diff --git a/modules/ppcp-api-client/services.php b/modules/ppcp-api-client/services.php
index c8c62e1b6..588a89228 100644
--- a/modules/ppcp-api-client/services.php
+++ b/modules/ppcp-api-client/services.php
@@ -23,6 +23,7 @@ use WooCommerce\PayPalCommerce\ApiClient\Factory\AddressFactory;
 use WooCommerce\PayPalCommerce\ApiClient\Factory\AmountFactory;
 use WooCommerce\PayPalCommerce\ApiClient\Factory\ApplicationContextFactory;
 use WooCommerce\PayPalCommerce\ApiClient\Factory\AuthorizationFactory;
+use WooCommerce\PayPalCommerce\ApiClient\Factory\CaptureFactory;
 use WooCommerce\PayPalCommerce\ApiClient\Factory\ItemFactory;
 use WooCommerce\PayPalCommerce\ApiClient\Factory\OrderFactory;
 use WooCommerce\PayPalCommerce\ApiClient\Factory\PatchCollectionFactory;
@@ -43,7 +44,6 @@ use WooCommerce\PayPalCommerce\ApiClient\Repository\PartnerReferralsData;
 use WooCommerce\PayPalCommerce\ApiClient\Repository\PayeeRepository;
 use WooCommerce\PayPalCommerce\ApiClient\Repository\PayPalRequestIdRepository;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\Settings;
-use WpOop\TransientCache\CachePoolFactory;
 
 return array(
 	'api.host'                              => function( $container ) : string {
@@ -214,6 +214,11 @@ return array(
 	'api.factory.webhook'                   => static function ( $container ): WebhookFactory {
 		return new WebhookFactory();
 	},
+	'api.factory.capture'                   => static function ( $container ): CaptureFactory {
+
+		$amount_factory   = $container->get( 'api.factory.amount' );
+		return new CaptureFactory( $amount_factory );
+	},
 	'api.factory.purchase-unit'             => static function ( $container ): PurchaseUnitFactory {
 
 		$amount_factory   = $container->get( 'api.factory.amount' );
@@ -277,7 +282,8 @@ return array(
 	},
 	'api.factory.payments'                  => static function ( $container ): PaymentsFactory {
 		$authorizations_factory = $container->get( 'api.factory.authorization' );
-		return new PaymentsFactory( $authorizations_factory );
+		$capture_factory        = $container->get( 'api.factory.capture' );
+		return new PaymentsFactory( $authorizations_factory, $capture_factory );
 	},
 	'api.factory.authorization'             => static function ( $container ): AuthorizationFactory {
 		return new AuthorizationFactory();
diff --git a/modules/ppcp-api-client/src/Endpoint/class-paymentsendpoint.php b/modules/ppcp-api-client/src/Endpoint/class-paymentsendpoint.php
index 7ee7daaa3..4011668c1 100644
--- a/modules/ppcp-api-client/src/Endpoint/class-paymentsendpoint.php
+++ b/modules/ppcp-api-client/src/Endpoint/class-paymentsendpoint.php
@@ -11,6 +11,7 @@ namespace WooCommerce\PayPalCommerce\ApiClient\Endpoint;
 
 use WooCommerce\PayPalCommerce\ApiClient\Authentication\Bearer;
 use WooCommerce\PayPalCommerce\ApiClient\Entity\Authorization;
+use WooCommerce\PayPalCommerce\ApiClient\Entity\Refund;
 use WooCommerce\PayPalCommerce\ApiClient\Exception\PayPalApiException;
 use WooCommerce\PayPalCommerce\ApiClient\Exception\RuntimeException;
 use WooCommerce\PayPalCommerce\ApiClient\Factory\AuthorizationFactory;
@@ -188,4 +189,63 @@ class PaymentsEndpoint {
 		$authorization = $this->authorizations_factory->from_paypal_response( $json );
 		return $authorization;
 	}
+
+	/**
+	 * Refunds a payment.
+	 *
+	 * @param Refund $refund The refund to be processed.
+	 *
+	 * @return bool
+	 * @throws RuntimeException If the request fails.
+	 */
+	public function refund( Refund $refund ) : bool {
+		$bearer = $this->bearer->bearer();
+		$url    = trailingslashit( $this->host ) . 'v2/payments/captures/' . $refund->for_capture()->id() . '/refund';
+		$args   = array(
+			'method'  => 'POST',
+			'headers' => array(
+				'Authorization' => 'Bearer ' . $bearer->token(),
+				'Content-Type'  => 'application/json',
+				'Prefer'        => 'return=representation',
+			),
+			'body'    => wp_json_encode( $refund->to_array() ),
+		);
+
+		$response = $this->request( $url, $args );
+		$json     = json_decode( $response['body'] );
+
+		if ( is_wp_error( $response ) ) {
+			$error = new RuntimeException(
+				__( 'Could not refund payment.', 'paypal-payments-for-woocommerce' )
+			);
+			$this->logger->log(
+				'warning',
+				$error->getMessage(),
+				array(
+					'args'     => $args,
+					'response' => $response,
+				)
+			);
+			throw $error;
+		}
+
+		$status_code = (int) wp_remote_retrieve_response_code( $response );
+		if ( 201 !== $status_code ) {
+			$error = new PayPalApiException(
+				$json,
+				$status_code
+			);
+			$this->logger->log(
+				'warning',
+				$error->getMessage(),
+				array(
+					'args'     => $args,
+					'response' => $response,
+				)
+			);
+			throw $error;
+		}
+
+		return true;
+	}
 }
diff --git a/modules/ppcp-api-client/src/Entity/class-capture.php b/modules/ppcp-api-client/src/Entity/class-capture.php
new file mode 100644
index 000000000..9aad9e029
--- /dev/null
+++ b/modules/ppcp-api-client/src/Entity/class-capture.php
@@ -0,0 +1,197 @@
+<?php
+/**
+ * The capture entity.
+ *
+ * @link https://developer.paypal.com/docs/api/orders/v2/#definition-capture
+ *
+ * @package Woocommerce\PayPalCommerce\ApiClient\Entity
+ */
+
+declare( strict_types=1 );
+
+namespace Woocommerce\PayPalCommerce\ApiClient\Entity;
+
+/**
+ * Class Capture
+ */
+class Capture {
+
+	/**
+	 * The ID.
+	 *
+	 * @var string
+	 */
+	private $id;
+
+	/**
+	 * The status.
+	 *
+	 * @var string
+	 */
+	private $status;
+
+	/**
+	 * The status details.
+	 *
+	 * @var string
+	 */
+	private $status_details;
+
+	/**
+	 * The amount.
+	 *
+	 * @var Amount
+	 */
+	private $amount;
+
+	/**
+	 * Whether this is the final capture or not.
+	 *
+	 * @var bool
+	 */
+	private $final_capture;
+
+	/**
+	 * The seller protection.
+	 *
+	 * @var string
+	 */
+	private $seller_protection;
+
+	/**
+	 * The invoice id.
+	 *
+	 * @var string
+	 */
+	private $invoice_id;
+
+	/**
+	 * The custom id.
+	 *
+	 * @var string
+	 */
+	private $custom_id;
+
+	/**
+	 * Capture constructor.
+	 *
+	 * @param string $id The ID.
+	 * @param string $status The status.
+	 * @param string $status_details The status details.
+	 * @param Amount $amount The amount.
+	 * @param bool   $final_capture The final capture.
+	 * @param string $seller_protection The seller protection.
+	 * @param string $invoice_id The invoice id.
+	 * @param string $custom_id The custom id.
+	 */
+	public function __construct(
+		string $id,
+		string $status,
+		string $status_details,
+		Amount $amount,
+		bool $final_capture,
+		string $seller_protection,
+		string $invoice_id,
+		string $custom_id
+	) {
+
+		$this->id                = $id;
+		$this->status            = $status;
+		$this->status_details    = $status_details;
+		$this->amount            = $amount;
+		$this->final_capture     = $final_capture;
+		$this->seller_protection = $seller_protection;
+		$this->invoice_id        = $invoice_id;
+		$this->custom_id         = $custom_id;
+	}
+
+	/**
+	 * Returns the ID.
+	 *
+	 * @return string
+	 */
+	public function id() : string {
+		return $this->id;
+	}
+
+	/**
+	 * Returns the status.
+	 *
+	 * @return string
+	 */
+	public function status() : string {
+		return $this->status;
+	}
+
+	/**
+	 * Returns the status details object.
+	 *
+	 * @return \stdClass
+	 */
+	public function status_details() : \stdClass {
+		return (object) array( 'reason' => $this->status_details );
+	}
+
+	/**
+	 * Returns the amount.
+	 *
+	 * @return Amount
+	 */
+	public function amount() : Amount {
+		return $this->amount;
+	}
+
+	/**
+	 * Returns whether this is the final capture or not.
+	 *
+	 * @return bool
+	 */
+	public function final_capture() : bool {
+		return $this->final_capture;
+	}
+
+	/**
+	 * Returns the seller protection object.
+	 *
+	 * @return \stdClass
+	 */
+	public function seller_protection() : \stdClass {
+		return (object) array( 'status' => $this->seller_protection );
+	}
+
+	/**
+	 * Returns the invoice id.
+	 *
+	 * @return string
+	 */
+	public function invoice_id() : string {
+		return $this->invoice_id;
+	}
+
+	/**
+	 * Returns the custom id.
+	 *
+	 * @return string
+	 */
+	public function custom_id() : string {
+		return $this->custom_id;
+	}
+
+	/**
+	 * Returns the entity as array.
+	 *
+	 * @return array
+	 */
+	public function to_array() : array {
+		return array(
+			'id'                => $this->id(),
+			'status'            => $this->status(),
+			'status_details'    => (array) $this->status_details(),
+			'amount'            => $this->amount()->to_array(),
+			'final_capture'     => $this->final_capture(),
+			'seller_protection' => (array) $this->seller_protection(),
+			'invoice_id'        => $this->invoice_id(),
+			'custom_id'         => $this->custom_id(),
+		);
+	}
+}
diff --git a/modules/ppcp-api-client/src/Entity/class-payments.php b/modules/ppcp-api-client/src/Entity/class-payments.php
index 75febd6b6..d5e051f88 100644
--- a/modules/ppcp-api-client/src/Entity/class-payments.php
+++ b/modules/ppcp-api-client/src/Entity/class-payments.php
@@ -21,13 +21,34 @@ class Payments {
 	 */
 	private $authorizations;
 
+	/**
+	 * The Captures.
+	 *
+	 * @var Capture[]
+	 */
+	private $captures;
+
 	/**
 	 * Payments constructor.
 	 *
-	 * @param Authorization ...$authorizations The Authorizations.
+	 * @param array $authorizations The Authorizations.
+	 * @param array $captures The Captures.
 	 */
-	public function __construct( Authorization ...$authorizations ) {
+	public function __construct( array $authorizations, array $captures ) {
+		foreach ( $authorizations as $key => $authorization ) {
+			if ( is_a( $authorization, Authorization::class ) ) {
+				continue;
+			}
+			unset( $authorizations[ $key ] );
+		}
+		foreach ( $captures as $key => $capture ) {
+			if ( is_a( $capture, Capture::class ) ) {
+				continue;
+			}
+			unset( $captures[ $key ] );
+		}
 		$this->authorizations = $authorizations;
+		$this->captures       = $captures;
 	}
 
 	/**
@@ -43,6 +64,12 @@ class Payments {
 				},
 				$this->authorizations()
 			),
+			'captures'       => array_map(
+				static function ( Capture $capture ): array {
+					return $capture->to_array();
+				},
+				$this->captures()
+			),
 		);
 	}
 
@@ -54,4 +81,13 @@ class Payments {
 	public function authorizations(): array {
 		return $this->authorizations;
 	}
+
+	/**
+	 * Returns the Captures.
+	 *
+	 * @return Capture[]
+	 **/
+	public function captures(): array {
+		return $this->captures;
+	}
 }
diff --git a/modules/ppcp-api-client/src/Entity/class-refund.php b/modules/ppcp-api-client/src/Entity/class-refund.php
new file mode 100644
index 000000000..71c2a2f56
--- /dev/null
+++ b/modules/ppcp-api-client/src/Entity/class-refund.php
@@ -0,0 +1,118 @@
+<?php
+/**
+ * The refund object.
+ *
+ * @package WooCommerce\PayPalCommerce\ApiClient\Entity
+ */
+
+declare( strict_types=1 );
+
+namespace WooCommerce\PayPalCommerce\ApiClient\Entity;
+
+/**
+ * Class Refund
+ */
+class Refund {
+
+	/**
+	 * The Capture.
+	 *
+	 * @var Capture
+	 */
+	private $capture;
+
+	/**
+	 * The invoice id.
+	 *
+	 * @var string
+	 */
+	private $invoice_id;
+
+	/**
+	 * The note to the payer.
+	 *
+	 * @var string
+	 */
+	private $note_to_payer;
+
+	/**
+	 * The Amount.
+	 *
+	 * @var Amount|null
+	 */
+	private $amount;
+
+	/**
+	 * Refund constructor.
+	 *
+	 * @param Capture     $capture The capture where the refund is supposed to be applied at.
+	 * @param string      $invoice_id The invoice id.
+	 * @param string      $note_to_payer The note to the payer.
+	 * @param Amount|null $amount The Amount.
+	 */
+	public function __construct(
+		Capture $capture,
+		string $invoice_id,
+		string $note_to_payer = '',
+		Amount $amount = null
+	) {
+		$this->capture       = $capture;
+		$this->invoice_id    = $invoice_id;
+		$this->note_to_payer = $note_to_payer;
+		$this->amount        = $amount;
+	}
+
+	/**
+	 * Returns the capture for the refund.
+	 *
+	 * @return Capture
+	 */
+	public function for_capture() : Capture {
+		return $this->capture;
+	}
+
+	/**
+	 * Return the invoice id.
+	 *
+	 * @return string
+	 */
+	public function invoice_id() : string {
+		return $this->invoice_id;
+	}
+
+	/**
+	 * Returns the note to the payer.
+	 *
+	 * @return string
+	 */
+	public function note_to_payer() : string {
+		return $this->note_to_payer;
+	}
+
+	/**
+	 * Returns the Amount.
+	 *
+	 * @return Amount|null
+	 */
+	public function amount() {
+		return $this->amount;
+	}
+
+	/**
+	 * Returns the object as array.
+	 *
+	 * @return array
+	 */
+	public function to_array() : array {
+		$data = array(
+			'invoice_id' => $this->invoice_id(),
+		);
+		if ( $this->note_to_payer() ) {
+			$data['note_to_payer'] = $this->note_to_payer();
+		}
+		if ( $this->amount() ) {
+			$data['amount'] = $this->amount()->to_array();
+		}
+		return $data;
+	}
+}
diff --git a/modules/ppcp-api-client/src/Factory/class-capturefactory.php b/modules/ppcp-api-client/src/Factory/class-capturefactory.php
new file mode 100644
index 000000000..7389f67e5
--- /dev/null
+++ b/modules/ppcp-api-client/src/Factory/class-capturefactory.php
@@ -0,0 +1,57 @@
+<?php
+/**
+ * The capture factory.
+ *
+ * @package WooCommerce\PayPalCommerce\ApiClient\Factory
+ */
+
+declare( strict_types=1 );
+
+namespace WooCommerce\PayPalCommerce\ApiClient\Factory;
+
+use Woocommerce\PayPalCommerce\ApiClient\Entity\Capture;
+
+/**
+ * Class CaptureFactory
+ */
+class CaptureFactory {
+
+	/**
+	 * The Amount factory.
+	 *
+	 * @var AmountFactory
+	 */
+	private $amount_factory;
+
+	/**
+	 * CaptureFactory constructor.
+	 *
+	 * @param AmountFactory $amount_factory The amount factory.
+	 */
+	public function __construct( AmountFactory $amount_factory ) {
+
+		$this->amount_factory = $amount_factory;
+	}
+
+	/**
+	 * Returns the capture object based off the PayPal response.
+	 *
+	 * @param \stdClass $data The PayPal response.
+	 *
+	 * @return Capture
+	 */
+	public function from_paypal_response( \stdClass $data ) : Capture {
+
+		$reason = isset( $data->status_details->reason ) ? (string) $data->status_details->reason : '';
+		return new Capture(
+			(string) $data->id,
+			(string) $data->status,
+			$reason,
+			$this->amount_factory->from_paypal_response( $data->amount ),
+			(bool) $data->final_capture,
+			(string) $data->seller_protection->status,
+			(string) $data->invoice_id,
+			(string) $data->custom_id
+		);
+	}
+}
diff --git a/modules/ppcp-api-client/src/Factory/class-payerfactory.php b/modules/ppcp-api-client/src/Factory/class-payerfactory.php
index 3f9ee2755..9b9c57a8f 100644
--- a/modules/ppcp-api-client/src/Factory/class-payerfactory.php
+++ b/modules/ppcp-api-client/src/Factory/class-payerfactory.php
@@ -36,6 +36,42 @@ class PayerFactory {
 		$this->address_factory = $address_factory;
 	}
 
+	/**
+	 * Returns a Payer entity from a WooCommerce order.
+	 *
+	 * @param \WC_Order $wc_order The WooCommerce order.
+	 *
+	 * @return Payer
+	 */
+	public function from_wc_order( \WC_Order $wc_order ): Payer {
+		$payer_id  = '';
+		$birthdate = null;
+
+		$phone = null;
+		if ( $wc_order->get_billing_phone() ) {
+			// make sure the phone number contains only numbers and is max 14. chars long.
+			$national_number = $wc_order->get_billing_phone();
+			$national_number = preg_replace( '/[^0-9]/', '', $national_number );
+			$national_number = substr( $national_number, 0, 14 );
+
+			$phone = new PhoneWithType(
+				'HOME',
+				new Phone( $national_number )
+			);
+		}
+		return new Payer(
+			new PayerName(
+				$wc_order->get_billing_first_name(),
+				$wc_order->get_billing_last_name()
+			),
+			$wc_order->get_billing_email(),
+			$payer_id,
+			$this->address_factory->from_wc_order( $wc_order, 'billing' ),
+			$birthdate,
+			$phone
+		);
+	}
+
 	/**
 	 * Returns a Payer object based off a WooCommerce customer.
 	 *
diff --git a/modules/ppcp-api-client/src/Factory/class-paymentsfactory.php b/modules/ppcp-api-client/src/Factory/class-paymentsfactory.php
index 241fc57eb..353c71f44 100644
--- a/modules/ppcp-api-client/src/Factory/class-paymentsfactory.php
+++ b/modules/ppcp-api-client/src/Factory/class-paymentsfactory.php
@@ -10,6 +10,7 @@ declare(strict_types=1);
 namespace WooCommerce\PayPalCommerce\ApiClient\Factory;
 
 use WooCommerce\PayPalCommerce\ApiClient\Entity\Authorization;
+use Woocommerce\PayPalCommerce\ApiClient\Entity\Capture;
 use WooCommerce\PayPalCommerce\ApiClient\Entity\Payments;
 
 /**
@@ -24,16 +25,26 @@ class PaymentsFactory {
 	 */
 	private $authorization_factory;
 
+	/**
+	 * The Capture factory.
+	 *
+	 * @var CaptureFactory
+	 */
+	private $capture_factory;
+
 	/**
 	 * PaymentsFactory constructor.
 	 *
-	 * @param AuthorizationFactory $authorization_factory The AuthorizationFactory.
+	 * @param AuthorizationFactory $authorization_factory The Authorization factory.
+	 * @param CaptureFactory       $capture_factory The Capture factory.
 	 */
 	public function __construct(
-		AuthorizationFactory $authorization_factory
+		AuthorizationFactory $authorization_factory,
+		CaptureFactory $capture_factory
 	) {
 
 		$this->authorization_factory = $authorization_factory;
+		$this->capture_factory       = $capture_factory;
 	}
 
 	/**
@@ -50,7 +61,13 @@ class PaymentsFactory {
 			},
 			isset( $data->authorizations ) ? $data->authorizations : array()
 		);
-		$payments       = new Payments( ...$authorizations );
+		$captures       = array_map(
+			function ( \stdClass $authorization ): Capture {
+				return $this->capture_factory->from_paypal_response( $authorization );
+			},
+			isset( $data->captures ) ? $data->captures : array()
+		);
+		$payments       = new Payments( $authorizations, $captures );
 		return $payments;
 	}
 }
diff --git a/modules/ppcp-api-client/src/Helper/class-dccapplies.php b/modules/ppcp-api-client/src/Helper/class-dccapplies.php
index ddc259646..2984be4a4 100644
--- a/modules/ppcp-api-client/src/Helper/class-dccapplies.php
+++ b/modules/ppcp-api-client/src/Helper/class-dccapplies.php
@@ -38,115 +38,7 @@ class DccApplies {
 			'SGD',
 			'USD',
 		),
-		'BE' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'BG' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'CY' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'CZ' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'DK' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'EE' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'FI' => array(
+		'ES' => array(
 			'AUD',
 			'CAD',
 			'CHF',
@@ -182,25 +74,7 @@ class DccApplies {
 			'SGD',
 			'USD',
 		),
-		'GR' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'HU' => array(
+		'GB' => array(
 			'AUD',
 			'CAD',
 			'CHF',
@@ -236,258 +110,6 @@ class DccApplies {
 			'SGD',
 			'USD',
 		),
-		'LV' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'LI' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'LT' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'LU' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'MT' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'NL' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'NO' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'PL' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'PT' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'RO' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'SK' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'SI' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'ES' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
-		'SE' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
 		'US' => array(
 			'AUD',
 			'CAD',
@@ -496,25 +118,45 @@ class DccApplies {
 			'JPY',
 			'USD',
 		),
-		'GB' => array(
-			'AUD',
-			'CAD',
-			'CHF',
-			'CZK',
-			'DKK',
-			'EUR',
-			'GBP',
-			'HKD',
-			'HUF',
-			'JPY',
-			'NOK',
-			'NZD',
-			'PLN',
-			'SEK',
-			'SGD',
-			'USD',
-		),
+	);
 
+	/**
+	 * Which countries support which credit cards. Empty credit card arrays mean no restriction on
+	 * currency. Otherwise only the currencies in the array are supported.
+	 *
+	 * @var array
+	 */
+	private $country_card_matrix = array(
+		'AU' => array(
+			'mastercard' => array(),
+			'visa'       => array(),
+		),
+		'ES' => array(
+			'mastercard' => array(),
+			'visa'       => array(),
+			'amex'       => array( 'EUR' ),
+		),
+		'FR' => array(
+			'mastercard' => array(),
+			'visa'       => array(),
+			'amex'       => array( 'EUR' ),
+		),
+		'GB' => array(
+			'mastercard' => array(),
+			'visa'       => array(),
+			'amex'       => array( 'GBP', 'USD' ),
+		),
+		'IT' => array(
+			'mastercard' => array(),
+			'visa'       => array(),
+			'amex'       => array( 'EUR' ),
+		),
+		'US' => array(
+			'mastercard' => array(),
+			'visa'       => array(),
+			'amex'       => array( 'USD' ),
+			'discover'   => array( 'USD' ),
+		),
 	);
 
 	/**
@@ -523,8 +165,7 @@ class DccApplies {
 	 * @return bool
 	 */
 	public function for_country_currency(): bool {
-		$region   = wc_get_base_location();
-		$country  = $region['country'];
+		$country  = $this->country();
 		$currency = get_woocommerce_currency();
 		if ( ! in_array( $country, array_keys( $this->allowed_country_currency_matrix ), true ) ) {
 			return false;
@@ -532,4 +173,67 @@ class DccApplies {
 		$applies = in_array( $currency, $this->allowed_country_currency_matrix[ $country ], true );
 		return $applies;
 	}
+
+	/**
+	 * Returns credit cards, which can be used.
+	 *
+	 * @return array
+	 */
+	public function valid_cards() : array {
+		$country = $this->country();
+		$cards   = array();
+		if ( ! isset( $this->country_card_matrix[ $country ] ) ) {
+			return $cards;
+		}
+
+		$supported_currencies = $this->country_card_matrix[ $country ];
+		foreach ( $supported_currencies as $card => $currencies ) {
+			if ( $this->can_process_card( $card ) ) {
+				$cards[] = $card;
+			}
+		}
+		if ( in_array( 'amex', $cards, true ) ) {
+			$cards[] = 'american-express';
+		}
+		if ( in_array( 'mastercard', $cards, true ) ) {
+			$cards[] = 'master-card';
+		}
+		return $cards;
+	}
+
+	/**
+	 * Whether a card can be used or not.
+	 *
+	 * @param string $card The card.
+	 *
+	 * @return bool
+	 */
+	public function can_process_card( string $card ) : bool {
+		$country = $this->country();
+		if ( ! isset( $this->country_card_matrix[ $country ] ) ) {
+			return false;
+		}
+		if ( ! isset( $this->country_card_matrix[ $country ][ $card ] ) ) {
+			return false;
+		}
+
+		/**
+		 * If the supported currencies array is empty, there are no
+		 * restrictions, which currencies are supported by a card.
+		 */
+		$supported_currencies = $this->country_card_matrix[ $country ][ $card ];
+		$currency             = get_woocommerce_currency();
+		return empty( $supported_currencies ) || in_array( $currency, $supported_currencies, true );
+	}
+
+	/**
+	 * Returns the country code of the shop.
+	 *
+	 * @return string
+	 */
+	private function country() : string {
+		$region  = wc_get_base_location();
+		$country = $region['country'];
+		return $country;
+	}
 }
diff --git a/modules/ppcp-button/resources/js/button.js b/modules/ppcp-button/resources/js/button.js
index f52b8127d..881e9f9b6 100644
--- a/modules/ppcp-button/resources/js/button.js
+++ b/modules/ppcp-button/resources/js/button.js
@@ -2,15 +2,18 @@ import MiniCartBootstap from './modules/ContextBootstrap/MiniCartBootstap';
 import SingleProductBootstap from './modules/ContextBootstrap/SingleProductBootstap';
 import CartBootstrap from './modules/ContextBootstrap/CartBootstap';
 import CheckoutBootstap from './modules/ContextBootstrap/CheckoutBootstap';
+import PayNowBootstrap from "./modules/ContextBootstrap/PayNowBootstrap";
 import Renderer from './modules/Renderer/Renderer';
 import ErrorHandler from './modules/ErrorHandler';
 import CreditCardRenderer from "./modules/Renderer/CreditCardRenderer";
 import dataClientIdAttributeHandler from "./modules/DataClientIdAttributeHandler";
 import MessageRenderer from "./modules/Renderer/MessageRenderer";
+import Spinner from "./modules/Helper/Spinner";
 
 const bootstrap = () => {
     const errorHandler = new ErrorHandler(PayPalCommerceGateway.labels.error.generic);
-    const creditCardRenderer = new CreditCardRenderer(PayPalCommerceGateway, errorHandler);
+    const spinner = new Spinner();
+    const creditCardRenderer = new CreditCardRenderer(PayPalCommerceGateway, errorHandler, spinner);
     const renderer = new Renderer(creditCardRenderer, PayPalCommerceGateway);
     const messageRenderer = new MessageRenderer(PayPalCommerceGateway.messages);
     const context = PayPalCommerceGateway.context;
@@ -46,12 +49,22 @@ const bootstrap = () => {
         const checkoutBootstap = new CheckoutBootstap(
             PayPalCommerceGateway,
             renderer,
-            messageRenderer
+            messageRenderer,
+            spinner
         );
 
         checkoutBootstap.init();
     }
 
+    if (context === 'pay-now' ) {
+        const payNowBootstrap = new PayNowBootstrap(
+            PayPalCommerceGateway,
+            renderer,
+            messageRenderer
+        );
+        payNowBootstrap.init();
+    }
+
     if (context !== 'checkout') {
         messageRenderer.render();
     }
diff --git a/modules/ppcp-button/resources/js/modules/ActionHandler/CheckoutActionHandler.js b/modules/ppcp-button/resources/js/modules/ActionHandler/CheckoutActionHandler.js
index bd83ab1af..655d5dedc 100644
--- a/modules/ppcp-button/resources/js/modules/ActionHandler/CheckoutActionHandler.js
+++ b/modules/ppcp-button/resources/js/modules/ActionHandler/CheckoutActionHandler.js
@@ -3,12 +3,14 @@ import {payerData} from "../Helper/PayerData";
 
 class CheckoutActionHandler {
 
-    constructor(config, errorHandler) {
+    constructor(config, errorHandler, spinner) {
         this.config = config;
         this.errorHandler = errorHandler;
+        this.spinner = spinner;
     }
 
     configuration() {
+        const spinner = this.spinner;
         const createOrder = (data, actions) => {
             const payer = payerData();
             const bnCode = typeof this.config.bn_codes[this.config.context] !== 'undefined' ?
@@ -16,7 +18,8 @@ class CheckoutActionHandler {
 
 
             const errorHandler = this.errorHandler;
-            const formValues = jQuery('form.checkout').serialize();
+            const formSelector = this.config.context === 'checkout' ? 'form.checkout' : 'form#order_review';
+            const formValues = jQuery(formSelector).serialize();
 
             return fetch(this.config.ajax.create_order.endpoint, {
                 method: 'POST',
@@ -25,12 +28,14 @@ class CheckoutActionHandler {
                     payer,
                     bn_code:bnCode,
                     context:this.config.context,
+                    order_id:this.config.order_id,
                     form:formValues
                 })
             }).then(function (res) {
                 return res.json();
             }).then(function (data) {
                 if (!data.success) {
+                    spinner.unblock();
                     errorHandler.message(data.data.message, true);
                     return;
                 }
@@ -38,13 +43,13 @@ class CheckoutActionHandler {
                 input.setAttribute('type', 'hidden');
                 input.setAttribute('name', 'ppcp-resume-order');
                 input.setAttribute('value', data.data.purchase_units[0].custom_id);
-                document.querySelector('form.checkout').append(input);
+                document.querySelector(formSelector).append(input);
                 return data.data.id;
             });
         }
         return {
             createOrder,
-            onApprove:onApprove(this, this.errorHandler),
+            onApprove:onApprove(this, this.errorHandler, this.spinner),
             onError: (error) => {
                 this.errorHandler.genericError();
             }
diff --git a/modules/ppcp-button/resources/js/modules/ContextBootstrap/CheckoutBootstap.js b/modules/ppcp-button/resources/js/modules/ContextBootstrap/CheckoutBootstap.js
index de46e5759..85dfbcdc5 100644
--- a/modules/ppcp-button/resources/js/modules/ContextBootstrap/CheckoutBootstap.js
+++ b/modules/ppcp-button/resources/js/modules/ContextBootstrap/CheckoutBootstap.js
@@ -2,10 +2,11 @@ import ErrorHandler from '../ErrorHandler';
 import CheckoutActionHandler from '../ActionHandler/CheckoutActionHandler';
 
 class CheckoutBootstap {
-    constructor(gateway, renderer, messages) {
+    constructor(gateway, renderer, messages, spinner) {
         this.gateway = gateway;
         this.renderer = renderer;
-        this.messages = messages
+        this.messages = messages;
+        this.spinner = spinner;
     }
 
     init() {
@@ -41,6 +42,7 @@ class CheckoutBootstap {
         const actionHandler = new CheckoutActionHandler(
             PayPalCommerceGateway,
             new ErrorHandler(this.gateway.labels.error.generic),
+            this.spinner
         );
 
         this.renderer.render(
diff --git a/modules/ppcp-button/resources/js/modules/ContextBootstrap/PayNowBootstrap.js b/modules/ppcp-button/resources/js/modules/ContextBootstrap/PayNowBootstrap.js
new file mode 100644
index 000000000..b6b147802
--- /dev/null
+++ b/modules/ppcp-button/resources/js/modules/ContextBootstrap/PayNowBootstrap.js
@@ -0,0 +1,80 @@
+import ErrorHandler from '../ErrorHandler';
+import CheckoutActionHandler from '../ActionHandler/CheckoutActionHandler';
+
+class PayNowBootstrap {
+    constructor(gateway, renderer, messages) {
+        this.gateway = gateway;
+        this.renderer = renderer;
+        this.messages = messages
+    }
+
+    init() {
+
+        this.render();
+
+        jQuery(document.body).on('updated_checkout', () => {
+            this.render();
+        });
+
+        jQuery(document.body).
+        on('updated_checkout payment_method_selected', () => {
+            this.switchBetweenPayPalandOrderButton();
+        });
+        this.switchBetweenPayPalandOrderButton();
+    }
+
+    shouldRender() {
+        if (document.querySelector(this.gateway.button.cancel_wrapper)) {
+            return false;
+        }
+
+        return document.querySelector(this.gateway.button.wrapper) !== null || document.querySelector(this.gateway.hosted_fields.wrapper) !== null;
+    }
+
+    render() {
+        if (!this.shouldRender()) {
+            return;
+        }
+        if (document.querySelector(this.gateway.hosted_fields.wrapper + '>div')) {
+            document.querySelector(this.gateway.hosted_fields.wrapper + '>div').setAttribute('style', '');
+        }
+        const actionHandler = new CheckoutActionHandler(
+            PayPalCommerceGateway,
+            new ErrorHandler(this.gateway.labels.error.generic),
+        );
+
+        this.renderer.render(
+            this.gateway.button.wrapper,
+            this.gateway.hosted_fields.wrapper,
+            actionHandler.configuration(),
+        );
+    }
+
+    switchBetweenPayPalandOrderButton() {
+        const currentPaymentMethod = jQuery(
+            'input[name="payment_method"]:checked').val();
+
+        if (currentPaymentMethod !== 'ppcp-gateway' && currentPaymentMethod !== 'ppcp-credit-card-gateway') {
+            this.renderer.hideButtons(this.gateway.button.wrapper);
+            this.renderer.hideButtons(this.gateway.messages.wrapper);
+            this.renderer.hideButtons(this.gateway.hosted_fields.wrapper);
+            jQuery('#place_order').show();
+        }
+        else {
+            jQuery('#place_order').hide();
+            if (currentPaymentMethod === 'ppcp-gateway') {
+                this.renderer.showButtons(this.gateway.button.wrapper);
+                this.renderer.showButtons(this.gateway.messages.wrapper);
+                this.messages.render();
+                this.renderer.hideButtons(this.gateway.hosted_fields.wrapper);
+            }
+            if (currentPaymentMethod === 'ppcp-credit-card-gateway') {
+                this.renderer.hideButtons(this.gateway.button.wrapper);
+                this.renderer.hideButtons(this.gateway.messages.wrapper);
+                this.renderer.showButtons(this.gateway.hosted_fields.wrapper);
+            }
+        }
+    }
+}
+
+export default PayNowBootstrap;
\ No newline at end of file
diff --git a/modules/ppcp-button/resources/js/modules/Helper/Spinner.js b/modules/ppcp-button/resources/js/modules/Helper/Spinner.js
new file mode 100644
index 000000000..50e4eebd9
--- /dev/null
+++ b/modules/ppcp-button/resources/js/modules/Helper/Spinner.js
@@ -0,0 +1,23 @@
+class Spinner {
+
+    constructor() {
+        this.target = 'form.woocommerce-checkout';
+    }
+    block() {
+
+        jQuery( this.target ).block({
+            message: null,
+            overlayCSS: {
+                background: '#fff',
+                opacity: 0.6
+            }
+        });
+    }
+
+    unblock() {
+
+        jQuery( this.target ).unblock();
+    }
+}
+
+export default Spinner;
\ No newline at end of file
diff --git a/modules/ppcp-button/resources/js/modules/OnApproveHandler/onApproveForPayNow.js b/modules/ppcp-button/resources/js/modules/OnApproveHandler/onApproveForPayNow.js
index 61e9bcb9a..e38434853 100644
--- a/modules/ppcp-button/resources/js/modules/OnApproveHandler/onApproveForPayNow.js
+++ b/modules/ppcp-button/resources/js/modules/OnApproveHandler/onApproveForPayNow.js
@@ -1,5 +1,6 @@
-const onApprove = (context, errorHandler) => {
+const onApprove = (context, errorHandler, spinner) => {
     return (data, actions) => {
+        spinner.block();
         return fetch(context.config.ajax.approve_order.endpoint, {
             method: 'POST',
             body: JSON.stringify({
@@ -9,10 +10,14 @@ const onApprove = (context, errorHandler) => {
         }).then((res)=>{
             return res.json();
         }).then((data)=>{
+            spinner.unblock();
             if (!data.success) {
-                errorHandler.genericError();
-                console.error(data);
-                if (typeof actions.restart !== 'undefined') {
+                if (data.data.code === 100) {
+                    errorHandler.message(data.data.message);
+                } else {
+                    errorHandler.genericError();
+                }
+                if (typeof actions !== 'undefined' && typeof actions.restart !== 'undefined') {
                     return actions.restart();
                 }
                 throw new Error(data.data.message);
diff --git a/modules/ppcp-button/resources/js/modules/Renderer/CreditCardRenderer.js b/modules/ppcp-button/resources/js/modules/Renderer/CreditCardRenderer.js
index ec38441af..48327ddba 100644
--- a/modules/ppcp-button/resources/js/modules/Renderer/CreditCardRenderer.js
+++ b/modules/ppcp-button/resources/js/modules/Renderer/CreditCardRenderer.js
@@ -2,15 +2,20 @@ import dccInputFactory from "../Helper/DccInputFactory";
 
 class CreditCardRenderer {
 
-    constructor(defaultConfig, errorHandler) {
+    constructor(defaultConfig, errorHandler, spinner) {
         this.defaultConfig = defaultConfig;
         this.errorHandler = errorHandler;
+        this.spinner = spinner;
+        this.cardValid = false;
     }
 
     render(wrapper, contextConfig) {
 
         if (
-            this.defaultConfig.context !== 'checkout'
+            (
+                this.defaultConfig.context !== 'checkout'
+                && this.defaultConfig.context !== 'pay-now'
+            )
             || wrapper === null
             || document.querySelector(wrapper) === null
         ) {
@@ -87,6 +92,7 @@ class CreditCardRenderer {
             }
         }).then(hostedFields => {
             const submitEvent = (event) => {
+                this.spinner.block();
                 if (event) {
                     event.preventDefault();
                 }
@@ -96,7 +102,7 @@ class CreditCardRenderer {
                     return state.fields[key].isValid;
                 });
 
-                if (formValid) {
+                if (formValid && this.cardValid) {
 
                     let vault = document.querySelector(wrapper + ' .ppcp-credit-card-vault') ?
                         document.querySelector(wrapper + ' .ppcp-credit-card-vault').checked : false;
@@ -107,15 +113,26 @@ class CreditCardRenderer {
                         vault
                     }).then((payload) => {
                         payload.orderID = payload.orderId;
+                        this.spinner.unblock();
                         return contextConfig.onApprove(payload);
                     });
                 } else {
-                    this.errorHandler.message(this.defaultConfig.hosted_fields.labels.fields_not_valid);
+                    this.spinner.unblock();
+                    const message = ! this.cardValid ? this.defaultConfig.hosted_fields.labels.card_not_supported : this.defaultConfig.hosted_fields.labels.fields_not_valid;
+                    this.errorHandler.message(message);
                 }
             }
             hostedFields.on('inputSubmitRequest', function () {
                 submitEvent(null);
             });
+            hostedFields.on('cardTypeChange', (event) => {
+                if ( ! event.cards.length ) {
+                    this.cardValid = false;
+                    return;
+                }
+                const validCards = this.defaultConfig.hosted_fields.valid_cards;
+                this.cardValid = validCards.indexOf(event.cards[0].type) !== -1;
+            })
             document.querySelector(wrapper + ' button').addEventListener(
                 'click',
                 submitEvent
diff --git a/modules/ppcp-button/services.php b/modules/ppcp-button/services.php
index a4d288577..40e9954d9 100644
--- a/modules/ppcp-button/services.php
+++ b/modules/ppcp-button/services.php
@@ -9,7 +9,6 @@ declare(strict_types=1);
 
 namespace WooCommerce\PayPalCommerce\Button;
 
-use Dhii\Data\Container\ContainerInterface;
 use WooCommerce\PayPalCommerce\Button\Assets\DisabledSmartButton;
 use WooCommerce\PayPalCommerce\Button\Assets\SmartButton;
 use WooCommerce\PayPalCommerce\Button\Assets\SmartButtonInterface;
@@ -107,16 +106,18 @@ return array(
 		return new ChangeCartEndpoint( $cart, $shipping, $request_data, $repository, $data_store );
 	},
 	'button.endpoint.create-order'      => static function ( $container ): CreateOrderEndpoint {
-		$request_data       = $container->get( 'button.request-data' );
-		$repository        = $container->get( 'api.repository.cart' );
-		$order_endpoint         = $container->get( 'api.endpoint.order' );
-		$payer_factory      = $container->get( 'api.factory.payer' );
-		$session_handler    = $container->get( 'session.handler' );
-		$settings          = $container->get( 'wcgateway.settings' );
-		$early_order_handler = $container->get( 'button.helper.early-order-handler' );
+		$request_data          = $container->get( 'button.request-data' );
+		$cart_repository       = $container->get( 'api.repository.cart' );
+		$purchase_unit_factory = $container->get( 'api.factory.purchase-unit' );
+		$order_endpoint        = $container->get( 'api.endpoint.order' );
+		$payer_factory         = $container->get( 'api.factory.payer' );
+		$session_handler       = $container->get( 'session.handler' );
+		$settings              = $container->get( 'wcgateway.settings' );
+		$early_order_handler   = $container->get( 'button.helper.early-order-handler' );
 		return new CreateOrderEndpoint(
 			$request_data,
-			$repository,
+			$cart_repository,
+			$purchase_unit_factory,
 			$order_endpoint,
 			$payer_factory,
 			$session_handler,
@@ -134,10 +135,19 @@ return array(
 	},
 	'button.endpoint.approve-order'     => static function ( $container ): ApproveOrderEndpoint {
 		$request_data    = $container->get( 'button.request-data' );
-		$order_endpoint      = $container->get( 'api.endpoint.order' );
+		$order_endpoint  = $container->get( 'api.endpoint.order' );
 		$session_handler = $container->get( 'session.handler' );
-		$three_d_secure   = $container->get( 'button.helper.three-d-secure' );
-		return new ApproveOrderEndpoint( $request_data, $order_endpoint, $session_handler, $three_d_secure );
+		$three_d_secure  = $container->get( 'button.helper.three-d-secure' );
+		$settings        = $container->get( 'wcgateway.settings' );
+		$dcc_applies     = $container->get( 'api.helpers.dccapplies' );
+		return new ApproveOrderEndpoint(
+			$request_data,
+			$order_endpoint,
+			$session_handler,
+			$three_d_secure,
+			$settings,
+			$dcc_applies
+		);
 	},
 	'button.endpoint.data-client-id'    => static function( $container ) : DataClientIdEndpoint {
 		$request_data   = $container->get( 'button.request-data' );
diff --git a/modules/ppcp-button/src/Assets/class-smartbutton.php b/modules/ppcp-button/src/Assets/class-smartbutton.php
index 017a7acfd..8cb631271 100644
--- a/modules/ppcp-button/src/Assets/class-smartbutton.php
+++ b/modules/ppcp-button/src/Assets/class-smartbutton.php
@@ -177,6 +177,15 @@ class SmartButton implements SmartButtonInterface {
 				),
 				11
 			);
+
+			add_action(
+				'woocommerce_pay_order_after_submit',
+				array(
+					$this,
+					'dcc_renderer',
+				),
+				11
+			);
 		}
 		return true;
 	}
@@ -232,6 +241,14 @@ class SmartButton implements SmartButtonInterface {
 				),
 				11
 			);
+			add_action(
+				'woocommerce_pay_order_after_submit',
+				array(
+					$this,
+					'message_renderer',
+				),
+				11
+			);
 		}
 		return true;
 	}
@@ -294,6 +311,7 @@ class SmartButton implements SmartButtonInterface {
 		}
 
 		add_action( 'woocommerce_review_order_after_submit', array( $this, 'button_renderer' ), 10 );
+		add_action( 'woocommerce_pay_order_after_submit', array( $this, 'button_renderer' ), 10 );
 
 		return true;
 	}
@@ -321,7 +339,7 @@ class SmartButton implements SmartButtonInterface {
 			$load_script = true;
 		}
 
-		if ( is_checkout() && $this->can_render_dcc() ) {
+		if ( in_array( $this->context(), array( 'pay-now', 'checkout' ), true ) && $this->can_render_dcc() ) {
 			wp_enqueue_style(
 				'ppcp-hosted-fields',
 				$this->module_url . '/assets/css/hosted-fields.css',
@@ -474,7 +492,8 @@ class SmartButton implements SmartButtonInterface {
 	 */
 	private function can_render_dcc() : bool {
 
-		return $this->settings->has( 'dcc_enabled' ) && $this->settings->get( 'dcc_enabled' ) && $this->settings->has( 'client_id' ) && $this->settings->get( 'client_id' ) && $this->dcc_applies->for_country_currency();
+		$can_render = $this->settings->has( 'dcc_enabled' ) && $this->settings->get( 'dcc_enabled' ) && $this->settings->has( 'client_id' ) && $this->settings->get( 'client_id' ) && $this->dcc_applies->for_country_currency();
+		return $can_render;
 	}
 
 	/**
@@ -502,6 +521,8 @@ class SmartButton implements SmartButtonInterface {
 			esc_html__( 'Save your card', 'paypal-payments-for-woocommerce' )
 		) : '';
 
+		$label = 'checkout' === $this->context() ? __( 'Place order', 'paypal-payments-for-woocommerce' ) : __( 'Pay for order', 'paypal-payments-for-woocommerce' );
+
 		printf(
 			'<div id="%1$s" style="display:none;">
                         <button class="button alt">%6$s</button>
@@ -512,7 +533,7 @@ class SmartButton implements SmartButtonInterface {
 			esc_html__( 'CVV', 'paypal-payments-for-woocommerce' ),
             //phpcs:ignore
             $save_card,
-			esc_html__( 'Place order', 'paypal-payments-for-woocommerce' )
+			esc_html( $label )
 		);
 	}
 
@@ -555,6 +576,8 @@ class SmartButton implements SmartButtonInterface {
 	 * @throws \WooCommerce\PayPalCommerce\WcGateway\Exception\NotFoundException If a setting hasn't been found.
 	 */
 	private function localize_script(): array {
+		global $wp;
+
 		$this->request_data->enqueue_nonce_fix();
 		$localize = array(
 			'script_attributes' => $this->attributes(),
@@ -615,7 +638,12 @@ class SmartButton implements SmartButtonInterface {
 						'Unfortunatly, your credit card details are not valid.',
 						'paypal-payments-for-woocommerce'
 					),
+					'card_not_supported' => __(
+						'Unfortunatly, we do not support your credit card.',
+						'paypal-payments-for-woocommerce'
+					),
 				),
+				'valid_cards'       => $this->dcc_applies->valid_cards(),
 			),
 			'messages'          => $this->message_values(),
 			'labels'            => array(
@@ -626,6 +654,7 @@ class SmartButton implements SmartButtonInterface {
 					),
 				),
 			),
+			'order_id'          => 'pay-now' === $this->context() ? absint( $wp->query_vars['order-pay'] ) : 0,
 		);
 
 		if ( $this->style_for_context( 'layout', 'mini-cart' ) !== 'horizontal' ) {
@@ -698,9 +727,9 @@ class SmartButton implements SmartButtonInterface {
 		if ( 'GB' === $country ) {
 			$disable_funding[] = 'card';
 		}
-
 		$params['disable-funding'] = implode( ',', array_unique( $disable_funding ) );
-		$smart_button_url          = add_query_arg( $params, 'https://www.paypal.com/sdk/js' );
+
+		$smart_button_url = add_query_arg( $params, 'https://www.paypal.com/sdk/js' );
 		return $smart_button_url;
 	}
 
@@ -818,6 +847,9 @@ class SmartButton implements SmartButtonInterface {
 		if ( is_checkout() && ! $this->session_handler->order() ) {
 			$context = 'checkout';
 		}
+		if ( is_checkout_pay_page() ) {
+			$context = 'pay-now';
+		}
 		return $context;
 	}
 
diff --git a/modules/ppcp-button/src/Endpoint/class-approveorderendpoint.php b/modules/ppcp-button/src/Endpoint/class-approveorderendpoint.php
index 7d4eccfaa..783618c43 100644
--- a/modules/ppcp-button/src/Endpoint/class-approveorderendpoint.php
+++ b/modules/ppcp-button/src/Endpoint/class-approveorderendpoint.php
@@ -13,9 +13,11 @@ namespace WooCommerce\PayPalCommerce\Button\Endpoint;
 use WooCommerce\PayPalCommerce\ApiClient\Endpoint\OrderEndpoint;
 use WooCommerce\PayPalCommerce\ApiClient\Entity\OrderStatus;
 use WooCommerce\PayPalCommerce\ApiClient\Exception\PayPalApiException;
+use WooCommerce\PayPalCommerce\ApiClient\Helper\DccApplies;
 use WooCommerce\PayPalCommerce\Button\Exception\RuntimeException;
 use WooCommerce\PayPalCommerce\Button\Helper\ThreeDSecure;
 use WooCommerce\PayPalCommerce\Session\SessionHandler;
+use WooCommerce\PayPalCommerce\WcGateway\Settings\Settings;
 
 /**
  * Class ApproveOrderEndpoint
@@ -53,6 +55,20 @@ class ApproveOrderEndpoint implements EndpointInterface {
 	 */
 	private $threed_secure;
 
+	/**
+	 * The settings.
+	 *
+	 * @var Settings
+	 */
+	private $settings;
+
+	/**
+	 * The DCC applies object.
+	 *
+	 * @var DccApplies
+	 */
+	private $dcc_applies;
+
 	/**
 	 * ApproveOrderEndpoint constructor.
 	 *
@@ -60,18 +76,24 @@ class ApproveOrderEndpoint implements EndpointInterface {
 	 * @param OrderEndpoint  $order_endpoint The order endpoint.
 	 * @param SessionHandler $session_handler The session handler.
 	 * @param ThreeDSecure   $three_d_secure The 3d secure helper object.
+	 * @param Settings       $settings The settings.
+	 * @param DccApplies     $dcc_applies The DCC applies object.
 	 */
 	public function __construct(
 		RequestData $request_data,
 		OrderEndpoint $order_endpoint,
 		SessionHandler $session_handler,
-		ThreeDSecure $three_d_secure
+		ThreeDSecure $three_d_secure,
+		Settings $settings,
+		DccApplies $dcc_applies
 	) {
 
 		$this->request_data    = $request_data;
 		$this->api_endpoint    = $order_endpoint;
 		$this->session_handler = $session_handler;
 		$this->threed_secure   = $three_d_secure;
+		$this->settings        = $settings;
+		$this->dcc_applies     = $dcc_applies;
 	}
 
 	/**
@@ -110,6 +132,23 @@ class ApproveOrderEndpoint implements EndpointInterface {
 			}
 
 			if ( $order->payment_source() && $order->payment_source()->card() ) {
+				if ( $this->settings->has( 'disable_cards' ) ) {
+					$disabled_cards = (array) $this->settings->get( 'disable_cards' );
+					$card           = strtolower( $order->payment_source()->card()->brand() );
+					if ( 'master_card' === $card ) {
+						$card = 'mastercard';
+					}
+
+					if ( ! $this->dcc_applies->can_process_card( $card ) || in_array( $card, $disabled_cards, true ) ) {
+						throw new RuntimeException(
+							__(
+								'Unfortunately, we do not accept this card.',
+								'paypal-payments-for-woocommerce'
+							),
+							100
+						);
+					}
+				}
 				$proceed = $this->threed_secure->proceed_with_order( $order );
 				if ( ThreeDSecure::RETRY === $proceed ) {
 					throw new RuntimeException(
diff --git a/modules/ppcp-button/src/Endpoint/class-createorderendpoint.php b/modules/ppcp-button/src/Endpoint/class-createorderendpoint.php
index 5edc6b8a4..cc3483395 100644
--- a/modules/ppcp-button/src/Endpoint/class-createorderendpoint.php
+++ b/modules/ppcp-button/src/Endpoint/class-createorderendpoint.php
@@ -10,9 +10,11 @@ declare(strict_types=1);
 namespace WooCommerce\PayPalCommerce\Button\Endpoint;
 
 use WooCommerce\PayPalCommerce\ApiClient\Entity\Order;
+use WooCommerce\PayPalCommerce\ApiClient\Entity\Payer;
 use WooCommerce\PayPalCommerce\ApiClient\Entity\PaymentMethod;
 use WooCommerce\PayPalCommerce\ApiClient\Exception\PayPalApiException;
 use WooCommerce\PayPalCommerce\ApiClient\Factory\PayerFactory;
+use WooCommerce\PayPalCommerce\ApiClient\Factory\PurchaseUnitFactory;
 use WooCommerce\PayPalCommerce\ApiClient\Repository\CartRepository;
 use WooCommerce\PayPalCommerce\ApiClient\Endpoint\OrderEndpoint;
 use WooCommerce\PayPalCommerce\Button\Helper\EarlyOrderHandler;
@@ -39,7 +41,14 @@ class CreateOrderEndpoint implements EndpointInterface {
 	 *
 	 * @var CartRepository
 	 */
-	private $repository;
+	private $cart_repository;
+
+	/**
+	 * The PurchaseUnit factory.
+	 *
+	 * @var PurchaseUnitFactory
+	 */
+	private $purchase_unit_factory;
 
 	/**
 	 * The order endpoint.
@@ -86,17 +95,19 @@ class CreateOrderEndpoint implements EndpointInterface {
 	/**
 	 * CreateOrderEndpoint constructor.
 	 *
-	 * @param RequestData       $request_data The RequestData object.
-	 * @param CartRepository    $repository The CartRepository object.
-	 * @param OrderEndpoint     $order_endpoint The OrderEndpoint object.
-	 * @param PayerFactory      $payer_factory The PayerFactory object.
-	 * @param SessionHandler    $session_handler The SessionHandler object.
-	 * @param Settings          $settings The Settings object.
-	 * @param EarlyOrderHandler $early_order_handler The EarlyOrderHandler object.
+	 * @param RequestData         $request_data The RequestData object.
+	 * @param CartRepository      $cart_repository The CartRepository object.
+	 * @param PurchaseUnitFactory $purchase_unit_factory The Purchaseunit factory.
+	 * @param OrderEndpoint       $order_endpoint The OrderEndpoint object.
+	 * @param PayerFactory        $payer_factory The PayerFactory object.
+	 * @param SessionHandler      $session_handler The SessionHandler object.
+	 * @param Settings            $settings The Settings object.
+	 * @param EarlyOrderHandler   $early_order_handler The EarlyOrderHandler object.
 	 */
 	public function __construct(
 		RequestData $request_data,
-		CartRepository $repository,
+		CartRepository $cart_repository,
+		PurchaseUnitFactory $purchase_unit_factory,
 		OrderEndpoint $order_endpoint,
 		PayerFactory $payer_factory,
 		SessionHandler $session_handler,
@@ -104,13 +115,14 @@ class CreateOrderEndpoint implements EndpointInterface {
 		EarlyOrderHandler $early_order_handler
 	) {
 
-		$this->request_data        = $request_data;
-		$this->repository          = $repository;
-		$this->api_endpoint        = $order_endpoint;
-		$this->payer_factory       = $payer_factory;
-		$this->session_handler     = $session_handler;
-		$this->settings            = $settings;
-		$this->early_order_handler = $early_order_handler;
+		$this->request_data          = $request_data;
+		$this->cart_repository       = $cart_repository;
+		$this->purchase_unit_factory = $purchase_unit_factory;
+		$this->api_endpoint          = $order_endpoint;
+		$this->payer_factory         = $payer_factory;
+		$this->session_handler       = $session_handler;
+		$this->settings              = $settings;
+		$this->early_order_handler   = $early_order_handler;
 	}
 
 	/**
@@ -130,37 +142,37 @@ class CreateOrderEndpoint implements EndpointInterface {
 	 */
 	public function handle_request(): bool {
 		try {
-			$data           = $this->request_data->read_request( $this->nonce() );
-			$purchase_units = $this->repository->all();
-			$payer          = null;
-			if ( isset( $data['payer'] ) && $data['payer'] ) {
-				if ( isset( $data['payer']['phone']['phone_number']['national_number'] ) ) {
-					// make sure the phone number contains only numbers and is max 14. chars long.
-					$number = $data['payer']['phone']['phone_number']['national_number'];
-					$number = preg_replace( '/[^0-9]/', '', $number );
-					$number = substr( $number, 0, 14 );
-					$data['payer']['phone']['phone_number']['national_number'] = $number;
+			$data     = $this->request_data->read_request( $this->nonce() );
+			$wc_order = null;
+			if ( 'pay-now' === $data['context'] ) {
+				$wc_order = wc_get_order( (int) $data['order_id'] );
+				if ( ! is_a( $wc_order, \WC_Order::class ) ) {
+					wp_send_json_error(
+						array(
+							'name'    => 'order-not-found',
+							'message' => __( 'Order not found', 'paypal-payments-for-woocommerce' ),
+							'code'    => 0,
+							'details' => array(),
+						)
+					);
 				}
-				$payer = $this->payer_factory->from_paypal_response( json_decode( wp_json_encode( $data['payer'] ) ) );
+				$purchase_units = array( $this->purchase_unit_factory->from_wc_order( $wc_order ) );
+			} else {
+				$purchase_units = $this->cart_repository->all();
 			}
-			$bn_code = isset( $data['bn_code'] ) ? (string) $data['bn_code'] : '';
-			if ( $bn_code ) {
-				$this->session_handler->replace_bn_code( $bn_code );
-				$this->api_endpoint->with_bn_code( $bn_code );
-			}
-			$payee_preferred = $this->settings->has( 'payee_preferred' )
-			&& $this->settings->get( 'payee_preferred' ) ?
-				PaymentMethod::PAYEE_PREFERRED_IMMEDIATE_PAYMENT_REQUIRED
-				: PaymentMethod::PAYEE_PREFERRED_UNRESTRICTED;
-			$payment_method  = new PaymentMethod( $payee_preferred );
-			$order           = $this->api_endpoint->create(
+
+			$this->set_bn_code( $data );
+			$order = $this->api_endpoint->create(
 				$purchase_units,
-				$payer,
+				$this->payer( $data, $wc_order ),
 				null,
-				$payment_method
+				$this->payment_method()
 			);
 			if ( 'checkout' === $data['context'] ) {
-					$this->validateForm( $data['form'], $order );
+					$this->validate_checkout_form( $data['form'], $order );
+			}
+			if ( 'pay-now' === $data['context'] ) {
+				$this->validate_paynow_form( $data['form'] );
 			}
 			wp_send_json_success( $order->to_array() );
 			return true;
@@ -177,6 +189,64 @@ class CreateOrderEndpoint implements EndpointInterface {
 		}
 	}
 
+	/**
+	 * Returns the Payer entity based on the request data.
+	 *
+	 * @param array     $data The request data.
+	 * @param \WC_Order $wc_order The order.
+	 *
+	 * @return Payer|null
+	 */
+	private function payer( array $data, \WC_Order $wc_order = null ) {
+		if ( 'pay-now' === $data['context'] ) {
+			$payer = $this->payer_factory->from_wc_order( $wc_order );
+			return $payer;
+		}
+
+		$payer = null;
+		if ( isset( $data['payer'] ) && $data['payer'] ) {
+			if ( isset( $data['payer']['phone']['phone_number']['national_number'] ) ) {
+				// make sure the phone number contains only numbers and is max 14. chars long.
+				$number = $data['payer']['phone']['phone_number']['national_number'];
+				$number = preg_replace( '/[^0-9]/', '', $number );
+				$number = substr( $number, 0, 14 );
+				$data['payer']['phone']['phone_number']['national_number'] = $number;
+			}
+			$payer = $this->payer_factory->from_paypal_response( json_decode( wp_json_encode( $data['payer'] ) ) );
+		}
+		return $payer;
+	}
+
+
+	/**
+	 * Sets the BN Code for the following request.
+	 *
+	 * @param array $data The request data.
+	 */
+	private function set_bn_code( array $data ) {
+		$bn_code = isset( $data['bn_code'] ) ? (string) $data['bn_code'] : '';
+		if ( ! $bn_code ) {
+			return;
+		}
+
+		$this->session_handler->replace_bn_code( $bn_code );
+		$this->api_endpoint->with_bn_code( $bn_code );
+	}
+
+	/**
+	 * Returns the PaymentMethod object for the order.
+	 *
+	 * @return PaymentMethod
+	 * @throws \WooCommerce\PayPalCommerce\WcGateway\Exception\NotFoundException In case a setting would not be found.
+	 */
+	private function payment_method() : PaymentMethod {
+		$payee_preferred = $this->settings->has( 'payee_preferred' ) && $this->settings->get( 'payee_preferred' ) ?
+			PaymentMethod::PAYEE_PREFERRED_IMMEDIATE_PAYMENT_REQUIRED
+			: PaymentMethod::PAYEE_PREFERRED_UNRESTRICTED;
+		$payment_method  = new PaymentMethod( $payee_preferred );
+		return $payment_method;
+	}
+
 	/**
 	 * Prepare the Request parameter and process the checkout form and validate it.
 	 *
@@ -185,7 +255,7 @@ class CreateOrderEndpoint implements EndpointInterface {
 	 *
 	 * @throws \Exception On Error.
 	 */
-	private function validateForm( string $form_values, Order $order ) {
+	private function validate_checkout_form( string $form_values, Order $order ) {
 		$this->order   = $order;
 		$parsed_values = wp_parse_args( $form_values );
 		$_POST         = $parsed_values;
@@ -204,6 +274,21 @@ class CreateOrderEndpoint implements EndpointInterface {
 		$checkout->process_checkout();
 	}
 
+	/**
+	 * Checks whether the terms input field is checked.
+	 *
+	 * @param string $form_values The form values.
+	 * @throws \RuntimeException When field is not checked.
+	 */
+	private function validate_paynow_form( string $form_values ) {
+		$parsed_values = wp_parse_args( $form_values );
+		if ( ! isset( $parsed_values['terms'] ) ) {
+			throw new \RuntimeException(
+				__( 'Please read and accept the terms and conditions to proceed with your order.', 'paypal-payments-for-woocommerce' )
+			);
+		}
+	}
+
 	/**
 	 * Once the checkout has been validated we execute this method.
 	 *
diff --git a/modules/ppcp-wc-gateway/services.php b/modules/ppcp-wc-gateway/services.php
index 890e4f05e..79d7ebca5 100644
--- a/modules/ppcp-wc-gateway/services.php
+++ b/modules/ppcp-wc-gateway/services.php
@@ -12,6 +12,7 @@ namespace WooCommerce\PayPalCommerce\WcGateway;
 use Dhii\Data\Container\ContainerInterface;
 use WooCommerce\PayPalCommerce\ApiClient\Entity\ApplicationContext;
 use WooCommerce\PayPalCommerce\ApiClient\Helper\Cache;
+use WooCommerce\PayPalCommerce\ApiClient\Helper\DccApplies;
 use WooCommerce\PayPalCommerce\Onboarding\State;
 use WooCommerce\PayPalCommerce\WcGateway\Admin\OrderTablePaymentStatusColumn;
 use WooCommerce\PayPalCommerce\WcGateway\Admin\PaymentStatusOrderDetail;
@@ -26,6 +27,7 @@ use WooCommerce\PayPalCommerce\WcGateway\Notice\AuthorizeOrderActionNotice;
 use WooCommerce\PayPalCommerce\WcGateway\Notice\ConnectAdminNotice;
 use WooCommerce\PayPalCommerce\WcGateway\Processor\AuthorizedPaymentsProcessor;
 use WooCommerce\PayPalCommerce\WcGateway\Processor\OrderProcessor;
+use WooCommerce\PayPalCommerce\WcGateway\Processor\RefundProcessor;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\SectionsRenderer;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\Settings;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\SettingsListener;
@@ -37,9 +39,11 @@ return array(
 		$order_processor     = $container->get( 'wcgateway.order-processor' );
 		$settings_renderer   = $container->get( 'wcgateway.settings.render' );
 		$authorized_payments = $container->get( 'wcgateway.processor.authorized-payments' );
-		$notice             = $container->get( 'wcgateway.notice.authorize-order-action' );
-		$settings           = $container->get( 'wcgateway.settings' );
+		$notice              = $container->get( 'wcgateway.notice.authorize-order-action' );
+		$settings            = $container->get( 'wcgateway.settings' );
 		$session_handler     = $container->get( 'session.handler' );
+		$refund_processor    = $container->get( 'wcgateway.processor.refunds' );
+		$state               = $container->get( 'onboarding.state' );
 
 		return new PayPalGateway(
 			$settings_renderer,
@@ -47,7 +51,9 @@ return array(
 			$authorized_payments,
 			$notice,
 			$settings,
-			$session_handler
+			$session_handler,
+			$refund_processor,
+			$state
 		);
 	},
 	'wcgateway.credit-card-gateway'                => static function ( $container ): CreditCardGateway {
@@ -58,6 +64,8 @@ return array(
 		$settings            = $container->get( 'wcgateway.settings' );
 		$module_url          = $container->get( 'wcgateway.url' );
 		$session_handler     = $container->get( 'session.handler' );
+		$refund_processor    = $container->get( 'wcgateway.processor.refunds' );
+		$state               = $container->get( 'onboarding.state' );
 		return new CreditCardGateway(
 			$settings_renderer,
 			$order_processor,
@@ -65,7 +73,9 @@ return array(
 			$notice,
 			$settings,
 			$module_url,
-			$session_handler
+			$session_handler,
+			$refund_processor,
+			$state
 		);
 	},
 	'wcgateway.disabler'                           => static function ( $container ): DisableGateways {
@@ -133,6 +143,11 @@ return array(
 			$settings
 		);
 	},
+	'wcgateway.processor.refunds'                  => static function ( $container ): RefundProcessor {
+		$order_endpoint    = $container->get( 'api.endpoint.order' );
+		$payments_endpoint    = $container->get( 'api.endpoint.payments' );
+		return new RefundProcessor( $order_endpoint, $payments_endpoint );
+	},
 	'wcgateway.processor.authorized-payments'      => static function ( $container ): AuthorizedPaymentsProcessor {
 		$order_endpoint    = $container->get( 'api.endpoint.order' );
 		$payments_endpoint = $container->get( 'api.endpoint.payments' );
@@ -1714,6 +1729,25 @@ return array(
 		if ( 'GB' === $country ) {
 			unset( $fields['disable_funding']['options']['card'] );
 		}
+
+		$dcc_applies = $container->get( 'api.helpers.dccapplies' );
+		/**
+		 * Depending on your store location, some credit cards can't be used.
+		 * Here, we filter them out.
+		 *
+		 * The DCC Applies object.
+		 *
+		 * @var DccApplies $dcc_applies
+		 */
+		$card_options = $fields['disable_cards']['options'];
+		foreach ( $card_options as $card => $label ) {
+			if ( $dcc_applies->can_process_card( $card ) ) {
+				continue;
+			}
+			unset( $card_options[ $card ] );
+		}
+		$fields['disable_cards']['options'] = $card_options;
+		$fields['card_icons']['options'] = $card_options;
 		return $fields;
 	},
 
diff --git a/modules/ppcp-wc-gateway/src/Gateway/class-creditcardgateway.php b/modules/ppcp-wc-gateway/src/Gateway/class-creditcardgateway.php
index abfaa1700..31430435c 100644
--- a/modules/ppcp-wc-gateway/src/Gateway/class-creditcardgateway.php
+++ b/modules/ppcp-wc-gateway/src/Gateway/class-creditcardgateway.php
@@ -9,10 +9,12 @@ declare(strict_types=1);
 
 namespace WooCommerce\PayPalCommerce\WcGateway\Gateway;
 
+use WooCommerce\PayPalCommerce\Onboarding\State;
 use WooCommerce\PayPalCommerce\Session\SessionHandler;
 use WooCommerce\PayPalCommerce\WcGateway\Notice\AuthorizeOrderActionNotice;
 use WooCommerce\PayPalCommerce\WcGateway\Processor\AuthorizedPaymentsProcessor;
 use WooCommerce\PayPalCommerce\WcGateway\Processor\OrderProcessor;
+use WooCommerce\PayPalCommerce\WcGateway\Processor\RefundProcessor;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\SettingsRenderer;
 use Psr\Container\ContainerInterface;
 
@@ -32,6 +34,13 @@ class CreditCardGateway extends \WC_Payment_Gateway_CC {
 	 */
 	private $module_url;
 
+	/**
+	 * The refund processor.
+	 *
+	 * @var RefundProcessor
+	 */
+	private $refund_processor;
+
 	/**
 	 * CreditCardGateway constructor.
 	 *
@@ -42,6 +51,8 @@ class CreditCardGateway extends \WC_Payment_Gateway_CC {
 	 * @param ContainerInterface          $config The settings.
 	 * @param string                      $module_url The URL to the module.
 	 * @param SessionHandler              $session_handler The Session Handler.
+	 * @param RefundProcessor             $refund_processor The refund processor.
+	 * @param State                       $state The state.
 	 */
 	public function __construct(
 		SettingsRenderer $settings_renderer,
@@ -50,7 +61,9 @@ class CreditCardGateway extends \WC_Payment_Gateway_CC {
 		AuthorizeOrderActionNotice $notice,
 		ContainerInterface $config,
 		string $module_url,
-		SessionHandler $session_handler
+		SessionHandler $session_handler,
+		RefundProcessor $refund_processor,
+		State $state
 	) {
 
 		$this->id                  = self::ID;
@@ -60,6 +73,11 @@ class CreditCardGateway extends \WC_Payment_Gateway_CC {
 		$this->settings_renderer   = $settings_renderer;
 		$this->config              = $config;
 		$this->session_handler     = $session_handler;
+		$this->refund_processor    = $refund_processor;
+
+		if ( $state->current_state() === State::STATE_ONBOARDED ) {
+			$this->supports = array( 'refunds' );
+		}
 		if (
 			defined( 'PPCP_FLAG_SUBSCRIPTION' )
 			&& PPCP_FLAG_SUBSCRIPTION
@@ -67,6 +85,7 @@ class CreditCardGateway extends \WC_Payment_Gateway_CC {
 			&& $this->config->get( 'vault_enabled' )
 		) {
 			$this->supports = array(
+				'refunds',
 				'products',
 				'subscriptions',
 				'subscription_cancellation',
@@ -211,4 +230,24 @@ class CreditCardGateway extends \WC_Payment_Gateway_CC {
 	public function is_available() : bool {
 		return $this->config->has( 'dcc_enabled' ) && $this->config->get( 'dcc_enabled' );
 	}
+
+
+	/**
+	 * Process refund.
+	 *
+	 * If the gateway declares 'refunds' support, this will allow it to refund.
+	 * a passed in amount.
+	 *
+	 * @param  int    $order_id Order ID.
+	 * @param  float  $amount Refund amount.
+	 * @param  string $reason Refund reason.
+	 * @return boolean True or false based on success, or a WP_Error object.
+	 */
+	public function process_refund( $order_id, $amount = null, $reason = '' ) {
+		$order = wc_get_order( $order_id );
+		if ( ! is_a( $order, \WC_Order::class ) ) {
+			return false;
+		}
+		return $this->refund_processor->process( $order, (float) $amount, (string) $reason );
+	}
 }
diff --git a/modules/ppcp-wc-gateway/src/Gateway/class-paypalgateway.php b/modules/ppcp-wc-gateway/src/Gateway/class-paypalgateway.php
index 10b04a2d3..da99591e6 100644
--- a/modules/ppcp-wc-gateway/src/Gateway/class-paypalgateway.php
+++ b/modules/ppcp-wc-gateway/src/Gateway/class-paypalgateway.php
@@ -10,10 +10,12 @@ declare(strict_types=1);
 namespace WooCommerce\PayPalCommerce\WcGateway\Gateway;
 
 use WooCommerce\PayPalCommerce\ApiClient\Exception\PayPalApiException;
+use WooCommerce\PayPalCommerce\Onboarding\State;
 use WooCommerce\PayPalCommerce\Session\SessionHandler;
 use WooCommerce\PayPalCommerce\WcGateway\Notice\AuthorizeOrderActionNotice;
 use WooCommerce\PayPalCommerce\WcGateway\Processor\AuthorizedPaymentsProcessor;
 use WooCommerce\PayPalCommerce\WcGateway\Processor\OrderProcessor;
+use WooCommerce\PayPalCommerce\WcGateway\Processor\RefundProcessor;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\SectionsRenderer;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\SettingsRenderer;
 use Psr\Container\ContainerInterface;
@@ -72,6 +74,13 @@ class PayPalGateway extends \WC_Payment_Gateway {
 	 */
 	protected $session_handler;
 
+	/**
+	 * The Refund Processor.
+	 *
+	 * @var RefundProcessor
+	 */
+	private $refund_processor;
+
 	/**
 	 * PayPalGateway constructor.
 	 *
@@ -81,6 +90,8 @@ class PayPalGateway extends \WC_Payment_Gateway {
 	 * @param AuthorizeOrderActionNotice  $notice The Order Action Notice object.
 	 * @param ContainerInterface          $config The settings.
 	 * @param SessionHandler              $session_handler The Session Handler.
+	 * @param RefundProcessor             $refund_processor The Refund Processor.
+	 * @param State                       $state The state.
 	 */
 	public function __construct(
 		SettingsRenderer $settings_renderer,
@@ -88,7 +99,9 @@ class PayPalGateway extends \WC_Payment_Gateway {
 		AuthorizedPaymentsProcessor $authorized_payments_processor,
 		AuthorizeOrderActionNotice $notice,
 		ContainerInterface $config,
-		SessionHandler $session_handler
+		SessionHandler $session_handler,
+		RefundProcessor $refund_processor,
+		State $state
 	) {
 
 		$this->id                  = self::ID;
@@ -98,6 +111,11 @@ class PayPalGateway extends \WC_Payment_Gateway {
 		$this->settings_renderer   = $settings_renderer;
 		$this->config              = $config;
 		$this->session_handler     = $session_handler;
+		$this->refund_processor    = $refund_processor;
+
+		if ( $state->current_state() === State::STATE_ONBOARDED ) {
+			$this->supports = array( 'refunds' );
+		}
 		if (
 			defined( 'PPCP_FLAG_SUBSCRIPTION' )
 			&& PPCP_FLAG_SUBSCRIPTION
@@ -105,6 +123,7 @@ class PayPalGateway extends \WC_Payment_Gateway {
 			&& $this->config->get( 'vault_enabled' )
 		) {
 			$this->supports = array(
+				'refunds',
 				'products',
 				'subscriptions',
 				'subscription_cancellation',
@@ -302,4 +321,23 @@ class PayPalGateway extends \WC_Payment_Gateway {
 			&& self::ID === sanitize_text_field( wp_unslash( $_GET['section'] ) );
 	}
 	// phpcs:enable WordPress.Security.NonceVerification.Recommended
+
+	/**
+	 * Process refund.
+	 *
+	 * If the gateway declares 'refunds' support, this will allow it to refund.
+	 * a passed in amount.
+	 *
+	 * @param  int    $order_id Order ID.
+	 * @param  float  $amount Refund amount.
+	 * @param  string $reason Refund reason.
+	 * @return boolean True or false based on success, or a WP_Error object.
+	 */
+	public function process_refund( $order_id, $amount = null, $reason = '' ) {
+		$order = wc_get_order( $order_id );
+		if ( ! is_a( $order, \WC_Order::class ) ) {
+			return false;
+		}
+		return $this->refund_processor->process( $order, (float) $amount, (string) $reason );
+	}
 }
diff --git a/modules/ppcp-wc-gateway/src/Processor/class-refundprocessor.php b/modules/ppcp-wc-gateway/src/Processor/class-refundprocessor.php
new file mode 100644
index 000000000..a348a30f3
--- /dev/null
+++ b/modules/ppcp-wc-gateway/src/Processor/class-refundprocessor.php
@@ -0,0 +1,99 @@
+<?php
+/**
+ * Processes refunds started in the WooCommerce environment.
+ *
+ * @package WooCommerce\PayPalCommerce\WcGateway\Processor
+ */
+
+declare( strict_types=1 );
+
+namespace WooCommerce\PayPalCommerce\WcGateway\Processor;
+
+use WooCommerce\PayPalCommerce\ApiClient\Endpoint\OrderEndpoint;
+use WooCommerce\PayPalCommerce\ApiClient\Endpoint\PaymentsEndpoint;
+use WooCommerce\PayPalCommerce\ApiClient\Entity\Amount;
+use WooCommerce\PayPalCommerce\ApiClient\Entity\Money;
+use WooCommerce\PayPalCommerce\ApiClient\Entity\Refund;
+use WooCommerce\PayPalCommerce\ApiClient\Exception\RuntimeException;
+use WooCommerce\PayPalCommerce\WcGateway\Gateway\PayPalGateway;
+
+/**
+ * Class RefundProcessor
+ */
+class RefundProcessor {
+
+	/**
+	 * The order endpoint.
+	 *
+	 * @var OrderEndpoint
+	 */
+	private $order_endpoint;
+
+	/**
+	 * The payments endpoint.
+	 *
+	 * @var PaymentsEndpoint
+	 */
+	private $payments_endpoint;
+
+	/**
+	 * RefundProcessor constructor.
+	 *
+	 * @param OrderEndpoint    $order_endpoint The order endpoint.
+	 * @param PaymentsEndpoint $payments_endpoint The payments endpoint.
+	 */
+	public function __construct( OrderEndpoint $order_endpoint, PaymentsEndpoint $payments_endpoint ) {
+
+		$this->order_endpoint    = $order_endpoint;
+		$this->payments_endpoint = $payments_endpoint;
+	}
+
+	/**
+	 * Processes a refund.
+	 *
+	 * @param \WC_Order  $wc_order The WooCommerce order.
+	 * @param float|null $amount The refund amount.
+	 * @param string     $reason The reason for the refund.
+	 *
+	 * @return bool
+	 */
+	public function process( \WC_Order $wc_order, float $amount = null, string $reason = '' ) : bool {
+		$order_id = $wc_order->get_meta( PayPalGateway::ORDER_ID_META_KEY );
+		if ( ! $order_id ) {
+			return false;
+		}
+		try {
+			$order = $this->order_endpoint->order( $order_id );
+			if ( ! $order ) {
+				return false;
+			}
+
+			$purchase_units = $order->purchase_units();
+			if ( ! $purchase_units ) {
+				return false;
+			}
+
+			$payments = $purchase_units[0]->payments();
+			if ( ! $payments ) {
+				return false;
+			}
+			$captures = $payments->captures();
+			if ( ! $captures ) {
+				return false;
+			}
+
+			$capture = $captures[0];
+			$refund  = new Refund(
+				$capture,
+				$capture->invoice_id(),
+				$reason,
+				new Amount(
+					new Money( $amount, get_woocommerce_currency() )
+				)
+			);
+			return $this->payments_endpoint->refund( $refund );
+		} catch ( RuntimeException $error ) {
+			return false;
+		}
+	}
+}
diff --git a/modules/ppcp-wc-gateway/src/Settings/class-settingsrenderer.php b/modules/ppcp-wc-gateway/src/Settings/class-settingsrenderer.php
index 6039b2a29..c680e1375 100644
--- a/modules/ppcp-wc-gateway/src/Settings/class-settingsrenderer.php
+++ b/modules/ppcp-wc-gateway/src/Settings/class-settingsrenderer.php
@@ -460,19 +460,6 @@ class SettingsRenderer {
 						'paypal-payments-for-woocommerce'
 					);
 					?>
-
-					<a
-							href="https://developer.paypal.com/docs/platforms/checkout/reference/country-availability-advanced-cards/"
-							target="_blank"
-							rel="noreferrer noopener"
-					>
-						<?php
-						esc_html_e(
-							'Click here to see, in which countries this option is currently available.',
-							'paypal-payments-for-woocommerce'
-						);
-						?>
-					</a>
 				</p>
 			</td>
 		</tr>
diff --git a/tests/PHPUnit/ApiClient/Entity/PaymentsTest.php b/tests/PHPUnit/ApiClient/Entity/PaymentsTest.php
index a1062794d..adfa7798d 100644
--- a/tests/PHPUnit/ApiClient/Entity/PaymentsTest.php
+++ b/tests/PHPUnit/ApiClient/Entity/PaymentsTest.php
@@ -8,15 +8,24 @@ use WooCommerce\PayPalCommerce\ApiClient\TestCase;
 
 class PaymentsTest extends TestCase
 {
-    public function testAuthorizations()
-    {
-        $authorization = \Mockery::mock(Authorization::class);
-        $authorizations = [$authorization];
+	public function testAuthorizations()
+	{
+		$authorization = \Mockery::mock(Authorization::class);
+		$authorizations = [$authorization];
 
-        $testee = new Payments(...$authorizations);
+		$testee = new Payments($authorizations, []);
 
-        $this->assertEquals($authorizations, $testee->authorizations());
-    }
+		$this->assertEquals($authorizations, $testee->authorizations());
+	}
+	public function testCaptures()
+	{
+		$capture = \Mockery::mock(Capture::class);
+		$captures = [$capture];
+
+		$testee = new Payments([], $captures);
+
+		$this->assertEquals($captures, $testee->captures());
+	}
 
     public function testToArray()
     {
@@ -27,9 +36,17 @@ class PaymentsTest extends TestCase
                 'status' => 'CREATED',
             ]
         );
+	    $capture = \Mockery::mock(Capture::class);
+	    $capture->shouldReceive('to_array')->andReturn(
+		    [
+			    'id' => 'capture',
+			    'status' => 'CREATED',
+		    ]
+	    );
+	    $captures = [$capture];
         $authorizations = [$authorization];
 
-        $testee = new Payments(...$authorizations);
+        $testee = new Payments($authorizations, $captures);
 
         $this->assertEquals(
             [
@@ -39,6 +56,12 @@ class PaymentsTest extends TestCase
                         'status' => 'CREATED',
                     ],
                 ],
+	            'captures' => [
+		            [
+			            'id' => 'capture',
+			            'status' => 'CREATED',
+		            ],
+	            ],
             ],
             $testee->to_array()
         );
diff --git a/tests/PHPUnit/ApiClient/Factory/PaymentsFactoryTest.php b/tests/PHPUnit/ApiClient/Factory/PaymentsFactoryTest.php
index fe77baffc..639d940a4 100644
--- a/tests/PHPUnit/ApiClient/Factory/PaymentsFactoryTest.php
+++ b/tests/PHPUnit/ApiClient/Factory/PaymentsFactoryTest.php
@@ -5,6 +5,7 @@ declare(strict_types=1);
 namespace WooCommerce\PayPalCommerce\ApiClient\Factory;
 
 use WooCommerce\PayPalCommerce\ApiClient\Entity\Authorization;
+use Woocommerce\PayPalCommerce\ApiClient\Entity\Capture;
 use WooCommerce\PayPalCommerce\ApiClient\Entity\Payments;
 use WooCommerce\PayPalCommerce\ApiClient\TestCase;
 use Mockery;
@@ -13,27 +14,36 @@ class PaymentsFactoryTest extends TestCase
 {
     public function testFromPayPalResponse()
     {
-        $authorization = Mockery::mock(Authorization::class);
-        $authorization->shouldReceive('to_array')->andReturn(['id' => 'foo', 'status' => 'CREATED']);
+	    $authorization = Mockery::mock(Authorization::class);
+	    $authorization->shouldReceive('to_array')->andReturn(['id' => 'foo', 'status' => 'CREATED']);
+	    $capture = Mockery::mock(Capture::class);
+	    $capture->shouldReceive('to_array')->andReturn(['id' => 'capture', 'status' => 'CREATED']);
 
         $authorizationsFactory = Mockery::mock(AuthorizationFactory::class);
-        $authorizationsFactory->shouldReceive('from_paypal_response')->andReturn($authorization);
-
+	    $authorizationsFactory->shouldReceive('from_paypal_response')->andReturn($authorization);
+		$captureFactory = Mockery::mock(CaptureFactory::class);
+	    $captureFactory->shouldReceive('from_paypal_response')->andReturn($capture);
         $response = (object)[
-            'authorizations' => [
-                (object)['id' => 'foo', 'status' => 'CREATED'],
-            ],
+	        'authorizations' => [
+		        (object)['id' => 'foo', 'status' => 'CREATED'],
+	        ],
+	        'captures' => [
+		        (object)['id' => 'capture', 'status' => 'CREATED'],
+	        ],
         ];
 
-        $testee = new PaymentsFactory($authorizationsFactory);
+        $testee = new PaymentsFactory($authorizationsFactory, $captureFactory);
         $result = $testee->from_paypal_response($response);
 
         $this->assertInstanceOf(Payments::class, $result);
 
         $expectedToArray = [
-            'authorizations' => [
-                ['id' => 'foo', 'status' => 'CREATED'],
-            ],
+	        'authorizations' => [
+		        ['id' => 'foo', 'status' => 'CREATED'],
+	        ],
+	        'captures' => [
+		        ['id' => 'capture', 'status' => 'CREATED'],
+	        ],
         ];
         $this->assertEquals($expectedToArray, $result->to_array());
     }
diff --git a/tests/PHPUnit/WcGateway/Gateway/WcGatewayTest.php b/tests/PHPUnit/WcGateway/Gateway/WcGatewayTest.php
index 0780e6f15..102069ef7 100644
--- a/tests/PHPUnit/WcGateway/Gateway/WcGatewayTest.php
+++ b/tests/PHPUnit/WcGateway/Gateway/WcGatewayTest.php
@@ -5,11 +5,13 @@ namespace WooCommerce\PayPalCommerce\WcGateway\Gateway;
 
 
 use WooCommerce\PayPalCommerce\Onboarding\Render\OnboardingRenderer;
+use WooCommerce\PayPalCommerce\Onboarding\State;
 use WooCommerce\PayPalCommerce\Session\SessionHandler;
 use WooCommerce\PayPalCommerce\TestCase;
 use WooCommerce\PayPalCommerce\WcGateway\Notice\AuthorizeOrderActionNotice;
 use WooCommerce\PayPalCommerce\WcGateway\Processor\AuthorizedPaymentsProcessor;
 use WooCommerce\PayPalCommerce\WcGateway\Processor\OrderProcessor;
+use WooCommerce\PayPalCommerce\WcGateway\Processor\RefundProcessor;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\Settings;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\SettingsFields;
 use WooCommerce\PayPalCommerce\WcGateway\Settings\SettingsRenderer;
@@ -42,13 +44,19 @@ class WcGatewayTest extends TestCase
 	        ->shouldReceive('destroy_session_data');
         $settings
             ->shouldReceive('has')->andReturnFalse();
+        $refundProcessor = Mockery::mock(RefundProcessor::class);
+        $state = Mockery::mock(State::class);
+        $state
+	        ->shouldReceive('current_state')->andReturn(State::STATE_ONBOARDED);
         $testee = new PayPalGateway(
             $settingsRenderer,
             $orderProcessor,
             $authorizedPaymentsProcessor,
             $authorizedOrderActionNotice,
             $settings,
-            $sessionHandler
+            $sessionHandler,
+	        $refundProcessor,
+	        $state
         );
 
         expect('wc_get_order')
@@ -76,13 +84,19 @@ class WcGatewayTest extends TestCase
         $settings
             ->shouldReceive('has')->andReturnFalse();
         $sessionHandler = Mockery::mock(SessionHandler::class);
+	    $refundProcessor = Mockery::mock(RefundProcessor::class);
+	    $state = Mockery::mock(State::class);
+	    $state
+		    ->shouldReceive('current_state')->andReturn(State::STATE_ONBOARDED);
         $testee = new PayPalGateway(
             $settingsRenderer,
             $orderProcessor,
             $authorizedPaymentsProcessor,
             $authorizedOrderActionNotice,
             $settings,
-            $sessionHandler
+            $sessionHandler,
+	        $refundProcessor,
+	        $state
         );
 
         expect('wc_get_order')
@@ -116,13 +130,19 @@ class WcGatewayTest extends TestCase
         $settings
             ->shouldReceive('has')->andReturnFalse();
         $sessionHandler = Mockery::mock(SessionHandler::class);
+	    $refundProcessor = Mockery::mock(RefundProcessor::class);
+	    $state = Mockery::mock(State::class);
+	    $state
+		    ->shouldReceive('current_state')->andReturn(State::STATE_ONBOARDED);
         $testee = new PayPalGateway(
             $settingsRenderer,
             $orderProcessor,
             $authorizedPaymentsProcessor,
             $authorizedOrderActionNotice,
             $settings,
-            $sessionHandler
+            $sessionHandler,
+	        $refundProcessor,
+	        $state
         );
 
         expect('wc_get_order')
@@ -171,13 +191,19 @@ class WcGatewayTest extends TestCase
         $settings
             ->shouldReceive('has')->andReturnFalse();
         $sessionHandler = Mockery::mock(SessionHandler::class);
+	    $refundProcessor = Mockery::mock(RefundProcessor::class);
+	    $state = Mockery::mock(State::class);
+	    $state
+		    ->shouldReceive('current_state')->andReturn(State::STATE_ONBOARDED);
         $testee = new PayPalGateway(
             $settingsRenderer,
             $orderProcessor,
             $authorizedPaymentsProcessor,
             $authorizedOrderActionNotice,
             $settings,
-            $sessionHandler
+            $sessionHandler,
+	        $refundProcessor,
+	        $state
         );
 
         $this->assertTrue($testee->capture_authorized_payment($wcOrder));
@@ -218,13 +244,19 @@ class WcGatewayTest extends TestCase
         $settings
             ->shouldReceive('has')->andReturnFalse();
         $sessionHandler = Mockery::mock(SessionHandler::class);
+	    $refundProcessor = Mockery::mock(RefundProcessor::class);
+	    $state = Mockery::mock(State::class);
+	    $state
+		    ->shouldReceive('current_state')->andReturn(State::STATE_ONBOARDED);
         $testee = new PayPalGateway(
             $settingsRenderer,
             $orderProcessor,
             $authorizedPaymentsProcessor,
             $authorizedOrderActionNotice,
             $settings,
-            $sessionHandler
+            $sessionHandler,
+	        $refundProcessor,
+	        $state
         );
 
         $this->assertTrue($testee->capture_authorized_payment($wcOrder));
@@ -258,13 +290,19 @@ class WcGatewayTest extends TestCase
         $settings
             ->shouldReceive('has')->andReturnFalse();
         $sessionHandler = Mockery::mock(SessionHandler::class);
+	    $refundProcessor = Mockery::mock(RefundProcessor::class);
+	    $state = Mockery::mock(State::class);
+	    $state
+		    ->shouldReceive('current_state')->andReturn(State::STATE_ONBOARDED);
         $testee = new PayPalGateway(
             $settingsRenderer,
             $orderProcessor,
             $authorizedPaymentsProcessor,
             $authorizedOrderActionNotice,
             $settings,
-            $sessionHandler
+            $sessionHandler,
+	        $refundProcessor,
+	        $state
         );
 
         $this->assertFalse($testee->capture_authorized_payment($wcOrder));
diff --git a/woocommerce-paypal-commerce-gateway.php b/woocommerce-paypal-commerce-gateway.php
index 0f0f8a6ee..7ab0fa77d 100644
--- a/woocommerce-paypal-commerce-gateway.php
+++ b/woocommerce-paypal-commerce-gateway.php
@@ -26,8 +26,8 @@ define( 'PAYPAL_API_URL', 'https://api.paypal.com' );
 define( 'PAYPAL_SANDBOX_API_URL', 'https://api.sandbox.paypal.com' );
 
 // @ToDo: Real connect.woocommerce.com production link.
-define( 'CONNECT_WOO_URL', 'http://connect-woo.wpcust.com' );
-define( 'CONNECT_WOO_SANDBOX_URL', 'http://connect-woo.wpcust.com' );
+define( 'CONNECT_WOO_URL', 'http://connect-woo.wpcust.com/ppc' );
+define( 'CONNECT_WOO_SANDBOX_URL', 'http://connect-woo.wpcust.com/ppcsandbox' );
 
 ( function () {
 	include __DIR__ . '/vendor/autoload.php';