diff --git a/modules/ppcp-settings/resources/css/components/reusable-components/_busy-state.scss b/modules/ppcp-settings/resources/css/components/reusable-components/_busy-state.scss
new file mode 100644
index 000000000..4254320aa
--- /dev/null
+++ b/modules/ppcp-settings/resources/css/components/reusable-components/_busy-state.scss
@@ -0,0 +1,10 @@
+.ppcp-r-busy-wrapper {
+	position: relative;
+
+	&.ppcp--is-loading {
+		pointer-events: none;
+		user-select: none;
+
+		--spinner-overlay-color: #fff4;
+	}
+}
diff --git a/modules/ppcp-settings/resources/css/components/reusable-components/_settings-toggle-block.scss b/modules/ppcp-settings/resources/css/components/reusable-components/_settings-toggle-block.scss
index e5157a862..af4d264ad 100644
--- a/modules/ppcp-settings/resources/css/components/reusable-components/_settings-toggle-block.scss
+++ b/modules/ppcp-settings/resources/css/components/reusable-components/_settings-toggle-block.scss
@@ -31,10 +31,4 @@
 	&__toggled-content {
 		margin-top: 24px;
 	}
-
-	&.ppcp--is-loading {
-		pointer-events: none;
-
-		--spinner-overlay-color: #fff4;
-	}
 }
diff --git a/modules/ppcp-settings/resources/css/style.scss b/modules/ppcp-settings/resources/css/style.scss
index 7ad7aa7a4..70e9b8971 100644
--- a/modules/ppcp-settings/resources/css/style.scss
+++ b/modules/ppcp-settings/resources/css/style.scss
@@ -3,10 +3,11 @@
 
 #ppcp-settings-container {
 	@import './global';
-	@import './components/reusable-components/onboarding-header';
+	@import './components/reusable-components/busy-state';
 	@import './components/reusable-components/button';
-	@import './components/reusable-components/settings-toggle-block';
 	@import './components/reusable-components/separator';
+	@import './components/reusable-components/onboarding-header';
+	@import './components/reusable-components/settings-toggle-block';
 	@import './components/reusable-components/payment-method-icons';
 	@import "./components/reusable-components/payment-method-item";
 	@import './components/reusable-components/settings-wrapper';
diff --git a/modules/ppcp-settings/resources/js/Components/ReusableComponents/BusyStateWrapper.js b/modules/ppcp-settings/resources/js/Components/ReusableComponents/BusyStateWrapper.js
new file mode 100644
index 000000000..79799bce2
--- /dev/null
+++ b/modules/ppcp-settings/resources/js/Components/ReusableComponents/BusyStateWrapper.js
@@ -0,0 +1,57 @@
+import {
+	Children,
+	isValidElement,
+	cloneElement,
+	useMemo,
+} from '@wordpress/element';
+import classNames from 'classnames';
+
+import { CommonHooks } from '../../data';
+import SpinnerOverlay from './SpinnerOverlay';
+
+/**
+ * Wraps interactive child elements and modifies their behavior based on the global `isBusy` state.
+ * Allows custom processing of child props via the `onBusy` callback.
+ *
+ * @param {Object}   props           - Component properties.
+ * @param {Children} props.children  - Child components to wrap.
+ * @param {boolean}  props.enabled   - Enables or disables the busy-state logic.
+ * @param {string}   props.className - Additional class names for the wrapper.
+ * @param {Function} props.onBusy    - Callback to process child props when busy.
+ */
+const BusyStateWrapper = ( {
+	children,
+	enabled = true,
+	className = '',
+	onBusy = () => ( { disabled: true } ),
+} ) => {
+	const { isBusy } = CommonHooks.useBusyState();
+
+	const markAsBusy = isBusy && enabled;
+
+	const wrapperClassName = classNames( 'ppcp-r-busy-wrapper', className, {
+		'ppcp--is-loading': markAsBusy,
+	} );
+
+	const memoizedChildren = useMemo(
+		() =>
+			Children.map( children, ( child ) =>
+				isValidElement( child )
+					? cloneElement(
+							child,
+							markAsBusy ? onBusy( child.props ) : {}
+					  )
+					: child
+			),
+		[ children, markAsBusy, onBusy ]
+	);
+
+	return (
+		<div className={ wrapperClassName }>
+			{ markAsBusy && <SpinnerOverlay /> }
+			{ memoizedChildren }
+		</div>
+	);
+};
+
+export default BusyStateWrapper;
diff --git a/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsToggleBlock.js b/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsToggleBlock.js
index d8dda1cfb..4a7cf1a20 100644
--- a/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsToggleBlock.js
+++ b/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsToggleBlock.js
@@ -1,23 +1,17 @@
 import { ToggleControl } from '@wordpress/components';
 import { useRef } from '@wordpress/element';
 
-import SpinnerOverlay from './SpinnerOverlay';
-
 const SettingsToggleBlock = ( {
 	isToggled,
 	setToggled,
-	isLoading = false,
+	disabled = false,
 	...props
 } ) => {
 	const toggleRef = useRef( null );
 	const blockClasses = [ 'ppcp-r-toggle-block' ];
 
-	if ( isLoading ) {
-		blockClasses.push( 'ppcp--is-loading' );
-	}
-
 	const handleLabelClick = () => {
-		if ( ! toggleRef.current || isLoading ) {
+		if ( ! toggleRef.current || disabled ) {
 			return;
 		}
 
@@ -52,13 +46,12 @@ const SettingsToggleBlock = ( {
 						ref={ toggleRef }
 						checked={ isToggled }
 						onChange={ ( newState ) => setToggled( newState ) }
-						disabled={ isLoading }
+						disabled={ disabled }
 					/>
 				</div>
 			</div>
 			{ props.children && isToggled && (
 				<div className="ppcp-r-toggle-block__toggled-content">
-					{ isLoading && <SpinnerOverlay /> }
 					{ props.children }
 				</div>
 			) }
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/AdvancedOptionsForm.js b/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/AdvancedOptionsForm.js
index bb2d58209..9b29815f7 100644
--- a/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/AdvancedOptionsForm.js
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/AdvancedOptionsForm.js
@@ -20,6 +20,7 @@ import {
 } from '../../../../hooks/useHandleConnections';
 
 import ConnectionButton from './ConnectionButton';
+import BusyStateWrapper from '../../../ReusableComponents/BusyStateWrapper';
 
 const FORM_ERRORS = {
 	noClientId: __(
@@ -89,7 +90,7 @@ const AdvancedOptionsForm = () => {
 			handleConnectViaIdAndSecret( {
 				validation: validateManualConnectionForm,
 			} ),
-		[ validateManualConnectionForm ]
+		[ handleConnectViaIdAndSecret, validateManualConnectionForm ]
 	);
 
 	useEffect( () => {
@@ -124,69 +125,79 @@ const AdvancedOptionsForm = () => {
 
 	return (
 		<>
-			<SettingsToggleBlock
-				label={ __(
-					'Enable Sandbox Mode',
-					'woocommerce-paypal-payments'
-				) }
-				description={ __(
-					'Activate Sandbox mode to safely test PayPal with sample data. Once your store is ready to go live, you can easily switch to your production account.',
-					'woocommerce-paypal-payments'
-				) }
-				isToggled={ !! isSandboxMode }
-				setToggled={ setSandboxMode }
-				isLoading={ isBusy }
-			>
-				<ConnectionButton
-					title={ __(
-						'Connect Account',
+			<BusyStateWrapper>
+				<SettingsToggleBlock
+					label={ __(
+						'Enable Sandbox Mode',
 						'woocommerce-paypal-payments'
 					) }
-					showIcon={ false }
-					variant="secondary"
-					isSandbox={
-						true /* This button always connects to sandbox */
-					}
-				/>
-			</SettingsToggleBlock>
+					description={ __(
+						'Activate Sandbox mode to safely test PayPal with sample data. Once your store is ready to go live, you can easily switch to your production account.',
+						'woocommerce-paypal-payments'
+					) }
+					isToggled={ !! isSandboxMode }
+					setToggled={ setSandboxMode }
+				>
+					<ConnectionButton
+						title={ __(
+							'Connect Account',
+							'woocommerce-paypal-payments'
+						) }
+						showIcon={ false }
+						variant="secondary"
+						isSandbox={
+							true /* This button always connects to sandbox */
+						}
+					/>
+				</SettingsToggleBlock>
+			</BusyStateWrapper>
 			<Separator withLine={ false } />
-			<SettingsToggleBlock
-				label={
-					__( 'Manually Connect', 'woocommerce-paypal-payments' ) +
-					( isBusy ? ' ...' : '' )
-				}
-				description={ advancedUsersDescription }
-				isToggled={ !! isManualConnectionMode }
-				setToggled={ setManualConnectionMode }
-				isLoading={ isBusy }
+			<BusyStateWrapper
+				onBusy={ ( props ) => ( {
+					disabled: true,
+					label: props.label + ' ...',
+				} ) }
 			>
-				<DataStoreControl
-					control={ TextControl }
-					ref={ refClientId }
-					label={ clientIdLabel }
-					value={ clientId }
-					onChange={ setClientId }
-					className={ classNames( {
-						'has-error': ! clientValid,
-					} ) }
-				/>
-				{ clientValid || (
-					<p className="client-id-error">
-						{ FORM_ERRORS.invalidClientId }
-					</p>
-				) }
-				<DataStoreControl
-					control={ TextControl }
-					ref={ refClientSecret }
-					label={ secretKeyLabel }
-					value={ clientSecret }
-					onChange={ setClientSecret }
-					type="password"
-				/>
-				<Button variant="secondary" onClick={ handleManualConnect }>
-					{ __( 'Connect Account', 'woocommerce-paypal-payments' ) }
-				</Button>
-			</SettingsToggleBlock>
+				<SettingsToggleBlock
+					label={ __(
+						'Manually Connect',
+						'woocommerce-paypal-payments'
+					) }
+					description={ advancedUsersDescription }
+					isToggled={ !! isManualConnectionMode }
+					setToggled={ setManualConnectionMode }
+				>
+					<DataStoreControl
+						control={ TextControl }
+						ref={ refClientId }
+						label={ clientIdLabel }
+						value={ clientId }
+						onChange={ setClientId }
+						className={ classNames( {
+							'has-error': ! clientValid,
+						} ) }
+					/>
+					{ clientValid || (
+						<p className="client-id-error">
+							{ FORM_ERRORS.invalidClientId }
+						</p>
+					) }
+					<DataStoreControl
+						control={ TextControl }
+						ref={ refClientSecret }
+						label={ secretKeyLabel }
+						value={ clientSecret }
+						onChange={ setClientSecret }
+						type="password"
+					/>
+					<Button variant="secondary" onClick={ handleManualConnect }>
+						{ __(
+							'Connect Account',
+							'woocommerce-paypal-payments'
+						) }
+					</Button>
+				</SettingsToggleBlock>
+			</BusyStateWrapper>
 		</>
 	);
 };
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/ConnectionButton.js b/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/ConnectionButton.js
index 0a0ac5bfb..284943e18 100644
--- a/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/ConnectionButton.js
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/ConnectionButton.js
@@ -8,6 +8,7 @@ import {
 	useProductionConnection,
 	useSandboxConnection,
 } from '../../../../hooks/useHandleConnections';
+import BusyStateWrapper from '../../../ReusableComponents/BusyStateWrapper';
 
 const ConnectionButton = ( {
 	title,
@@ -15,13 +16,11 @@ const ConnectionButton = ( {
 	variant = 'primary',
 	showIcon = true,
 } ) => {
-	const { isBusy } = CommonHooks.useBusyState();
 	const { handleSandboxConnect } = useSandboxConnection();
 	const { handleProductionConnect } = useProductionConnection();
 	const className = classNames( 'ppcp-r-connection-button', {
 		'sandbox-mode': isSandbox,
 		'live-mode': ! isSandbox,
-		'ppcp--is-loading': isBusy,
 	} );
 
 	const handleConnectClick = async () => {
@@ -33,15 +32,16 @@ const ConnectionButton = ( {
 	};
 
 	return (
-		<Button
-			className={ className }
-			variant={ variant }
-			icon={ showIcon ? openSignup : null }
-			onClick={ handleConnectClick }
-			disabled={ isBusy }
-		>
-			<span className="button-title">{ title }</span>
-		</Button>
+		<BusyStateWrapper>
+			<Button
+				className={ className }
+				variant={ variant }
+				icon={ showIcon ? openSignup : null }
+				onClick={ handleConnectClick }
+			>
+				<span className="button-title">{ title }</span>
+			</Button>
+		</BusyStateWrapper>
 	);
 };
 
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/Navigation.js b/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/Navigation.js
index 82bfdb656..a30cb4ce2 100644
--- a/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/Navigation.js
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/Components/Navigation.js
@@ -6,6 +6,7 @@ import classNames from 'classnames';
 
 import { OnboardingHooks } from '../../../../data';
 import useIsScrolled from '../../../../hooks/useIsScrolled';
+import BusyStateWrapper from '../../../ReusableComponents/BusyStateWrapper';
 
 const Navigation = ( { stepDetails, onNext, onPrev, onExit } ) => {
 	const { title, isFirst, percentage, showNext, canProceed } = stepDetails;
@@ -20,7 +21,10 @@ const Navigation = ( { stepDetails, onNext, onPrev, onExit } ) => {
 	return (
 		<div className={ className }>
 			<div className="ppcp-r-navigation">
-				<div className="ppcp-r-navigation--left">
+				<BusyStateWrapper
+					className="ppcp-r-navigation--left"
+					enabled={ ! isFirst }
+				>
 					<Button
 						variant="link"
 						onClick={ isFirst ? onExit : onPrev }
@@ -31,7 +35,7 @@ const Navigation = ( { stepDetails, onNext, onPrev, onExit } ) => {
 							{ title }
 						</span>
 					</Button>
-				</div>
+				</BusyStateWrapper>
 				{ ! isFirst &&
 					NextButton( { showNext, isDisabled, onNext, onExit } ) }
 				<ProgressBar percent={ percentage } />
@@ -42,7 +46,7 @@ const Navigation = ( { stepDetails, onNext, onPrev, onExit } ) => {
 
 const NextButton = ( { showNext, isDisabled, onNext, onExit } ) => {
 	return (
-		<div className="ppcp-r-navigation--right">
+		<BusyStateWrapper className="ppcp-r-navigation--right">
 			<Button variant="link" onClick={ onExit }>
 				{ __( 'Save and exit', 'woocommerce-paypal-payments' ) }
 			</Button>
@@ -55,7 +59,7 @@ const NextButton = ( { showNext, isDisabled, onNext, onExit } ) => {
 					{ __( 'Continue', 'woocommerce-paypal-payments' ) }
 				</Button>
 			) }
-		</div>
+		</BusyStateWrapper>
 	);
 };
 
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/StepWelcome.js b/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/StepWelcome.js
index 461d95d26..f8abf9ea5 100644
--- a/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/StepWelcome.js
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Onboarding/StepWelcome.js
@@ -9,6 +9,7 @@ import AccordionSection from '../../ReusableComponents/AccordionSection';
 
 import AdvancedOptionsForm from './Components/AdvancedOptionsForm';
 import { CommonHooks } from '../../../data';
+import BusyStateWrapper from '../../ReusableComponents/BusyStateWrapper';
 
 const StepWelcome = ( { setStep, currentStep } ) => {
 	const { storeCountry, storeCurrency } = CommonHooks.useWooSettings();
@@ -34,16 +35,18 @@ const StepWelcome = ( { setStep, currentStep } ) => {
 						'woocommerce-paypal-payments'
 					) }
 				</p>
-				<Button
-					className="ppcp-r-button-activate-paypal"
-					variant="primary"
-					onClick={ () => setStep( currentStep + 1 ) }
-				>
-					{ __(
-						'Activate PayPal Payments',
-						'woocommerce-paypal-payments'
-					) }
-				</Button>
+				<BusyStateWrapper>
+					<Button
+						className="ppcp-r-button-activate-paypal"
+						variant="primary"
+						onClick={ () => setStep( currentStep + 1 ) }
+					>
+						{ __(
+							'Activate PayPal Payments',
+							'woocommerce-paypal-payments'
+						) }
+					</Button>
+				</BusyStateWrapper>
 			</div>
 			<Separator className="ppcp-r-page-welcome-mode-separator" />
 			<WelcomeDocs