Improve fraud prevention capabilities

This commit is contained in:
Pedro Silva 2024-03-27 11:50:40 +00:00
parent f97baa941d
commit 510a6c6913
No known key found for this signature in database
GPG key ID: E2EE20C0669D24B3
13 changed files with 102 additions and 19 deletions

View file

@ -990,11 +990,21 @@ document.querySelector("#payment").before(document.querySelector("#ppcp-messages
if ( $this->settings->has( '3d_secure_contingency' ) ) {
$value = $this->settings->get( '3d_secure_contingency' );
if ( $value ) {
return $value;
return $this->return_3ds_contingency( $value );
}
}
return 'SCA_WHEN_REQUIRED';
return $this->return_3ds_contingency( 'SCA_WHEN_REQUIRED' );
}
/**
* Processes and returns the 3D Secure contingency.
*
* @param string $contingency The ThreeD secure contingency.
* @return string
*/
private function return_3ds_contingency( string $contingency ): string {
return apply_filters( 'woocommerce_paypal_payments_three_d_secure_contingency', $contingency );
}
/**

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@ -329,6 +329,15 @@ class CreateOrderEndpoint implements EndpointInterface {
if ( 'pay-now' === $data['context'] && is_a( $wc_order, \WC_Order::class ) ) {
$wc_order->update_meta_data( PayPalGateway::ORDER_ID_META_KEY, $order->id() );
$wc_order->update_meta_data( PayPalGateway::INTENT_META_KEY, $order->intent() );
$payer = $order->payer();
if ( $payer ) {
$payer_email = $payer->email_address();
if ( $payer_email ) {
$wc_order->update_meta_data( PayPalGateway::ORDER_PAYER_EMAIL_META_KEY, $payer_email );
}
}
$wc_order->save_meta_data();
do_action( 'woocommerce_paypal_payments_woocommerce_order_created', $wc_order, $order );

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@ -159,6 +159,15 @@ class EarlyOrderHandler {
$wc_order = wc_get_order( $order_id );
$wc_order->update_meta_data( PayPalGateway::ORDER_ID_META_KEY, $order->id() );
$wc_order->update_meta_data( PayPalGateway::INTENT_META_KEY, $order->intent() );
$payer = $order->payer();
if ( $payer && $wc_order instanceof \WC_Order ) {
$payer_email = $payer->email_address();
if ( $payer_email ) {
$wc_order->update_meta_data( PayPalGateway::ORDER_PAYER_EMAIL_META_KEY, $payer_email );
}
}
$wc_order->save_meta_data();
/**

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@ -57,21 +57,24 @@ class ThreeDSecure {
*
* @link https://developer.paypal.com/docs/business/checkout/add-capabilities/3d-secure/#authenticationresult
*
* @param Order $order The order for which the decission is needed.
* @param Order $order The order for which the decision is needed.
*
* @return int
*/
public function proceed_with_order( Order $order ): int {
do_action( 'woocommerce_paypal_payments_three_d_secure_before_check', $order );
$payment_source = $order->payment_source();
if ( ! $payment_source ) {
return self::NO_DECISION;
return $this->return_decision( self::NO_DECISION, $order );
}
if ( ! ( $payment_source->properties()->brand ?? '' ) ) {
return self::NO_DECISION;
return $this->return_decision( self::NO_DECISION, $order );
}
if ( ! ( $payment_source->properties()->authentication_result ?? '' ) ) {
return self::NO_DECISION;
return $this->return_decision( self::NO_DECISION, $order );
}
$authentication_result = $payment_source->properties()->authentication_result ?? null;
@ -81,18 +84,31 @@ class ThreeDSecure {
$this->logger->info( '3DS Authentication Result: ' . wc_print_r( $result->to_array(), true ) );
if ( $result->liability_shift() === AuthResult::LIABILITY_SHIFT_POSSIBLE ) {
return self::PROCCEED;
return $this->return_decision( self::PROCCEED, $order );
}
if ( $result->liability_shift() === AuthResult::LIABILITY_SHIFT_UNKNOWN ) {
return self::RETRY;
return $this->return_decision( self::RETRY, $order );
}
if ( $result->liability_shift() === AuthResult::LIABILITY_SHIFT_NO ) {
return $this->no_liability_shift( $result );
return $this->return_decision( $this->no_liability_shift( $result ), $order );
}
}
return self::NO_DECISION;
return $this->return_decision( self::NO_DECISION, $order );
}
/**
* Processes and returns a ThreeD secure decision.
*
* @param int $decision The ThreeD secure decision.
* @param Order $order The PayPal Order object.
* @return int
*/
public function return_decision( int $decision, Order $order ) {
$decision = apply_filters( 'woocommerce_paypal_payments_three_d_secure_decision', $decision, $order );
do_action( 'woocommerce_paypal_payments_three_d_secure_after_check', $order, $decision );
return $decision;
}
/**

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@ -115,17 +115,19 @@ class CardFieldsModule implements ModuleInterface {
$settings = $c->get( 'wcgateway.settings' );
assert( $settings instanceof Settings );
if (
$three_d_secure_contingency =
$settings->has( '3d_secure_contingency' )
&& (
$settings->get( '3d_secure_contingency' ) === 'SCA_ALWAYS'
|| $settings->get( '3d_secure_contingency' ) === 'SCA_WHEN_REQUIRED'
)
? apply_filters( 'woocommerce_paypal_payments_three_d_secure_contingency', $settings->get( '3d_secure_contingency' ) )
: '';
if (
$three_d_secure_contingency === 'SCA_ALWAYS'
|| $three_d_secure_contingency === 'SCA_WHEN_REQUIRED'
) {
$data['payment_source']['card'] = array(
'attributes' => array(
'verification' => array(
'method' => $settings->get( '3d_secure_contingency' ),
'method' => $three_d_secure_contingency,
),
),
);

View file

@ -281,7 +281,11 @@ class SavePaymentMethodsModule implements ModuleInterface {
$settings = $c->get( 'wcgateway.settings' );
assert( $settings instanceof Settings );
$verification_method = $settings->has( '3d_secure_contingency' ) ? $settings->get( '3d_secure_contingency' ) : '';
$verification_method =
$settings->has( '3d_secure_contingency' )
? apply_filters( 'woocommerce_paypal_payments_three_d_secure_contingency', $settings->get( '3d_secure_contingency' ) )
: '';
$change_payment_method = wc_clean( wp_unslash( $_GET['change_payment_method'] ?? '' ) ); // phpcs:ignore WordPress.Security.NonceVerification

View file

@ -48,6 +48,7 @@ class PayPalGateway extends \WC_Payment_Gateway {
const ORDER_ID_META_KEY = '_ppcp_paypal_order_id';
const ORDER_PAYMENT_MODE_META_KEY = '_ppcp_paypal_payment_mode';
const ORDER_PAYMENT_SOURCE_META_KEY = '_ppcp_paypal_payment_source';
const ORDER_PAYER_EMAIL_META_KEY = '_ppcp_paypal_payer_email';
const FEES_META_KEY = '_ppcp_paypal_fees';
const REFUND_FEES_META_KEY = '_ppcp_paypal_refund_fees';
const REFUNDS_META_KEY = '_ppcp_refunds';

View file

@ -52,6 +52,7 @@ trait CreditCardOrderInfoHandlingTrait {
<li>%1$s</li>
<li>%2$s</li>
<li>%3$s</li>
<li>%4$s</li>
</ul>';
$three_d_response_order_note_result = sprintf(
$three_d_response_order_note_result_format,
@ -60,7 +61,9 @@ trait CreditCardOrderInfoHandlingTrait {
/* translators: %s is enrollment status */
sprintf( __( 'Enrollment Status: %s', 'woocommerce-paypal-payments' ), esc_html( $result->enrollment_status() ) ),
/* translators: %s is authentication status */
sprintf( __( 'Authentication Status: %s', 'woocommerce-paypal-payments' ), esc_html( $result->authentication_result() ) )
sprintf( __( 'Authentication Status: %s', 'woocommerce-paypal-payments' ), esc_html( $result->authentication_result() ) ),
/* translators: %s card last digits */
sprintf( __( 'Card Last Digits: %s', 'woocommerce-paypal-payments' ), esc_html( $payment_source->properties()->last_digits ?? '' ) )
);
$three_d_response_order_note = sprintf(
$three_d_response_order_note_format,
@ -76,7 +79,7 @@ trait CreditCardOrderInfoHandlingTrait {
/**
* Fired when the 3DS information is added to WC order.
*/
do_action( 'woocommerce_paypal_payments_thee_d_secure_added', $wc_order, $order );
do_action( 'woocommerce_paypal_payments_three_d_secure_added', $wc_order, $order );
}
}

View file

@ -45,6 +45,14 @@ trait OrderMetaTrait {
$wc_order->update_meta_data( PayPalGateway::ORDER_PAYMENT_SOURCE_META_KEY, $payment_source );
}
$payer = $order->payer();
if ( $payer ) {
$payer_email = $payer->email_address();
if ( $payer_email ) {
$wc_order->update_meta_data( PayPalGateway::ORDER_PAYER_EMAIL_META_KEY, $payer_email );
}
}
$wc_order->save();
do_action( 'woocommerce_paypal_payments_woocommerce_order_created', $wc_order, $order );

View file

@ -448,6 +448,20 @@ class WCGatewayModule implements ModuleInterface {
delete_transient( 'ppcp_reference_transaction_enabled' );
}
);
add_action(
'woocommerce_admin_order_data_after_billing_address',
function ( \WC_Order $wc_order ) {
if ( ! apply_filters( 'woocommerce_paypal_payments_order_details_show_paypal_email', true ) ) {
return;
}
$email = $wc_order->get_meta( PayPalGateway::ORDER_PAYER_EMAIL_META_KEY ) ?: '';
if ( $email ) {
echo '<p><strong>' . esc_html__( 'PayPal buyer account', 'woocommerce-paypal-payments' ) . ':</strong><br>' . esc_attr( $email ) . '</p>';
}
}
);
}
/**

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@ -92,6 +92,8 @@ class VaultedCreditCardHandlerTest extends TestCase
$customer = Mockery::mock(WC_Customer::class);
$payer = Mockery::mock(Payer::class);
$payer->shouldReceive('email_address');
$this->payerFactory->shouldReceive('from_wc_order')
->andReturn($payer);
$this->shippingPreferenceFactory->shouldReceive('from_state')
@ -100,6 +102,7 @@ class VaultedCreditCardHandlerTest extends TestCase
$order = Mockery::mock(Order::class);
$order->shouldReceive('id')->andReturn('1');
$order->shouldReceive('intent')->andReturn('CAPTURE');
$order->shouldReceive('payer')->andReturn($payer);
$paymentSource = Mockery::mock(PaymentSource::class);
$paymentSource->shouldReceive('name')->andReturn('card');

View file

@ -89,6 +89,7 @@ private $testee;
$order->shouldReceive('id')->andReturn('1');
$order->shouldReceive('intent');
$order->shouldReceive('payment_source');
$order->shouldReceive('payer');
$this->orderEndpoint
->shouldReceive('create')

View file

@ -93,6 +93,7 @@ class OrderProcessorTest extends TestCase
$currentOrder
->shouldReceive('payment_source')
->andReturn(null);
$currentOrder->shouldReceive('payer');
$wcOrder
->shouldReceive('get_meta')
@ -230,6 +231,7 @@ class OrderProcessorTest extends TestCase
$currentOrder
->shouldReceive('payment_source')
->andReturn(null);
$currentOrder->shouldReceive('payer');
$wcOrder
->shouldReceive('get_meta')
@ -357,6 +359,7 @@ class OrderProcessorTest extends TestCase
$currentOrder
->shouldReceive('purchase_units')
->andReturn([$purchaseUnit]);
$currentOrder->shouldReceive('payer');
$wcOrder
->shouldReceive('get_meta')