wc-gateway/src/WCGatewayModule.php
+++ b/modules/ppcp-wc-gateway/src/WCGatewayModule.php
@@ -966,6 +966,21 @@ class WCGatewayModule implements ServiceModule, ExtendingModule, ExecutableModul
 		add_action(
 			'admin_init',
 			static function () use ( $container ): void {
+				$settings = $container->get( 'wcgateway.settings' );
+				assert( $settings instanceof Settings );
+
+				$is_working_capital_feature_flag_enabled = apply_filters(
+				// phpcs:ignore WordPress.NamingConventions.ValidHookName.UseUnderscores -- feature flags use this convention
+					'woocommerce.feature-flags.woocommerce_paypal_payments.working_capital_enabled',
+					getenv( 'PCP_WORKING_CAPITAL_ENABLED' ) === '1'
+				);
+
+				$is_working_capital_eligible = $container->get( 'api.shop.country' ) === 'US' && $settings->has( 'stay_updated' ) && $settings->get( 'stay_updated' );
+
+				if ( ! $is_working_capital_feature_flag_enabled || ! $is_working_capital_eligible ) {
+					return;
+				}
+
 				$logger = $container->get( 'woocommerce.logger.woocommerce' );
 				assert( $logger instanceof LoggerInterface );
 				try {

From 1fdff2c44ea49d3199746810b19dfe75088f3736 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 18:48:12 +0400
Subject: [PATCH 15/19] Add feature-flag for the working capital.

Is turned off by default
---
 modules/ppcp-wc-gateway/services.php | 13 ++++++++++---
 1 file changed, 10 insertions(+), 3 deletions(-)

diff --git a/modules/ppcp-wc-gateway/services.php b/modules/ppcp-wc-gateway/services.php
index 5348ae643..114f7be81 100644
--- a/modules/ppcp-wc-gateway/services.php
+++ b/modules/ppcp-wc-gateway/services.php
@@ -2074,11 +2074,18 @@ return array(
 	},
 
 	'wcgateway.settings.wc-tasks.working-capital-config'   => static function( ContainerInterface $container ): array {
-		$settings     = $container->get( 'wcgateway.settings' );
+		$settings = $container->get( 'wcgateway.settings' );
 		assert( $settings instanceof Settings );
-		$stay_updated = $settings->has( 'stay_updated' ) && $settings->get( 'stay_updated' );
 
-		if ( $container->get( 'api.shop.country' ) !== 'US' || ! $stay_updated ) {
+		$is_working_capital_feature_flag_enabled = apply_filters(
+		// phpcs:ignore WordPress.NamingConventions.ValidHookName.UseUnderscores -- feature flags use this convention
+			'woocommerce.feature-flags.woocommerce_paypal_payments.working_capital_enabled',
+			getenv( 'PCP_WORKING_CAPITAL_ENABLED' ) === '1'
+		);
+
+		$is_working_capital_eligible = $container->get( 'api.shop.country' ) === 'US' && $settings->has( 'stay_updated' ) && $settings->get( 'stay_updated' );
+
+		if ( ! $is_working_capital_feature_flag_enabled || ! $is_working_capital_eligible ) {
 			return array();
 		}
 

From d975a552a24622d589b128750205723663373962 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 18:48:15 +0400
Subject: [PATCH 16/19] Add feature-flag for the working capital.

Is turned off by default
---
 modules/ppcp-settings/services.php | 13 ++++++++++---
 1 file changed, 10 insertions(+), 3 deletions(-)

diff --git a/modules/ppcp-settings/services.php b/modules/ppcp-settings/services.php
index 457d096ce..03ea71432 100644
--- a/modules/ppcp-settings/services.php
+++ b/modules/ppcp-settings/services.php
@@ -522,9 +522,16 @@ $services = array(
 		// TODO: This "merchant_capabilities" service is only used here. Could it be merged to make the code cleaner and less segmented?
 		$capabilities = $container->get( 'settings.service.merchant_capabilities' );
 
-		$settings     = $container->get( 'wcgateway.settings' );
+		$settings = $container->get( 'wcgateway.settings' );
 		assert( $settings instanceof Settings );
-		$stay_updated = $settings->has( 'stay_updated' ) && $settings->get( 'stay_updated' );
+
+		$is_working_capital_feature_flag_enabled = apply_filters(
+		// phpcs:ignore WordPress.NamingConventions.ValidHookName.UseUnderscores -- feature flags use this convention
+			'woocommerce.feature-flags.woocommerce_paypal_payments.working_capital_enabled',
+			getenv( 'PCP_WORKING_CAPITAL_ENABLED' ) === '1'
+		);
+
+		$is_working_capital_eligible = $container->get( 'settings.data.general' )->get_merchant_country() === 'US' && $container->get( 'settings.data.settings' )->get_stay_updated();
 
 		/**
 		 * Initializes TodosEligibilityService with eligibility conditions for various PayPal features.
@@ -571,7 +578,7 @@ $services = array(
 			$container->get( 'applepay.eligible' ) && $capabilities['apple_pay'] && ! $gateways['apple_pay'],                                       // Enable Apple Pay.
 			$container->get( 'googlepay.eligible' ) && $capabilities['google_pay'] && ! $gateways['google_pay'],
 			! $capabilities['installments'] && 'MX' === $container->get( 'settings.data.general' )->get_merchant_country(), // Enable Installments for Mexico.
-			$container->get( 'api.shop.country' ) === 'US' && $stay_updated // Enable Working Capital.
+			$is_working_capital_feature_flag_enabled && $is_working_capital_eligible // Enable Working Capital.
 		);
 	},
 	'settings.rest.features'                              => static function ( ContainerInterface $container ) : FeaturesRestEndpoint {

From f0e88a65d8f14247610c10e179a554cbd9aaed96 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 19:05:16 +0400
Subject: [PATCH 17/19] Fix the wording

---
 modules/ppcp-settings/src/Data/Definition/TodosDefinition.php | 2 +-
 modules/ppcp-wc-gateway/services.php                          | 2 +-
 2 files changed, 2 insertions(+), 2 deletions(-)

diff --git a/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php b/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php
index 87e9c9b89..c97738779 100644
--- a/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php
+++ b/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php
@@ -228,7 +228,7 @@ class TodosDefinition {
 				'priority'    => 13,
 			),
 			'apply_for_working_capital'            => array(
-				'title'       => __( 'Start you PayPal Working Capital application', 'woocommerce-paypal-payments' ),
+				'title'       => __( 'Start your PayPal Working Capital application', 'woocommerce-paypal-payments' ),
 				'description' => __( 'hey, you are eligible for credit. Click here to learn more and sign up', 'woocommerce-paypal-payments' ),
 				'isEligible'  => $eligibility_checks['apply_for_working_capital'],
 				'action'      => array(
diff --git a/modules/ppcp-wc-gateway/services.php b/modules/ppcp-wc-gateway/services.php
index 114f7be81..dbaf27df6 100644
--- a/modules/ppcp-wc-gateway/services.php
+++ b/modules/ppcp-wc-gateway/services.php
@@ -2092,7 +2092,7 @@ return array(
 		return array(
 			array(
 				'id'           => 'ppcp-working-capital-task',
-				'title'        => __( 'Start you PayPal Working Capital application', 'woocommerce-paypal-payments' ),
+				'title'        => __( 'Start your PayPal Working Capital application', 'woocommerce-paypal-payments' ),
 				'description'  => __( 'hey, you are eligible for credit. Click here to learn more and sign up', 'woocommerce-paypal-payments' ),
 				'redirect_url' => 'http://example.com/',
 			),

From 9bf1042a0157c525f303a2b6ba2b334b17bc1d98 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 19:05:49 +0400
Subject: [PATCH 18/19] Fix the wording

---
 modules/ppcp-settings/src/Data/Definition/TodosDefinition.php | 2 +-
 modules/ppcp-wc-gateway/services.php                          | 2 +-
 2 files changed, 2 insertions(+), 2 deletions(-)

diff --git a/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php b/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php
index c97738779..aafe1b198 100644
--- a/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php
+++ b/modules/ppcp-settings/src/Data/Definition/TodosDefinition.php
@@ -229,7 +229,7 @@ class TodosDefinition {
 			),
 			'apply_for_working_capital'            => array(
 				'title'       => __( 'Start your PayPal Working Capital application', 'woocommerce-paypal-payments' ),
-				'description' => __( 'hey, you are eligible for credit. Click here to learn more and sign up', 'woocommerce-paypal-payments' ),
+				'description' => __( 'Hey, you are eligible for credit. Click here to learn more and sign up', 'woocommerce-paypal-payments' ),
 				'isEligible'  => $eligibility_checks['apply_for_working_capital'],
 				'action'      => array(
 					'type' => 'external',
diff --git a/modules/ppcp-wc-gateway/services.php b/modules/ppcp-wc-gateway/services.php
index dbaf27df6..31abbc5af 100644
--- a/modules/ppcp-wc-gateway/services.php
+++ b/modules/ppcp-wc-gateway/services.php
@@ -2093,7 +2093,7 @@ return array(
 			array(
 				'id'           => 'ppcp-working-capital-task',
 				'title'        => __( 'Start your PayPal Working Capital application', 'woocommerce-paypal-payments' ),
-				'description'  => __( 'hey, you are eligible for credit. Click here to learn more and sign up', 'woocommerce-paypal-payments' ),
+				'description'  => __( 'Hey, you are eligible for credit. Click here to learn more and sign up', 'woocommerce-paypal-payments' ),
 				'redirect_url' => 'http://example.com/',
 			),
 		);

From c48f3e6d2abbb5250b254a4660338e823f438673 Mon Sep 17 00:00:00 2001
From: Narek Zakarian <narekzakarian@gmail.com>
Date: Mon, 4 Aug 2025 19:19:53 +0400
Subject: [PATCH 19/19] Add the plugin base name

---
 modules/ppcp-wc-gateway/services.php                       | 2 +-
 .../src/Settings/WcInboxNotes/InboxNoteRegistrar.php       | 7 +++++--
 2 files changed, 6 insertions(+), 3 deletions(-)

diff --git a/modules/ppcp-wc-gateway/services.php b/modules/ppcp-wc-gateway/services.php
index 31abbc5af..0a395f3de 100644
--- a/modules/ppcp-wc-gateway/services.php
+++ b/modules/ppcp-wc-gateway/services.php
@@ -2159,7 +2159,7 @@ return array(
 	},
 
 	'wcgateway.settings.inbox-note-registrar'              => static function( ContainerInterface $container ): InboxNoteRegistrar {
-		return new InboxNoteRegistrar( $container->get( 'wcgateway.settings.inbox-notes' ) );
+		return new InboxNoteRegistrar( $container->get( 'wcgateway.settings.inbox-notes' ), $container->get( 'ppcp.plugin' ) );
 	},
 
 	/**
diff --git a/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteRegistrar.php b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteRegistrar.php
index 417a257f3..8a0b6509d 100644
--- a/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteRegistrar.php
+++ b/modules/ppcp-wc-gateway/src/Settings/WcInboxNotes/InboxNoteRegistrar.php
@@ -9,6 +9,7 @@ namespace WooCommerce\PayPalCommerce\WcGateway\Settings\WcInboxNotes;
 
 use Automattic\WooCommerce\Admin\Notes\Note;
 use Automattic\WooCommerce\Admin\Notes\Notes;
+use WpOop\WordPress\Plugin\PluginInterface;
 
 /**
  * Registers inbox notes in the WooCommerce Admin inbox section.
@@ -19,9 +20,11 @@ class InboxNoteRegistrar {
 	 * @var InboxNoteInterface[]
 	 */
 	protected array $inbox_notes;
+	protected PluginInterface $plugin;
 
-	public function __construct( array $inbox_notes ) {
+	public function __construct( array $inbox_notes, PluginInterface $plugin ) {
 		$this->inbox_notes = $inbox_notes;
+		$this->plugin      = $plugin;
 	}
 
 	public function register(): void {
@@ -37,7 +40,7 @@ class InboxNoteRegistrar {
 			$note->set_content( $inbox_note->content() );
 			$note->set_type( $inbox_note->type() );
 			$note->set_name( $inbox_note_name );
-			$note->set_source( 'your-plugin-name' );
+			$note->set_source( $this->plugin->getBaseName() );
 			$note->set_status( $inbox_note->status() );
 
 			$inbox_note_action = $inbox_note->action();